專家說

正如海外菲律賓工人（OFWS）中“零匯款週”的收益所吸引的那樣，專家說，加密貨幣作為替代匯款渠道的興起可能會使組織的組織和影響都複雜化。

As calls for a “Zero Remittance Week” mobilize supporters and experts analyze the potential impact, the role of cryptocurrency in this movement has come into sharper focus.

正如“零匯款週”動員支持者和專家分析了潛在影響的那樣，加密貨幣在這一運動中的作用變得更加焦點。

Experts say the emerging crypto technology may complicate both the organization and reach of any potential boycott — even though crypto remains largely used behind the scenes rather than directly by consumers.

專家說，新興的加密技術可能會使任何潛在的抵制的組織和影響範圍變得複雜 - 儘管加密貨幣仍然在很大程度上在幕後而不是直接被消費者使用。

Remittance Boycott Faces Real-World Hurdles

匯款抵制面對現實世界障礙

The concept of a complete halt on remittances as a form of protest has cycled through online discourse several times before, often during moments of heightened political or economic sensitivity.

完全停止匯款作為抗議形式的概念已經在在線話語中循環了幾次，通常是在政治或經濟敏感性提高的時刻。

The current wave of “Zero Remittance Week” discussion — which is being floated by supporters of former President Rodrigo Duterte — is no exception, says columnist and historian Manuel L. Quezon III.

專欄作家兼歷史學家曼努埃爾·L·奎松三世（Manuel L.

However, he noted that such movements are difficult to organize and even harder to quantify.

但是，他指出，這種運動很難組織，甚至更難量化。

“Problems are: how to measure and if [they’re] capable of being organized enough to have impact in a specific time,” Quezon wrote.

奎松寫道：“問題是：如何衡量以及是否能夠組織足夠的組織在特定時間內產生影響。”

“Alternative ways to remit (e.g., crypto) makes measuring even harder.”

“匯票的替代方法（例如，加密貨幣）使衡量更加困難。”

Crypto as Alternative May Be Just Overhype — Crypto Thought Leader

加密作為替代方案可能只是誇張的 - 加密思想領袖

In response to online discussion about using cryptocurrency as a workaround during a remittance pause, Luis Buenaventura, crypto thought leader and head of crypto at GCash, said the reality is far less dramatic.

為了回應有關在匯款暫停期間使用加密貨幣作為解決方法的在線討論時，GCASH的加密思想負責人兼加密貨幣負責人路易斯·布埃納文圖拉（Luis Buenaventura）表示，現實並不那麼戲劇性。

“Crypto-powered remittances in the PH rarely occur at the consumer level (i.e., OFWs), regardless of how much we’d like to hype it up. In general, it’s more of a back-end settlement mechanism, which means that it’s still trackable as part of the usual regulated flow.”

“無論我們想大肆宣傳多少，pH值得加密驅動的匯款很少發生在消費者層面（即OFWS）。通常，它更像是一種後端沉降機制，這意味著它仍然可以作為通常調節流程的一部分進行跟踪。”

Despite limited use in direct remittances, crypto activity in the country has surged. In 2024, the value of crypto derivatives traded on Philippine-registered exchanges reached $1.2 trillion, a significant increase from the previous year.

儘管直接匯款的用途有限，但該國的加密活動仍在激增。 2024年，通過菲律賓註冊的交易所交易的加密衍生品的價值達到1.2萬億美元，比上一年顯著增加。

Traditional Channels Still Dominate Remittance Landscape

傳統渠道仍然主導匯款環境

In 2024, overseas Filipino workers sent a record $38.34 billion back to the Philippines — a 3% increase from the previous year. These funds accounted for 8.3% of the country’s GDP and 7.4% of its gross national income.

2024年，海外菲律賓工人向菲律賓寄了創紀錄的383.4億美元，比上一年增長了3％。這些資金佔該國GDP的8.3％，佔國民總收入的7.4％。

Money transfer operators, banks, and mobile wallets continue to process the vast majority of these funds.

匯款運營商，銀行和移動錢包繼續處理這些資金的絕大多數。