专家说

正如海外菲律宾工人（OFWS）中“零汇款周”的收益所吸引的那样，专家说，加密货币作为替代汇款渠道的兴起可能会使组织的组织和影响都复杂化。

As calls for a “Zero Remittance Week” mobilize supporters and experts analyze the potential impact, the role of cryptocurrency in this movement has come into sharper focus.

正如“零汇款周”动员支持者和专家分析了潜在影响的那样，加密货币在这一运动中的作用变得更加焦点。

Experts say the emerging crypto technology may complicate both the organization and reach of any potential boycott — even though crypto remains largely used behind the scenes rather than directly by consumers.

专家说，新兴的加密技术可能会使任何潜在的抵制的组织和影响范围变得复杂 - 尽管加密货币仍然在很大程度上在幕后而不是直接被消费者使用。

Remittance Boycott Faces Real-World Hurdles

汇款抵制面对现实世界障碍

The concept of a complete halt on remittances as a form of protest has cycled through online discourse several times before, often during moments of heightened political or economic sensitivity.

完全停止汇款作为抗议形式的概念已经在在线话语中循环了几次，通常是在政治或经济敏感性提高的时刻。

The current wave of “Zero Remittance Week” discussion — which is being floated by supporters of former President Rodrigo Duterte — is no exception, says columnist and historian Manuel L. Quezon III.

专栏作家兼历史学家曼努埃尔·L·奎松三世（Manuel L.

However, he noted that such movements are difficult to organize and even harder to quantify.

但是，他指出，这种运动很难组织，甚至更难量化。

“Problems are: how to measure and if [they’re] capable of being organized enough to have impact in a specific time,” Quezon wrote.

奎松写道：“问题是：如何衡量以及是否能够组织足够的组织在特定时间内产生影响。”

“Alternative ways to remit (e.g., crypto) makes measuring even harder.”

“汇票的替代方法（例如，加密货币）使衡量更加困难。”

Crypto as Alternative May Be Just Overhype — Crypto Thought Leader

加密作为替代方案可能只是夸张的 - 加密思想领袖

In response to online discussion about using cryptocurrency as a workaround during a remittance pause, Luis Buenaventura, crypto thought leader and head of crypto at GCash, said the reality is far less dramatic.

为了回应有关在汇款暂停期间使用加密货币作为解决方法的在线讨论时，GCASH的加密思想负责人兼加密货币负责人路易斯·布埃纳文图拉（Luis Buenaventura）表示，现实并不那么戏剧性。

“Crypto-powered remittances in the PH rarely occur at the consumer level (i.e., OFWs), regardless of how much we’d like to hype it up. In general, it’s more of a back-end settlement mechanism, which means that it’s still trackable as part of the usual regulated flow.”

“无论我们想大肆宣传多少，pH值得加密驱动的汇款很少发生在消费者层面（即OFWS）。通常，它更像是一种后端沉降机制，这意味着它仍然可以作为通常调节流程的一部分进行跟踪。”

Despite limited use in direct remittances, crypto activity in the country has surged. In 2024, the value of crypto derivatives traded on Philippine-registered exchanges reached $1.2 trillion, a significant increase from the previous year.

尽管直接汇款的用途有限，但该国的加密活动仍在激增。 2024年，通过菲律宾注册的交易所交易的加密衍生品的价值达到1.2万亿美元，比上一年显着增加。

Traditional Channels Still Dominate Remittance Landscape

传统渠道仍然主导汇款环境

In 2024, overseas Filipino workers sent a record $38.34 billion back to the Philippines — a 3% increase from the previous year. These funds accounted for 8.3% of the country’s GDP and 7.4% of its gross national income.

2024年，海外菲律宾工人向菲律宾寄了创纪录的383.4亿美元，比上一年增长了3％。这些资金占该国GDP的8.3％，占国民总收入的7.4％。

Money transfer operators, banks, and mobile wallets continue to process the vast majority of these funds.

汇款运营商，银行和移动钱包继续处理这些资金的绝大多数。