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新法律規定了加密貨幣自動櫃員機(ATM)。它建立了操作加密ATM的條件,並為ATM用戶提供消費者保護。
The Controllable Electronic Record Fraud Prevention Act has been signed into law in Nebraska. The law regulates cryptocurrency automatic teller machines (ATMs). It establishes conditions for operating crypto ATMs and provides consumer protections for ATM users.
可控的電子記錄預防法案已在內布拉斯加州簽署為法律。該法律規定加密貨幣自動櫃員機(ATM)。它建立了操作加密ATM的條件,並為ATM用戶提供消費者保護。
The bill (LB 1511) passed the state’s 49-member nonpartisan, unicameral legislature on March 6 with 48 votes in favor and one legislator excused from voting. Governor Jim Pillen signed the bill on March 11.
該法案(LB 1511)於3月6日通過該州由49名成員的無黨派立法機關通過了48票,而一名立法者免除了投票權。州長吉姆·皮倫(Jim Pillen)於3月11日簽署了該法案。
The act makes ATM operators liable for some fraud
該法案使ATM運營商負責一些欺詐
According to the official document, crypto ATM operators will be required to hold a money transmitter license and make their fees known in advance. They will also have to post clear warnings about potential scams and other risks associated with cryptocurrency.
根據官方文件,將要求Crypto ATM運營商持有貨幣發射機許可證並提前徵得其費用。他們還必鬚髮布有關潛在騙局和其他與加密貨幣相關的風險的明確警告。
New customers will be limited to $2,000 a day in transactions, while established customers will be allowed $10,500 a day. Operators will also have to have a refund policy for customers who report fraud within 30 days. New customers are eligible for a full refund on funds lost to fraud, while existing customers would get fees returned.
新客戶每天將限制每天2,000美元的交易,而成熟的客戶每天將獲得10,500美元。運營商還必須為在30天內報告欺詐的客戶制定退款政策。新客戶有資格獲得損失欺詐的資金的全額退款,而現有客戶將返回費用。
Operators will be required to have a full-time compliance officer and an anti-fraud policy backed up by the use of blockchain analytics software. They will provide live customer service on weekdays from 7:00 a.m. to 9:00 p.m. and a “dedicated communication method” with law enforcement.
運營商將被要求擁有使用區塊鏈分析軟件支持的全職合規官和反欺詐政策。他們將在工作日的上午7:00至9:00 PM提供現場客戶服務,並與執法部門一起提供“專門的通信方法”。
The governor spun the new law as support for the crypto industry. “We’ve been working hard to build Nebraska into a cryptocurrency leader. An important part of these efforts is to make sure that we have guardrails to prevent criminals from taking advantage of Nebraskans,” Pillen said in a statement announcing the bill’s signing.
州長跨越了新法律作為對加密貨幣行業的支持。 “我們一直在努力將內布拉斯加州建造成一個加密貨幣領導者。這些努力的重要部分是確保我們有護欄來防止犯罪分子利用內布拉斯加人,”皮倫在宣布該法案簽署的一份聲明中說。
According to the American Association of Retired Persons (AARP), Nebraskans reported 239 scams with cryptocurrency in 2023. They lost a cumulative $14.6 million in those scams. Real losses were probably much higher but unreported, the AARP added.
根據美國退休人員協會(AARP)的說法,內布拉斯加人在2023年報告了239家騙局,並在2023年造成了加密貨幣。他們在這些騙局中損失了1460萬美元。 AARP補充說,真正的損失可能更高,但未報告。
Nebraska has passed several acts affecting crypto
內布拉斯加州通過了幾項影響加密的行為
The bill was introduced by Eliot Bostar and went largely unopposed throughout the legislative session. It will go into effect three months after the legislature adjourns for Spring.
該法案是由艾略特·波斯塔爾(Eliot Bostar)提出的,在整個立法會議期間都沒有反對。立法機關休會春季後三個月生效。
There is no other Bitcoin-related legislation currently being considered in the state, according to Bitcoinlaws.io. However, a bill introduced at the request of the governor that would impose a 2.5-cent per kWh excise tax on cryptocurrency mining operations consuming over 1,000 kWh annually and allow public power districts to require financial assurances from these operations, among other things, is currently in hearings.
根據Bitcoinlaws.io的說法,該州目前沒有其他與比特幣有關的立法。但是,應州長的要求提出的一項法案,該法案每年對加密貨幣採礦業務徵收2.5美分的消費稅,每年消耗超過1,000千瓦時,並允許公共電力區要求這些行動中的財務保證,以及其他事項。
Bostar also introduced the Adopt the Blockchain Basics Act, which would have regulated cryptocurrency mining, custody, and trading, in 2023. That bill was carried over into 2024, but its status since April has been “indefinitely postponed.”
波斯塔爾還引入了《採用區塊鏈基本法》,該法將在2023年監管加密貨幣挖掘,監護權和交易。該法案已延續到2024年,但自4月以來的地位“無限期地推遲”。
As reported by Cryptopolitan, Nebraska hosts Telcoin Bank, an issuer of the eUSD stablecoin. Telcoin was chartered as the state’s first Digital Asset Depository Institution in February, after applying in December. Telcoin founder and CEO Paul Neuner said, “The Nebraska charter creates an actual bank charter and the first that is explicitly authorized to connect consumers to DeFi [decentralized finance].”
正如Cryptopolitan報導的,內布拉斯加州的EUSD Stablecoin發行人Telcoin Bank主持了電信銀行。在12月申請後,電信公司於2月被租用為該州的第一家數字資產存放機構。電信公司創始人兼首席執行官保羅·諾納(Paul Neuner)表示:“內布拉斯加州的憲章創建了實際的銀行憲章,這是明確授權將消費者與Defi [分散融資]聯繫起來的第一章。”
The concept of Digital Asset Depository Institution was introduced in the Nebraska Financial Innovation Act of 2021. That law established a regulatory framework for digital asset depositories and allowed existing state-chartered banks to operate digital asset divisions. It also brought state legislation in line with the Uniform Commercial Code.
數字資產存放機構的概念是在2021年的內布拉斯加州金融創新法中引入的。該法律為數字資產存款庫建立了監管框架,並允許現有的州議會銀行運營數字資產劃分。它還使州立法符合統一的商業法規。
This news follows reports that the U.S. state of Wyoming has become the first to introduce legislation that would create a regulatory framework for decentralized autonomous organizations (DAOs). The bill, which was introduced by State Representative Bill Pownall, passed the House Appropriations Committee with a vote of 7-0. It will now proceed to the House floor for debate.
該消息隨後報導說,美國懷俄明州已成為第一個引入立法的人,該立法將為分散的自治組織(DAOS)創建監管框架。該法案是由州代表比爾·鮑納爾(Bill Pownall)提出的,以7-0的投票通過了眾議院撥款委員會。現在,它將前往眾議院進行辯論。
The bill defines DAOs as "autonomous organizations created and governed by blockchain technology and smart contracts," and it exempts them from certain state laws that apply to traditional corporations. It also sets up a process for registering DAOs with the Secretary of State's office.
該法案將Daos定義為“由區塊鏈技術和智能合約創建和支配的自治組織”,並將其免除適用於傳統公司的某些州法律。它還為向國務卿辦公室註冊DAO的過程設置了一個流程。
The bill is part of Wyoming's broader effort to become a leading hub for blockchain and cryptocurrency technology. The state has already passed several laws to regulate cryptocurrencies and other digital assets.
該法案是懷俄明州為成為區塊鍊和加密貨幣技術的領先樞紐的廣泛努力的一部分。該州已經通過了幾項法律來規範加密貨幣和其他數字資產。
In other news, the number of crypto scams reported in the U.S. in 2023 rose to 239, with victims incurring losses of $14.6 million, according to the American Association of Retired Persons (AARP).
在其他消息中,根據美國退休人員協會(AARP)的數據,在美國,2023年在美國報導的加密騙局數量增加到239美元,受害者損失1460萬美元。
The report, titled "AARP's 2023 Fraud Tip Sheet: Protect Yourself from Common Scams," provides an overview of the most prevalent scams reported to AARP's free Phone Scams Awareness initiative in
該報告的標題為“ AARP的2023欺詐提示表:保護自己免受常見騙局”,概述了AARP報告的最普遍的騙局
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