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新法律规定了加密货币自动柜员机(ATM)。它建立了操作加密ATM的条件,并为ATM用户提供消费者保护。
The Controllable Electronic Record Fraud Prevention Act has been signed into law in Nebraska. The law regulates cryptocurrency automatic teller machines (ATMs). It establishes conditions for operating crypto ATMs and provides consumer protections for ATM users.
可控的电子记录预防法案已在内布拉斯加州签署为法律。该法律规定加密货币自动柜员机(ATM)。它建立了操作加密ATM的条件,并为ATM用户提供消费者保护。
The bill (LB 1511) passed the state’s 49-member nonpartisan, unicameral legislature on March 6 with 48 votes in favor and one legislator excused from voting. Governor Jim Pillen signed the bill on March 11.
该法案(LB 1511)于3月6日通过该州由49名成员的无党派立法机关通过了48票,而一名立法者免除了投票权。州长吉姆·皮伦(Jim Pillen)于3月11日签署了该法案。
The act makes ATM operators liable for some fraud
该法案使ATM运营商负责一些欺诈
According to the official document, crypto ATM operators will be required to hold a money transmitter license and make their fees known in advance. They will also have to post clear warnings about potential scams and other risks associated with cryptocurrency.
根据官方文件,将要求Crypto ATM运营商持有货币发射机许可证并提前征得其费用。他们还必须发布有关潜在骗局和其他与加密货币相关的风险的明确警告。
New customers will be limited to $2,000 a day in transactions, while established customers will be allowed $10,500 a day. Operators will also have to have a refund policy for customers who report fraud within 30 days. New customers are eligible for a full refund on funds lost to fraud, while existing customers would get fees returned.
新客户每天将限制每天2,000美元的交易,而成熟的客户每天将获得10,500美元。运营商还必须为在30天内报告欺诈的客户制定退款政策。新客户有资格获得损失欺诈的资金的全额退款,而现有客户将返回费用。
Operators will be required to have a full-time compliance officer and an anti-fraud policy backed up by the use of blockchain analytics software. They will provide live customer service on weekdays from 7:00 a.m. to 9:00 p.m. and a “dedicated communication method” with law enforcement.
运营商将被要求拥有使用区块链分析软件支持的全职合规官和反欺诈政策。他们将在工作日的上午7:00至9:00 PM提供现场客户服务,并与执法部门一起提供“专门的通信方法”。
The governor spun the new law as support for the crypto industry. “We’ve been working hard to build Nebraska into a cryptocurrency leader. An important part of these efforts is to make sure that we have guardrails to prevent criminals from taking advantage of Nebraskans,” Pillen said in a statement announcing the bill’s signing.
州长跨越了新法律作为对加密货币行业的支持。 “我们一直在努力将内布拉斯加州建造成一个加密货币领导者。这些努力的重要部分是确保我们有护栏来防止犯罪分子利用内布拉斯加人,”皮伦在宣布该法案签署的一份声明中说。
According to the American Association of Retired Persons (AARP), Nebraskans reported 239 scams with cryptocurrency in 2023. They lost a cumulative $14.6 million in those scams. Real losses were probably much higher but unreported, the AARP added.
根据美国退休人员协会(AARP)的说法,内布拉斯加人在2023年报告了239家骗局,并在2023年造成了加密货币。他们在这些骗局中损失了1460万美元。 AARP补充说,真正的损失可能更高,但未报告。
Nebraska has passed several acts affecting crypto
内布拉斯加州通过了几项影响加密的行为
The bill was introduced by Eliot Bostar and went largely unopposed throughout the legislative session. It will go into effect three months after the legislature adjourns for Spring.
该法案是由艾略特·波斯塔尔(Eliot Bostar)提出的,在整个立法会议期间都没有反对。立法机关休会春季后三个月生效。
There is no other Bitcoin-related legislation currently being considered in the state, according to Bitcoinlaws.io. However, a bill introduced at the request of the governor that would impose a 2.5-cent per kWh excise tax on cryptocurrency mining operations consuming over 1,000 kWh annually and allow public power districts to require financial assurances from these operations, among other things, is currently in hearings.
根据Bitcoinlaws.io的说法,该州目前没有其他与比特币有关的立法。但是,应州长的要求提出的一项法案,该法案每年对加密货币采矿业务征收2.5美分的消费税,每年消耗超过1,000千瓦时,并允许公共电力区要求这些行动中的财务保证,以及其他事项。
Bostar also introduced the Adopt the Blockchain Basics Act, which would have regulated cryptocurrency mining, custody, and trading, in 2023. That bill was carried over into 2024, but its status since April has been “indefinitely postponed.”
波斯塔尔还引入了《采用区块链基本法》,该法将在2023年监管加密货币挖掘,监护权和交易。该法案已延续到2024年,但自4月以来的地位“无限期地推迟”。
As reported by Cryptopolitan, Nebraska hosts Telcoin Bank, an issuer of the eUSD stablecoin. Telcoin was chartered as the state’s first Digital Asset Depository Institution in February, after applying in December. Telcoin founder and CEO Paul Neuner said, “The Nebraska charter creates an actual bank charter and the first that is explicitly authorized to connect consumers to DeFi [decentralized finance].”
正如Cryptopolitan报道的,内布拉斯加州的EUSD Stablecoin发行人Telcoin Bank主持了电信银行。在12月申请后,电信公司于2月被租用为该州的第一家数字资产存放机构。电信公司创始人兼首席执行官保罗·诺纳(Paul Neuner)表示:“内布拉斯加州的宪章创建了实际的银行宪章,这是明确授权将消费者与Defi [分散融资]联系起来的第一章。”
The concept of Digital Asset Depository Institution was introduced in the Nebraska Financial Innovation Act of 2021. That law established a regulatory framework for digital asset depositories and allowed existing state-chartered banks to operate digital asset divisions. It also brought state legislation in line with the Uniform Commercial Code.
数字资产存放机构的概念是在2021年的内布拉斯加州金融创新法中引入的。该法律为数字资产存款库建立了监管框架,并允许现有的州议会银行运营数字资产划分。它还使州立法符合统一的商业法规。
This news follows reports that the U.S. state of Wyoming has become the first to introduce legislation that would create a regulatory framework for decentralized autonomous organizations (DAOs). The bill, which was introduced by State Representative Bill Pownall, passed the House Appropriations Committee with a vote of 7-0. It will now proceed to the House floor for debate.
该消息随后报道说,美国怀俄明州已成为第一个引入立法的人,该立法将为分散的自治组织(DAOS)创建监管框架。该法案是由州代表比尔·鲍纳尔(Bill Pownall)提出的,以7-0的投票通过了众议院拨款委员会。现在,它将前往众议院进行辩论。
The bill defines DAOs as "autonomous organizations created and governed by blockchain technology and smart contracts," and it exempts them from certain state laws that apply to traditional corporations. It also sets up a process for registering DAOs with the Secretary of State's office.
该法案将Daos定义为“由区块链技术和智能合约创建和支配的自治组织”,并将其免除适用于传统公司的某些州法律。它还为向国务卿办公室注册DAO的过程设置了一个流程。
The bill is part of Wyoming's broader effort to become a leading hub for blockchain and cryptocurrency technology. The state has already passed several laws to regulate cryptocurrencies and other digital assets.
该法案是怀俄明州为成为区块链和加密货币技术的领先枢纽的广泛努力的一部分。该州已经通过了几项法律来规范加密货币和其他数字资产。
In other news, the number of crypto scams reported in the U.S. in 2023 rose to 239, with victims incurring losses of $14.6 million, according to the American Association of Retired Persons (AARP).
在其他消息中,根据美国退休人员协会(AARP)的数据,在美国,2023年在美国报道的加密骗局数量增加到239美元,受害者损失1460万美元。
The report, titled "AARP's 2023 Fraud Tip Sheet: Protect Yourself from Common Scams," provides an overview of the most prevalent scams reported to AARP's free Phone Scams Awareness initiative in
该报告的标题为“ AARP的2023欺诈提示表:保护自己免受常见骗局”,概述了AARP报告的最普遍的骗局
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