Ripple獲得迪拜金融服務管理局（DFSA）的批准

企業區塊鍊和加密解決方案的領導者Ripple已獲得迪拜金融服務管理局（DFSA）的批准

DUBAI, United Arab Emirates–(BUSINESS WIRE)–Completing a significant milestone in its global expansion plans, Ripple (NYSE:COIN) has received approval from the Dubai Financial Services Authority (DFSA) to provide regulated crypto payments and services in the Dubai International Finance Centre (DIFC).

迪拜，阿拉伯聯合酋長國 - （美國商業資訊） - 在其全球擴張計劃中，Ripple（NYSE：COIN）在迪拜金融服務管理局（DFSA）獲得了批准，以提供受監管的加密貨幣付款和服務，以在迪拜國際金融中心（DIFC）提供監管的加密貨幣付款和服務。

This marks the first time a blockchain-enabled payments provider has been licensed by the DFSA, highlighting the DIFC’s commitment to fostering innovation in the financial services industry. It also paves the way for Ripple’s seamless compliance-first global payments product to become available for businesses in the UAE.

這標誌著DFSA首次獲得了支持區塊鏈的支付提供商的許可，這強調了DIFC致力於促進金融服務行業創新的承諾。這也為Ripple的無縫合規性優先付款產品鋪平了道路，以適合阿聯酋的企業。

“We are thrilled to see Ripple expanding their operations in DIFC with a DFSA license, making them the first blockchain-enabled payments provider in the Centre to be granted this authorization,” said His Excellency Arif Amiri, Chief Executive Officer of DIFC Authority. “This achievement is a testament to our unwavering commitment to nurturing groundbreaking technologies and solutions that will shape the future of finance. As the Middle East, Africa and South Asia’s leading global financial centre, we are proud to support forward-thinking companies like Ripple as they navigate the evolving regulatory landscape and introduce groundbreaking technologies to new markets.”

DIFC權威首席執行官Arif Amiri閣下說：“我們很高興看到Ripple通過DFSA許可擴大了他們在DIFC的運營，這使其成為該中心的第一個授權中心付款的支付提供商。” “這項成就證明了我們堅定地致力於培育將影響財務未來的開創性技術和解決方案。作為中東，非洲和南亞領先的全球金融中心，我們很榮幸能夠在不斷發展的監管環境中瀏覽像Ripple這樣的前瞻性公司，並將開創性的技術引入新市場。”

The UAE is a global hub for outbound finance, with a $400bn+ market for international trade. However, existing cross-border payments systems are still largely limited by high fees, long settlement times and a lack of transparency, presenting ongoing challenges for financial institutions operating in multiple markets.

阿聯酋是出站金融的全球樞紐，擁有400億美元的國際貿易市場。但是，現有的跨境支付系統仍然受到高費用，較長的和解時間和缺乏透明度的限制，這給在多個市場中運營的金融機構帶來了持續的挑戰。

As a result, there is a growing demand among both crypto-native firms and traditional financial institutions for solutions that can streamline and optimize cross-border transactions. According to a 2024 business survey carried out by Ripple, 64% of Middle East and Africa (MEA) finance leaders see faster payments and settlement times as the biggest value proposition for incorporating blockchain-based currencies into their cross-border payments business, highlighting the clear demand for solutions that can drive tangible improvements in efficiency and speed.

結果，加密本地公司和傳統金融機構對可以簡化和優化跨境交易的解決方案的需求不斷增長。根據Ripple進行的一項2024年的商業調查，中東和非洲（MEA）財務領導人的64％認為，付款和和解時間是將基於區塊鏈的貨幣納入其跨境支付業務的最大價值主張，強調了對解決方案的明確需求，這些需求可以提高效率和速度。

“This license is a testament to Ripple’s dedication to navigating the evolving regulatory landscape and forging strong relationships with key stakeholders in the Mena region and beyond,” said Brad Garlinghouse, Chief Executive Officer of Ripple. “We are proud to be expanding our footprint in the UAE, a global hub for commerce and financial innovation.”

Ripple首席執行官Brad Garlinghouse說：“該許可證證明了Ripple致力於瀏覽不斷發展的監管景觀並與MENA地區及其他地區的主要利益相關者建立牢固的關係。” “我們很榮幸能擴大我們在阿聯酋的佔地面積，這是全球商業和金融創新的樞紐。”

Since establishing its Middle East headquarters in DIFC in 2020, Ripple has continued to deepen its presence in the Gulf. Having already clocked up around 20% of its global customer base operating in the Middle East, this latest regulatory approval positions Ripple to further accelerate growth and innovation in a high-potential market. In fact, according to a 2024 survey by Ripple of 150 senior finance leaders in the Middle East and Africa, the MEA region has one of highest levels of institutional readiness when it comes to crypto adoption, with over 82% of MEA finance leaders stating they are “very or extremely confident” when it comes to integrating blockchain solutions into their business.

自2020年在DIFC建立中東總部以來，Ripple繼續加深了其在海灣的存在。該最新的監管批准位置已經達到了其在中東地區的全球客戶群的20％，以進一步加速高潛力市場的增長和創新。實際上，根據Ripple在中東和非洲的150名高級財務領導人的2024年調查顯示，MEA地區在採用加密貨幣時具有最高水平的機構準備，超過82％的MEA財務領導者表示，將Blockchain Solutions納入他們的業務時“非常或非常有信心”。

“We've seen a significant increase in demand for blockchain-based solutions among financial institutions in the Middle East, as institutions are actively seeking to introduce new technologies and stay ahead of the curve in the competitive financial landscape,” said Reece Merrick, Ripple’s Managing Director for Middle East and Africa. “This new DFSA license is a testament to Ripple's commitment to working closely with regulators and fostering collaboration within the industry.”

中東和非洲的Ripple董事總經理Reece Merrick表示：“由於機構正在積極尋求引入新技術並在競爭性的金融環境中保持領先地位，因此中東金融機構對基於區塊鏈的解決方案的需求大大增加。” “這份新的DFSA許可證證明了Ripple致力於與監管機構緊密合作並促進業內合作的承諾。”

Payments utility is also expected to drive greater stablecoin adoption in the UAE. Offering real time settlement compared to traditional banking systems, which often take days to process, stablecoins are presenting a compelling alternative that could accelerate the shift towards faster and more efficient payment rails.

預計付款公用事業公司還將推動阿聯酋採用更大的穩定性。與傳統的銀行系統相比，提供實時結算（通常需要幾天的處理），Stablecoins提出了一種引人注目的替代方案，可以加速向更快，更高效的支付軌道轉移。

Launched at the end of December on global exchanges, Ripple’s own RLUSD stablecoin has already surpassed $130m in market cap and is attracting interest from a broad range of market participants, further demonstrating the growing demand for and interest in scalable and compliant stablecoin solutions.

Ripple自己的RLUSD Stablecoin於12月底在全球交流上推出，已經超過了1.3億美元的市值，並引起了廣泛的市場參與者的興趣，進一步證明了對可擴展和兼容的StableCoin解決方案的需求不斷增長和興趣。

Ripple’s DFSA license adds to its growing list of over 60 regulatory approvals worldwide, including a Major Payments Institution license from the Monetary Authority of Singapore (MAS), a New York Department of Financial Services (NYDFS) Trust Charter, a Virtual Asset Service Provider (VASP) registration from the Central Bank of Ireland, and Money Transmitter Licenses (MTLs) across multiple U.S. states.

Ripple的DFSA許可證在全球範圍內增加了60多個監管機構批准的清單，其中包括紐約金融服務部（NYDFS）信任憲章的新加坡貨幣管理局（MAS）的主要支付機構許可，該紐約金融服務部（NYDFS）信託憲章（Virtual Asset Service Provider（VASP）從Ireland Central Bank of Ireland Bank of Ireland Bank of Ireland Cornessense of Ireland Cornessense and Money Transmiters and Mothers Mitalsers（MT）（MT）

As Ripple continues to work closely with regulators and policymakers worldwide, this latest milestone further strengthens its mission to bring the benefits of compliant blockchain technology to financial services companies and their customers globally.

隨著Ripple繼續與全球監管機構和政策制定者緊密合作，這一最新里程碑進一步增強了其使命的使命，即將合規的區塊鏈技術的好處帶入金融服務公司及其全球客戶。

About Ripple

關於漣漪

Ripple is the leading provider of digital asset infrastructure for financial institutions—delivering simple, compliant, reliable software that unlocks efficiencies, reduces friction, and enhances innovation in global finance. Ripple’s solutions leverage the XRP Ledger and its native digital asset, XRP, which was purpose-built to enable fast, low-cost, highly scalable transactions across developer and financial use cases. With a proven track record working with regulators and policymakers around the world, Ripple’s payments

Ripple是金融機構的數字資產基礎架構的領先提供商，它可以釋放簡單，合規，可靠的軟件，可釋放效率，降低摩擦並增強全球金融的創新。 Ripple的解決方案利用了XRP Ledger及其本地數字資產XRP，該資產是專門構建的，可以在開發人員和財務用例中實現快速，低成本，高度可擴展的交易。憑藉與世界各地的監管機構和政策制定者合作的良好記錄，Ripple的付款