Ripple获得迪拜金融服务管理局（DFSA）的批准

企业区块链和加密解决方案的领导者Ripple已获得迪拜金融服务管理局（DFSA）的批准

DUBAI, United Arab Emirates–(BUSINESS WIRE)–Completing a significant milestone in its global expansion plans, Ripple (NYSE:COIN) has received approval from the Dubai Financial Services Authority (DFSA) to provide regulated crypto payments and services in the Dubai International Finance Centre (DIFC).

迪拜，阿拉伯联合酋长国 - （美国商业资讯） - 在其全球扩张计划中，Ripple（NYSE：COIN）在迪拜金融服务管理局（DFSA）获得了批准，以提供受监管的加密货币付款和服务，以在迪拜国际金融中心（DIFC）提供监管的加密货币付款和服务。

This marks the first time a blockchain-enabled payments provider has been licensed by the DFSA, highlighting the DIFC’s commitment to fostering innovation in the financial services industry. It also paves the way for Ripple’s seamless compliance-first global payments product to become available for businesses in the UAE.

这标志着DFSA首次获得了支持区块链的支付提供商的许可，这强调了DIFC致力于促进金融服务行业创新的承诺。这也为Ripple的无缝合规性优先付款产品铺平了道路，以适合阿联酋的企业。

“We are thrilled to see Ripple expanding their operations in DIFC with a DFSA license, making them the first blockchain-enabled payments provider in the Centre to be granted this authorization,” said His Excellency Arif Amiri, Chief Executive Officer of DIFC Authority. “This achievement is a testament to our unwavering commitment to nurturing groundbreaking technologies and solutions that will shape the future of finance. As the Middle East, Africa and South Asia’s leading global financial centre, we are proud to support forward-thinking companies like Ripple as they navigate the evolving regulatory landscape and introduce groundbreaking technologies to new markets.”

DIFC权威首席执行官Arif Amiri阁下说：“我们很高兴看到Ripple通过DFSA许可扩大了他们在DIFC的运营，这使其成为该中心的第一个授权中心付款的支付提供商。” “这项成就证明了我们坚定地致力于培育将影响财务未来的开创性技术和解决方案。作为中东，非洲和南亚领先的全球金融中心，我们很荣幸能够在不断发展的监管环境中浏览像Ripple这样的前瞻性公司，并将开创性的技术引入新市场。”

The UAE is a global hub for outbound finance, with a $400bn+ market for international trade. However, existing cross-border payments systems are still largely limited by high fees, long settlement times and a lack of transparency, presenting ongoing challenges for financial institutions operating in multiple markets.

阿联酋是出站金融的全球枢纽，拥有400亿美元的国际贸易市场。但是，现有的跨境支付系统仍然受到高费用，较长的和解时间和缺乏透明度的限制，这给在多个市场中运营的金融机构带来了持续的挑战。

As a result, there is a growing demand among both crypto-native firms and traditional financial institutions for solutions that can streamline and optimize cross-border transactions. According to a 2024 business survey carried out by Ripple, 64% of Middle East and Africa (MEA) finance leaders see faster payments and settlement times as the biggest value proposition for incorporating blockchain-based currencies into their cross-border payments business, highlighting the clear demand for solutions that can drive tangible improvements in efficiency and speed.

结果，加密本地公司和传统金融机构对可以简化和优化跨境交易的解决方案的需求不断增长。根据Ripple进行的一项2024年的商业调查，中东和非洲（MEA）财务领导人的64％认为，付款和和解时间是将基于区块链的货币纳入其跨境支付业务的最大价值主张，强调了对解决方案的明确需求，这些需求可以提高效率和速度。

“This license is a testament to Ripple’s dedication to navigating the evolving regulatory landscape and forging strong relationships with key stakeholders in the Mena region and beyond,” said Brad Garlinghouse, Chief Executive Officer of Ripple. “We are proud to be expanding our footprint in the UAE, a global hub for commerce and financial innovation.”

Ripple首席执行官Brad Garlinghouse说：“该许可证证明了Ripple致力于浏览不断发展的监管景观并与MENA地区及其他地区的主要利益相关者建立牢固的关系。” “我们很荣幸能扩大我们在阿联酋的占地面积，这是全球商业和金融创新的枢纽。”

Since establishing its Middle East headquarters in DIFC in 2020, Ripple has continued to deepen its presence in the Gulf. Having already clocked up around 20% of its global customer base operating in the Middle East, this latest regulatory approval positions Ripple to further accelerate growth and innovation in a high-potential market. In fact, according to a 2024 survey by Ripple of 150 senior finance leaders in the Middle East and Africa, the MEA region has one of highest levels of institutional readiness when it comes to crypto adoption, with over 82% of MEA finance leaders stating they are “very or extremely confident” when it comes to integrating blockchain solutions into their business.

自2020年在DIFC建立中东总部以来，Ripple继续加深了其在海湾的存在。该最新的监管批准位置已经达到了其在中东地区的全球客户群的20％，以进一步加速高潜力市场的增长和创新。实际上，根据Ripple在中东和非洲的150名高级财务领导人的2024年调查显示，MEA地区在采用加密货币时具有最高水平的机构准备，超过82％的MEA财务领导者表示，将Blockchain Solutions纳入他们的业务时“非常或非常有信心”。

“We've seen a significant increase in demand for blockchain-based solutions among financial institutions in the Middle East, as institutions are actively seeking to introduce new technologies and stay ahead of the curve in the competitive financial landscape,” said Reece Merrick, Ripple’s Managing Director for Middle East and Africa. “This new DFSA license is a testament to Ripple's commitment to working closely with regulators and fostering collaboration within the industry.”

中东和非洲的Ripple董事总经理Reece Merrick表示：“由于机构正在积极寻求引入新技术并在竞争性的金融环境中保持领先地位，因此中东金融机构对基于区块链的解决方案的需求大大增加。” “这份新的DFSA许可证证明了Ripple致力于与监管机构紧密合作并促进业内合作的承诺。”

Payments utility is also expected to drive greater stablecoin adoption in the UAE. Offering real time settlement compared to traditional banking systems, which often take days to process, stablecoins are presenting a compelling alternative that could accelerate the shift towards faster and more efficient payment rails.

预计付款公用事业公司还将推动阿联酋采用更大的稳定性。与传统的银行系统相比，提供实时结算（通常需要几天的处理），Stablecoins提出了一种引人注目的替代方案，可以加速向更快，更高效的支付轨道转移。

Launched at the end of December on global exchanges, Ripple’s own RLUSD stablecoin has already surpassed $130m in market cap and is attracting interest from a broad range of market participants, further demonstrating the growing demand for and interest in scalable and compliant stablecoin solutions.

Ripple自己的RLUSD Stablecoin于12月底在全球交流上推出，已经超过了1.3亿美元的市值，并引起了广泛的市场参与者的兴趣，进一步证明了对可扩展和兼容的StableCoin解决方案的需求不断增长和兴趣。

Ripple’s DFSA license adds to its growing list of over 60 regulatory approvals worldwide, including a Major Payments Institution license from the Monetary Authority of Singapore (MAS), a New York Department of Financial Services (NYDFS) Trust Charter, a Virtual Asset Service Provider (VASP) registration from the Central Bank of Ireland, and Money Transmitter Licenses (MTLs) across multiple U.S. states.

Ripple的DFSA许可证在全球范围内增加了60多个监管机构批准的清单，其中包括纽约金融服务部（NYDFS）信任宪章的新加坡货币管理局（MAS）的主要支付机构许可，该纽约金融服务部（NYDFS）信托宪章（Virtual Asset Service Provider（VASP）从Ireland Central Bank of Ireland Bank of Ireland Bank of Ireland Cornessense of Ireland Cornessense and Money Transmiters and Mothers Mitalsers（MT）（MT）

As Ripple continues to work closely with regulators and policymakers worldwide, this latest milestone further strengthens its mission to bring the benefits of compliant blockchain technology to financial services companies and their customers globally.

随着Ripple继续与全球监管机构和政策制定者紧密合作，这一最新里程碑进一步增强了其使命的使命，即将合规的区块链技术的好处带入金融服务公司及其全球客户。

About Ripple

关于涟漪

Ripple is the leading provider of digital asset infrastructure for financial institutions—delivering simple, compliant, reliable software that unlocks efficiencies, reduces friction, and enhances innovation in global finance. Ripple’s solutions leverage the XRP Ledger and its native digital asset, XRP, which was purpose-built to enable fast, low-cost, highly scalable transactions across developer and financial use cases. With a proven track record working with regulators and policymakers around the world, Ripple’s payments

Ripple是金融机构的数字资产基础架构的领先提供商，它可以释放简单，合规，可靠的软件，可释放效率，降低摩擦并增强全球金融的创新。 Ripple的解决方案利用了XRP Ledger及其本地数字资产XRP，该资产是专门构建的，可以在开发人员和财务用例中实现快速，低成本，高度可扩展的交易。凭借与世界各地的监管机构和政策制定者合作的良好记录，Ripple的付款