美國國會議員強調，良好調節的穩定市場對於維持美元的全球優勢至關重要

眾議院金融服務委員會董事長法國山（R-AR）強調，一個良好監管的Stablecoin市場對於維持美元的全球優勢至關重要

The chairman of the House Financial Services Committee, Representative French Hill (R-AR), highlighted the crucial role of a well-regulated stablecoin market in maintaining the U.S. dollar's global dominance and advancing financial innovation, as lawmakers continue to debate the role of stablecoins and a potential central bank digital currency (CBDC).

眾議院金融服務委員會代表法國山（R-AR）主席強調了良好調節的Stablecoin市場在維持美元的全球優勢和推動金融創新方面的關鍵作用，因為立法者繼續辯論Stablecoins和潛在的中央銀行數字貨幣（CBDC）的作用。

During a hearing titled "Navigating the Digital Payments Ecosystem: Examining a Federal Framework for Payment Stablecoins and Consequences of a U.S. Central Bank Digital Currency," the Committee discussed how stablecoins can be leveraged to strengthen the dollar's position in international finance.

該委員會在題為“瀏覽數字支付生態系統的瀏覽：研究美國中央銀行數字貨幣的付款穩定框架和後果的聯邦框架”的聽證會上，討論瞭如何利用Stablecoins來加強美元在國際金融中的地位。

"A properly regulated stablecoin market can strengthen the U.S. dollar's dominance, modernize our payments infrastructure, and promote financial access without government overreach," Representative Hill stated.

代表希爾表示：“適當監管的穩定市場可以加強美元的統治地位，現代化我們的付款基礎設施，並促進金融通道，而沒有政府過高。”

The Committee's deliberations focused on the STABLE Act, which aims to provide clear regulatory standards for stablecoin issuers and ensure compliance with financial regulations such as the Bank Secrecy Act and anti-money laundering laws.

委員會的審議重點是《穩定法》，該法案旨在為Stablecoin發行人提供明確的監管標準，並確保遵守《銀行保密法》和反貨幣洗錢法等財務法規。

Stablecoins are already contributing to the dollar's influence by facilitating global transactions and reducing friction in cross-border payments. Every day, billions of dollars in stablecoin transactions are reducing friction in cross-border payments, streamlining commercial transactions, and giving more communities broader access to digital financial tools.

穩定幣已經通過促進全球交易並減少跨境支付的摩擦來促進美元的影響。每天，數十億美元的Stablecoin交易都在減少跨境支付的摩擦，簡化商業交易，並使更多社區更廣泛地訪問數字金融工具。

Since last year, the Committee has been working on legislation to create a stablecoin regime with the goal of providing a clear legal framework for stablecoins to operate.

自去年以來，委員會一直在努力建立一個穩定的製度，目的是為Stablecoins提供明確的法律框架。

The updated STABLE Act reflects input from stakeholders to strengthen operational standards, such as capital requirements and liquidity management, and enhance the role of regulators in overseeing stablecoins.

最新的穩定法反映了利益相關者的意見，以加強運營標準，例如資本要求和流動性管理，並增強監管機構在監督穩定的人中的作用。

The goal is to ensure that stablecoins operate within a neutral and efficient legal framework, maximizing their contribution to international finance and the broader economy.

目的是確保在中立有效的法律框架內運作，最大程度地提高了他們對國際金融和更廣泛的經濟的貢獻。

This effort is also part of a broader initiative to sustain the dollar's dominance as the world's primary reserve currency and support the U.S. financial system's competitiveness in the global arena.

這項努力也是一項更廣泛的計劃的一部分，旨在維持美元作為全球主要儲備貨幣的統治地位，並支持美國金融體系在全球舞台上的競爭力。

Congressman Hill expressed concerns about a CBDC, arguing that it could undermine the dollar's competitive advantage by centralizing financial power within the federal government.

國會議員希爾（Hill）對CBDC表示擔憂，認為它可能通過將金融權力集中在聯邦政府內部來破壞美元的競爭優勢。

"A government-controlled digital dollar would put the Federal Reserve in direct competition with the private sector and undermine the very progress that stablecoins are making," he added.

他補充說：“政府控制的數字美元將使美聯儲與私營部門直接競爭，並破壞穩定幣的進步。”

Instead of strengthening the dollar, a CBDC could suppress competition, jeopardize financial privacy, and weaken the role of the U.S. banking system, he contended.

他認為，CBDC不能加強美元，而是可以抑制競爭，危害財務隱私並削弱美國銀行體系的作用。

The hearing also addressed Representative Tom Emmer's (R-MN) Anti-CBDC Surveillance State Act, which aims to prevent government overreach in digital currencies.

聽證會還介紹了湯姆·埃默（Tom Emmer）代表（R-MN）反CBDC監視州法案，該法案旨在防止政府在數字貨幣中推廣。

Representative Hill concluded by emphasizing the Committee's commitment to ensuring that the U.S. remains the leader in financial innovation, with stablecoins playing a key role in sustaining the dollar's global dominance and advancing the broader economic interests of the American people.

Hill代表強調了委員會致力於確保美國仍然是金融創新的領導者的承諾，而Stablecoins在維持美元的全球統治力並促進了美國人民的更廣泛的經濟利益方面發揮了關鍵作用。