美国国会议员强调，良好调节的稳定市场对于维持美元的全球优势至关重要

众议院金融服务委员会董事长法国山（R-AR）强调，一个良好监管的Stablecoin市场对于维持美元的全球优势至关重要

The chairman of the House Financial Services Committee, Representative French Hill (R-AR), highlighted the crucial role of a well-regulated stablecoin market in maintaining the U.S. dollar's global dominance and advancing financial innovation, as lawmakers continue to debate the role of stablecoins and a potential central bank digital currency (CBDC).

众议院金融服务委员会代表法国山（R-AR）主席强调了良好调节的Stablecoin市场在维持美元的全球优势和推动金融创新方面的关键作用，因为立法者继续辩论Stablecoins和潜在的中央银行数字货币（CBDC）的作用。

During a hearing titled "Navigating the Digital Payments Ecosystem: Examining a Federal Framework for Payment Stablecoins and Consequences of a U.S. Central Bank Digital Currency," the Committee discussed how stablecoins can be leveraged to strengthen the dollar's position in international finance.

该委员会在题为“浏览数字支付生态系统的浏览：研究美国中央银行数字货币的付款稳定框架和后果的联邦框架”的听证会上，讨论了如何利用Stablecoins来加强美元在国际金融中的地位。

"A properly regulated stablecoin market can strengthen the U.S. dollar's dominance, modernize our payments infrastructure, and promote financial access without government overreach," Representative Hill stated.

代表希尔表示：“适当监管的稳定市场可以加强美元的统治地位，现代化我们的付款基础设施，并促进金融通道，而没有政府过高。”

The Committee's deliberations focused on the STABLE Act, which aims to provide clear regulatory standards for stablecoin issuers and ensure compliance with financial regulations such as the Bank Secrecy Act and anti-money laundering laws.

委员会的审议重点是《稳定法》，该法案旨在为Stablecoin发行人提供明确的监管标准，并确保遵守《银行保密法》和反货币洗钱法等财务法规。

Stablecoins are already contributing to the dollar's influence by facilitating global transactions and reducing friction in cross-border payments. Every day, billions of dollars in stablecoin transactions are reducing friction in cross-border payments, streamlining commercial transactions, and giving more communities broader access to digital financial tools.

稳定币已经通过促进全球交易并减少跨境支付的摩擦来促进美元的影响。每天，数十亿美元的Stablecoin交易都在减少跨境支付的摩擦，简化商业交易，并使更多社区更广泛地访问数字金融工具。

Since last year, the Committee has been working on legislation to create a stablecoin regime with the goal of providing a clear legal framework for stablecoins to operate.

自去年以来，委员会一直在努力建立一个稳定的制度，目的是为Stablecoins提供明确的法律框架。

The updated STABLE Act reflects input from stakeholders to strengthen operational standards, such as capital requirements and liquidity management, and enhance the role of regulators in overseeing stablecoins.

最新的稳定法反映了利益相关者的意见，以加强运营标准，例如资本要求和流动性管理，并增强监管机构在监督稳定的人中的作用。

The goal is to ensure that stablecoins operate within a neutral and efficient legal framework, maximizing their contribution to international finance and the broader economy.

目的是确保在中立有效的法律框架内运作，最大程度地提高了他们对国际金融和更广泛的经济的贡献。

This effort is also part of a broader initiative to sustain the dollar's dominance as the world's primary reserve currency and support the U.S. financial system's competitiveness in the global arena.

这项努力也是一项更广泛的计划的一部分，旨在维持美元作为全球主要储备货币的统治地位，并支持美国金融体系在全球舞台上的竞争力。

Congressman Hill expressed concerns about a CBDC, arguing that it could undermine the dollar's competitive advantage by centralizing financial power within the federal government.

国会议员希尔（Hill）对CBDC表示担忧，认为它可能通过将金融权力集中在联邦政府内部来破坏美元的竞争优势。

"A government-controlled digital dollar would put the Federal Reserve in direct competition with the private sector and undermine the very progress that stablecoins are making," he added.

他补充说：“政府控制的数字美元将使美联储与私营部门直接竞争，并破坏稳定币的进步。”

Instead of strengthening the dollar, a CBDC could suppress competition, jeopardize financial privacy, and weaken the role of the U.S. banking system, he contended.

他认为，CBDC不能加强美元，而是可以抑制竞争，危害财务隐私并削弱美国银行体系的作用。

The hearing also addressed Representative Tom Emmer's (R-MN) Anti-CBDC Surveillance State Act, which aims to prevent government overreach in digital currencies.

听证会还介绍了汤姆·埃默（Tom Emmer）代表（R-MN）反CBDC监视州法案，该法案旨在防止政府在数字货币中推广。

Representative Hill concluded by emphasizing the Committee's commitment to ensuring that the U.S. remains the leader in financial innovation, with stablecoins playing a key role in sustaining the dollar's global dominance and advancing the broader economic interests of the American people.

Hill代表强调了委员会致力于确保美国仍然是金融创新的领导者的承诺，而Stablecoins在维持美元的全球统治力并促进了美国人民的更广泛的经济利益方面发挥了关键作用。