比特幣與XRP敘述正在悄悄地逆轉

備受尊敬的加密研究員SMQKE最近的一條推文引發了加密貨幣社區中關於數字資產不斷發展的作用的討論

A recent tweet from respected crypto researcher SMQKE has sparked discussions within the cryptocurrency community regarding the evolving role of digital assets in the global financial system.

備受推崇的加密研究員SMQKE的最新推文引發了加密貨幣社區中關於數字資產在全球金融體系中不斷發展的作用的討論。

SMQKE’s analysis suggests that the long-standing Bitcoin vs. XRP debate is undergoing a quiet reversal, with institutional and regulatory bodies now favoring cryptocurrencies that integrate within traditional financial frameworks rather than those that operate outside them.

SMQKE的分析表明，長期以來的比特幣與XRP辯論正在進行安靜的逆轉，機構和監管機構現在有利於將加密貨幣整合到傳統財務框架中，而不是在傳統的財務框架內而不是在其外部運作的加密貨幣。

The Bitcoin vs. XRP narrative is quietly being reversed.

比特幣與XRP敘述正在悄悄地逆轉。

Why?

為什麼？

Because Bitcoin “falls outside the system.”

因為比特幣“屬於系統之外”。

Now, the IMF is pressuring countries not to use it as legal tender.

現在，國際貨幣基金組織迫使國家不要將其用作法定招標。

Meanwhile, XRP “falls within the system.”

同時，XRP“屬於系統”。

So ask yourself—what will the IMF push countries to adopt?… https://t.co/DMbC58gCET pic.twitter.com/I86PzSfESb

所以問問自己 - 國際貨幣基金組織將採用什麼？…https：//t.co/dmbc58gcet pic.twitter.com/i86pzsfesb

— SMQKE (@SMQKEDQG) February 4, 2025

- smqke（@smqkedqg）2025年2月4日

The tweet highlights recent reports that El Salvador, the first country to adopt Bitcoin as legal tender, is facing pressure from the International Monetary Fund (IMF) to reverse its stance.

推文強調了最近的報導，薩爾瓦多（El Salvador）是第一個採用比特幣作為法定貨幣的國家，他面臨國際貨幣基金組織（IMF）的壓力，要求其扭轉其立場。

According to Daily Hodl, as shared by unusual_whales on X, El Salvador has reportedly removed Bitcoin’s legal tender status after less than four years due to IMF pressure.

據《每日霍德爾》報導，據usual_whales在X上共享，據報導，薩爾瓦多因國際貨幣基金組織壓力而在不到四年後刪除了比特幣的法定招標身份。

Bitcoin’s classification as an asset that “falls outside the system” has been a key factor in its appeal to proponents of decentralization. However, this characteristic has also led to increased scrutiny from global regulatory bodies.

比特幣作為“屬於系統之外”的資產的分類一直是其吸引支持者支持者的關鍵因素。但是，這種特徵也導致了全球監管機構的審查。

The IMF and other financial institutions have consistently expressed concerns over Bitcoin’s potential risks, including its volatility, lack of centralized oversight, and implications for monetary policy.

國際貨幣基金組織和其他金融機構一直對比特幣的潛在風險表示擔憂，包括其波動性，缺乏集中監督以及對貨幣政策的影響。

XRP’s Role Within the Financial System

XRP在金融系統中的作用

In contrast to Bitcoin, XRP has often been positioned as an asset that aligns with the existing financial system rather than opposing it. XRP’s primary use case—facilitating cross-border transactions and improving liquidity within financial institutions—has made it a more attractive option for banks and regulators.

與比特幣相反，XRP通常被定位為與現有金融體系保持一致的資產，而不是反對它。 XRP的主要用例 - 促進跨境交易並改善金融機構內的流動性 - 使其成為銀行和監管機構的更具吸引力的選擇。

SMQKE’s argument suggests that because XRP “falls within the system,” it is more likely to be embraced by policymakers and global financial institutions. This perspective aligns with Ripple’s ongoing partnerships with banks and payment service providers, as well as its engagement with regulatory bodies worldwide.

Smqke的論點表明，由於XRP“屬於系統”，因此政策制定者和全球金融機構更有可能接受。這種觀點與Ripple與銀行和支付服務提供商的持續合作夥伴關係以及與全球監管機構的互動保持一致。

We are on twitter, follow us to connect with us :- @TimesTabloid1

我們在Twitter上，關注我們與我們聯繫： - @timestabloid1

— TimesTabloid (@TimesTabloid1) July 15, 2023

- 時間賽車（@timestabloid1）2023年7月15日

Regulators Favoring Integrated Crypto Assets?

支持集成加密資產的監管機構？

The implications of this shift are significant. If regulatory bodies continue to discourage the use of cryptocurrencies like Bitcoin for legal tender status, while simultaneously fostering the adoption of assets that integrate with existing financial frameworks, the crypto landscape could see a substantial transformation.

這種轉變的含義很重要。如果監管機構繼續阻止使用像比特幣這樣的加密貨幣來實現法定招標身份，同時促進了與現有財務框架集成的資產的採用，則加密貨幣景觀可能會發生實質性的轉變。

Alessio Meloni, another X user who commented on the discussion, stated: “The shift is happening right in front of us. Bitcoin was the rebellion. XRP is the integration. Regulators and institutions won’t fight the system—they’ll reshape it with assets that work within it. The question isn’t if—it’s when.”

另一位X用戶Alessio Meloni在討論中發表了評論，他說：“這種轉變正在我們面前發生。比特幣是叛亂。 XRP是集成。監管機構和機構不會與該系統作鬥爭，它們會用其中的資產來重塑它。問題不是嗎，那是什麼時候。”

Meloni’s view reflects a broader trend in the financial sector. Rather than outrightly rejecting digital assets, regulators and institutions appear to be selectively endorsing cryptocurrencies that enhance efficiency while maintaining compliance with existing financial structures.

梅洛尼的觀點反映了金融部門的更廣泛趨勢。監管機構和機構似乎沒有完全拒絕數字資產，而是有選擇地認可加密貨幣，從而提高效率，同時保持遵守現有的金融結構。

Future Implications for Crypto Adoption

對加密採用的未來影響

The debate over Bitcoin’s place in the financial system is far from settled, and while El Salvador’s reported decision may not be the final word on Bitcoin as a legal tender, it does highlight the challenges it faces in gaining institutional acceptance. Meanwhile, XRP’s positioning as a regulatory-compliant digital asset could strengthen its adoption in the years ahead.

關於比特幣在金融體系中的地位的辯論遠非解決，儘管薩爾瓦多報導的決定可能並不是比特幣作為法定招標的最後一句話，但它確實突出了它在獲得機構認可方面面臨的挑戰。同時，XRP作為符合監管的數字資產的定位可以加強未來幾年的採用。

As institutional engagement with cryptocurrency continues to evolve, the distinction between assets within the system and those outside it may play a critical role in shaping the future of digital finance.

隨著機構與加密貨幣的參與不斷發展，系統內資產與外部資產之間的區別可能在塑造數字融資的未來中起關鍵作用。

Whether this shift accelerates or faces resistance will depend on how regulatory frameworks develop and how financial institutions navigate the changing landscape of digital assets.

這種轉變是加速還是面對阻力將取決於監管框架的發展方式以及金融機構如何導航數字資產的不斷變化。