比特币与XRP叙述正在悄悄地逆转

备受尊敬的加密研究员SMQKE最近的一条推文引发了加密货币社区中关于数字资产不断发展的作用的讨论

A recent tweet from respected crypto researcher SMQKE has sparked discussions within the cryptocurrency community regarding the evolving role of digital assets in the global financial system.

备受推崇的加密研究员SMQKE的最新推文引发了加密货币社区中关于数字资产在全球金融体系中不断发展的作用的讨论。

SMQKE’s analysis suggests that the long-standing Bitcoin vs. XRP debate is undergoing a quiet reversal, with institutional and regulatory bodies now favoring cryptocurrencies that integrate within traditional financial frameworks rather than those that operate outside them.

SMQKE的分析表明，长期以来的比特币与XRP辩论正在进行安静的逆转，机构和监管机构现在有利于将加密货币整合到传统财务框架中，而不是在传统的财务框架内而不是在其外部运作的加密货币。

The Bitcoin vs. XRP narrative is quietly being reversed.

比特币与XRP叙述正在悄悄地逆转。

Why?

为什么？

Because Bitcoin “falls outside the system.”

因为比特币“属于系统之外”。

Now, the IMF is pressuring countries not to use it as legal tender.

现在，国际货币基金组织迫使国家不要将其用作法定招标。

Meanwhile, XRP “falls within the system.”

同时，XRP“属于系统”。

So ask yourself—what will the IMF push countries to adopt?… https://t.co/DMbC58gCET pic.twitter.com/I86PzSfESb

所以问问自己 - 国际货币基金组织将采用什么？…https：//t.co/dmbc58gcet pic.twitter.com/i86pzsfesb

— SMQKE (@SMQKEDQG) February 4, 2025

- smqke（@smqkedqg）2025年2月4日

The tweet highlights recent reports that El Salvador, the first country to adopt Bitcoin as legal tender, is facing pressure from the International Monetary Fund (IMF) to reverse its stance.

推文强调了最近的报道，萨尔瓦多（El Salvador）是第一个采用比特币作为法定货币的国家，他面临国际货币基金组织（IMF）的压力，要求其扭转其立场。

According to Daily Hodl, as shared by unusual_whales on X, El Salvador has reportedly removed Bitcoin’s legal tender status after less than four years due to IMF pressure.

据《每日霍德尔》报道，据usual_whales在X上共享，据报道，萨尔瓦多因国际货币基金组织压力而在不到四年后删除了比特币的法定招标身份。

Bitcoin’s classification as an asset that “falls outside the system” has been a key factor in its appeal to proponents of decentralization. However, this characteristic has also led to increased scrutiny from global regulatory bodies.

比特币作为“属于系统之外”的资产的分类一直是其吸引支持者支持者的关键因素。但是，这种特征也导致了全球监管机构的审查。

The IMF and other financial institutions have consistently expressed concerns over Bitcoin’s potential risks, including its volatility, lack of centralized oversight, and implications for monetary policy.

国际货币基金组织和其他金融机构一直对比特币的潜在风险表示担忧，包括其波动性，缺乏集中监督以及对货币政策的影响。

XRP’s Role Within the Financial System

XRP在金融系统中的作用

In contrast to Bitcoin, XRP has often been positioned as an asset that aligns with the existing financial system rather than opposing it. XRP’s primary use case—facilitating cross-border transactions and improving liquidity within financial institutions—has made it a more attractive option for banks and regulators.

与比特币相反，XRP通常被定位为与现有金融体系保持一致的资产，而不是反对它。 XRP的主要用例 - 促进跨境交易并改善金融机构内的流动性 - 使其成为银行和监管机构的更具吸引力的选择。

SMQKE’s argument suggests that because XRP “falls within the system,” it is more likely to be embraced by policymakers and global financial institutions. This perspective aligns with Ripple’s ongoing partnerships with banks and payment service providers, as well as its engagement with regulatory bodies worldwide.

Smqke的论点表明，由于XRP“属于系统”，因此政策制定者和全球金融机构更有可能接受。这种观点与Ripple与银行和支付服务提供商的持续合作伙伴关系以及与全球监管机构的互动保持一致。

We are on twitter, follow us to connect with us :- @TimesTabloid1

我们在Twitter上，关注我们与我们联系： - @timestabloid1

— TimesTabloid (@TimesTabloid1) July 15, 2023

- 时间赛车（@timestabloid1）2023年7月15日

Regulators Favoring Integrated Crypto Assets?

支持集成加密资产的监管机构？

The implications of this shift are significant. If regulatory bodies continue to discourage the use of cryptocurrencies like Bitcoin for legal tender status, while simultaneously fostering the adoption of assets that integrate with existing financial frameworks, the crypto landscape could see a substantial transformation.

这种转变的含义很重要。如果监管机构继续阻止使用像比特币这样的加密货币来实现法定招标身份，同时促进了与现有财务框架集成的资产的采用，则加密货币景观可能会发生实质性的转变。

Alessio Meloni, another X user who commented on the discussion, stated: “The shift is happening right in front of us. Bitcoin was the rebellion. XRP is the integration. Regulators and institutions won’t fight the system—they’ll reshape it with assets that work within it. The question isn’t if—it’s when.”

另一位X用户Alessio Meloni在讨论中发表了评论，他说：“这种转变正在我们面前发生。比特币是叛乱。 XRP是集成。监管机构和机构不会与该系统作斗争，它们会用其中的资产来重塑它。问题不是吗，那是什么时候。”

Meloni’s view reflects a broader trend in the financial sector. Rather than outrightly rejecting digital assets, regulators and institutions appear to be selectively endorsing cryptocurrencies that enhance efficiency while maintaining compliance with existing financial structures.

梅洛尼的观点反映了金融部门的更广泛趋势。监管机构和机构似乎没有完全拒绝数字资产，而是有选择地认可加密货币，从而提高效率，同时保持遵守现有的金融结构。

Future Implications for Crypto Adoption

对加密采用的未来影响

The debate over Bitcoin’s place in the financial system is far from settled, and while El Salvador’s reported decision may not be the final word on Bitcoin as a legal tender, it does highlight the challenges it faces in gaining institutional acceptance. Meanwhile, XRP’s positioning as a regulatory-compliant digital asset could strengthen its adoption in the years ahead.

关于比特币在金融体系中的地位的辩论远非解决，尽管萨尔瓦多报道的决定可能并不是比特币作为法定招标的最后一句话，但它确实突出了它在获得机构认可方面面临的挑战。同时，XRP作为符合监管的数字资产的定位可以加强未来几年的采用。

As institutional engagement with cryptocurrency continues to evolve, the distinction between assets within the system and those outside it may play a critical role in shaping the future of digital finance.

随着机构与加密货币的参与不断发展，系统内资产与外部资产之间的区别可能在塑造数字融资的未来中起关键作用。

Whether this shift accelerates or faces resistance will depend on how regulatory frameworks develop and how financial institutions navigate the changing landscape of digital assets.

这种转变是加速还是面对阻力将取决于监管框架的发展方式以及金融机构如何导航数字资产的不断变化。