參議員Bill Hagerty旨在引入針對非銀行發行人的Stablecoin立法

參議員比爾·哈格蒂（Bill Hagerty）將介紹旨在為Stablecoins創建監管框架的立法。該計劃定於週二舉行，反映了共和黨議員在金融體系中建立對加密友好的準則的日益增長的願望。

Republican Senator Bill Hagerty is set to introduce legislation on Tuesday that would establish a regulatory framework for stablecoins, reflecting a growing push among GOP lawmakers to establish crypto-friendly guidelines within the financial system.

共和黨參議員比爾·哈格蒂（Bill Hagerty）將於週二提出立法，該立法將建立一個監管框架，以反映出共和黨立法者在金融體系中建立對加密貨幣友好型準則的越來越多的推動力。

Stablecoins, cryptocurrencies designed to maintain a stable value by pegging their worth to traditional assets like the US dollar, have gained traction as a bridge between digital currencies and the conventional financial system.

Stablecoins是旨在通過將其價值固定在諸如Dollar之類的傳統資產上的穩定價值的加密貨幣，已成為數字貨幣與傳統金融系統之間的橋樑。

Proponents argue that a federal regulatory framework could enhance the legitimacy of stablecoins, leading to broader adoption and integration into everyday transactions.

支持者認為，聯邦監管框架可以增強穩定劑的合法性，從而導致更廣泛的採用和整合到日常交易中。

“My legislation establishes a safe and pro-growth regulatory framework that will unleash innovation and advance the President’s mission to make America the world capital of crypto,” Hagerty said in a statement.

Hagerty在一份聲明中說：“我的立法建立了一個安全而增長的監管框架，該框架將釋放創新並促進總統使美國成為全球加密貨幣之都的使命。”

The senator is joined by Democrat Kirsten Gillibrand, Republican Tim Scott, and pro-Bitcoin Senator Cynthia Lummis in co-sponsoring the bill, highlighting bipartisan support for the emerging sector.

參議員由民主黨人柯斯滕·吉利布蘭德（Kirsten Gillibrand），共和黨蒂姆·斯科特（Tim Scott）和親比特幣參議員辛西婭·盧米斯（Cynthia Lummis）共同發起了該法案，強調了兩黨對新興行業的支持。

The legislation, dubbed the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, outlines specific rules for issuing stablecoin payments.

該立法被稱為指導和建立為美國穩定法（Genius）法案的國家創新，概述了發行穩定付款的具體規則。

It mandates that these digital currencies be backed by US currency, Federal Reserve notes, Treasury bills, and other secure assets—a crucial provision given the scrutiny surrounding the reserves backing popular stablecoins, such as Tether's USDT stablecoin.

它要求這些數字貨幣得到美國貨幣，美聯儲票據，國庫賬單和其他安全資產的支持，這是鑑於儲備的審查，這是備用流行的穩定穩定的審查，例如Tether的USDT Stablecoin。

Another key aspect of the GENIUS Act is its push for transparency. Under the proposed regulations, issuers of these digital assets would be required to disclose audited reports on the reserves backing their stablecoins on a monthly basis.

《天才法》的另一個關鍵方面是其透明度的推動。根據擬議的法規，這些數字資產的發行人必須每月披露有關儲備金支持其穩定的儲備的審計報告。

False reporting could lead to criminal penalties, underscoring the commitment to accountability and security in this rapidly evolving market.

虛假的報告可能會導致刑事處罰，從而強調了這個迅速發展的市場對問責制和安全的承諾。

The bill would also place nonbank stablecoin issuers under the supervision of the Office of the Comptroller of the Currency, further solidifying regulatory oversight in this area.

該法案還將將非銀行Stablecoin發行人置於貨幣主計算員辦公室的監督下，進一步鞏固了該地區的監管監督。

Trump's renewed engagement in the crypto space marks a significant shift from his earlier skepticism toward digital assets. During his 2024 campaign, the President has embraced the industry, urging regulatory changes to foster innovation.

特朗普在加密貨幣空間中的重新參與標誌著他早期的懷疑主義向數字資產的重大轉變。在他的2024年競選期間，總統接受了該行業，敦促監管變更促進創新。

Last month, Donald Trump signed an executive order advocating for the development of lawful dollar-backed stablecoins globally and expressing opposition to a central bank digital currency (CBDC), which could potentially compete with these digital assets.

上個月，唐納德·特朗普（Donald Trump）簽署了一項行政命令，倡導在全球範圍內開發合法的美元穩定股，並表示反對中央銀行數字貨幣（CBDC），這可能與這些數字資產競爭。

This proactive stance contrasts with the approach taken by the Biden administration, which prioritized investigations and enforcement actions over regulatory clarity led by the US Securities and Exchange Commission (SEC).

這種積極的立場與拜登政府採取的方法形成鮮明對比，該方法優先考慮調查和執法行動，而不是由美國證券交易委員會（SEC）領導的監管清晰度。

Both Democrats and Republicans in Congress have shown interest in addressing the complexities of stablecoin regulation, signaling a potential bipartisan effort to establish a cohesive framework.

國會中的民主黨人和共和黨人都對解決Stablecoin調節的複雜性表明了興趣，這表明了建立凝聚力框架的兩黨努力。