著名加密货币评论员称，如果代币化银行业务成为标准，XRP (XRP) 可能会达到 1000 美元

著名加密货币评论员 Brett (@Brett_Crypto_X) 最近发表了对 XRP 潜力的雄心勃勃的观点，认为该数字资产可能会攀升至 1000 美元。

Prominent crypto commentator Brett recently shared an ambitious perspective on XRP’s potential, arguing that the digital asset could climb to $1,000.

著名加密货币评论员 Brett 最近分享了对 XRP 潜力的雄心勃勃的观点，认为该数字资产可能会攀升至 1,000 美元。

Brett bases this assertion on the assumption that the global banking industry will transition to tokenized banking, creating massive demand for XRP as a liquidity provider. The discussion generated significant engagement on X, with other users debating the feasibility and implications of his claim.

Brett 的这一主张基于以下假设：全球银行业将向代币化银行转型，从而对 XRP 作为流动性提供者产生巨大需求。这次讨论引起了 X 的广泛关注，其他用户也讨论了他的主张的可行性和影响。

Here's a summary of Brett's argument and the community's responses:

以下是布雷特的论点和社区回应的摘要：

Brett's Argument for XRP's Growth

Brett 对 XRP 增长的看法

Brett posits that a shift from traditional fractional reserve banking to tokenized systems will disrupt the financial sector's reliance on debt-based liquidity. In his view, tokenized banking would require institutions to hold substantial reserves of digital assets like XRP to facilitate seamless global transactions.

布雷特认为，从传统的部分准备金银行向代币化系统的转变将打破金融部门对债务流动性的依赖。在他看来，代币化银行业务将要求机构持有大量 XRP 等数字资产储备，以促进无缝的全球交易。

Given the token's established use case as a bridge currency, Brett believes banks worldwide would need to acquire billions of XRP, driving its scarcity and, consequently, its price.

鉴于该代币作为桥梁货币的既定用例，Brett 认为世界各地的银行将需要购买数十亿 XRP，从而推高其稀缺性，从而推高其价格。

He further asserts that XRP's total market capitalization could reach trillions, suggesting that the token's value could align with that scale. Brett concludes by encouraging users to acquire XRP while it remains “cheap,” emphasizing its potential as an underpriced asset in the current market.

他进一步断言，XRP 的总市值可能达到数万亿美元，这表明该代币的价值可能与该规模相符。 Brett 最后鼓励用户在 XRP 仍然“便宜”的情况下购买 XRP，并强调其作为当前市场上被低估的资产的潜力。

Community Responses

社区回应

Brett's post sparked diverse reactions from the crypto community, highlighting both support and skepticism.

布雷特的帖子引发了加密货币社区的不同反应，强调了支持和怀疑。

X User JoshUA questioned the necessity of XRP for banks, suggesting they could create their centralized cryptocurrency to bypass third-party tokens. Such a scenario would allow banks to keep controlling the monetary system without relying on XRP or similar decentralized assets.

X 用户 JoshUA 质疑 XRP 对于银行的必要性，建议他们可以创建中心化加密货币来绕过第三方代币。这种情况将允许银行在不依赖 XRP 或类似去中心化资产的情况下继续控制货币体系。

In response, user Rich argued that centralized digital currencies are contrary to the ethos of blockchain technology. He pointed out that cryptocurrency’s decentralized nature empowers individuals, offering alternatives to traditional banking systems.

对此，用户 Rich 认为中心化数字货币与区块链技术的精神背道而驰。他指出，加密货币的去中心化性质赋予了个人权力，为传统银行系统提供了替代方案。

According to Rich, the rise of decentralized options diminishes banks' ability to impose centralized solutions, underscoring why institutions might view Ripple and XRP as a competitive threat.

Rich 表示，去中心化期权的兴起削弱了银行实施中心化解决方案的能力，这凸显了为什么机构可能将 Ripple 和 XRP 视为竞争威胁。

Another user, Diarmuid MacDonald, highlighted the potential resistance from traditional banks. He suggested that financial institutions might explore new mechanisms to sustain profits due to limitations tokenized banking could impose on fractional reserve practices. MacDonald speculated that this dynamic explains the hostility banks may display toward cryptocurrencies like XRP.

另一位用户 Diarmuid MacDonald 强调了传统银行的潜在阻力。他建议，由于代币化银行可能对部分准备金做法施加限制，金融机构可能会探索新的机制来维持利润。麦克唐纳推测，这种动态解释了银行可能对 XRP 等加密货币表现出的敌意。

Key Considerations

关键考虑因素

While Brett's argument for XRP's exponential price increase is compelling, several factors require scrutiny:

虽然布雷特关于 XRP 指数价格上涨的论点令人信服，但有几个因素需要仔细审查：

Adoption and Utility: XRP's value is intrinsically tied to its adoption within the financial ecosystem. For the token to reach the scale Brett envisions, global banks must standardize its usage for cross-border transactions, a scenario dependent on regulatory clarity and widespread agreement.

采用和效用：XRP 的价值本质上与其在金融生态系统中的采用相关。为了使代币达到布雷特设想的规模，全球银行必须标准化其跨境交易的使用，这种情况取决于监管的明确性和广泛的共识。

Supply and Demand Dynamics: The existing XRP supply is capped at 100 billion tokens, with a significant portion already distributed. Whether global banks would each need to acquire “billions” of XRP, as Brett suggests, remains uncertain.

供需动态：现有 XRP 供应量上限为 1000 亿个代币，其中很大一部分已经分配。正如 Brett 所说，全球银行是否都需要收购“数十亿”的 XRP 目前仍不确定。

Competition and Alternatives: The financial sector could opt for proprietary digital currencies or other cryptocurrencies with similar functionality, potentially reducing demand for the digital asset.

竞争和替代方案：金融部门可以选择专有的数字货币或具有类似功能的其他加密货币，这可能会减少对数字资产的需求。

Market Capitalization Perspective: A $1,000 valuation per XRP implies a market capitalization in the hundreds of trillions, raising questions about scalability and realistic price projections.

市值视角：每个 XRP 的估值为 1,000 美元，意味着市值达数百万亿美元，这引发了有关可扩展性和实际价格预测的问题。

Brett's post underscores the optimism many XRP supporters share regarding its long-term potential. However, the discussion also reveals critical challenges and uncertainties surrounding the token's path to a four-digit valuation.

Brett 的帖子强调了许多 XRP 支持者对其长期潜力的乐观态度。然而，讨论也揭示了围绕代币走向四位数估值的关键挑战和不确定性。

This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

此内容旨在提供信息，不应被视为财务建议。本文表达的观点可能包含作者的个人观点，并不代表时代小报的意见。敦促读者在做出任何投资决定之前进行深入研究。读者采取的任何行动均需自行承担风险。 《时代小报》对任何经济损失不承担任何责任。

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