著名加密貨幣評論員稱，如果代幣化銀行業務成為標準，XRP (XRP) 可能會達到 1000 美元

著名加密貨幣評論員 Brett (@Brett_Crypto_X) 最近發表了對 XRP 潛力的雄心勃勃的觀點，認為該數位資產可能會攀升至 1000 美元。

Prominent crypto commentator Brett recently shared an ambitious perspective on XRP’s potential, arguing that the digital asset could climb to $1,000.

著名加密貨幣評論員 Brett 最近分享了對 XRP 潛力的雄心勃勃的觀點，認為該數位資產可能會攀升至 1,000 美元。

Brett bases this assertion on the assumption that the global banking industry will transition to tokenized banking, creating massive demand for XRP as a liquidity provider. The discussion generated significant engagement on X, with other users debating the feasibility and implications of his claim.

Brett 的這項主張基於以下假設：全球銀行業將向代幣化銀行轉型，從而對 XRP 作為流動性提供者產生巨大需求。這次討論引起了 X 的廣泛關注，其他用戶也討論了他的主張的可行性和影響。

Here's a summary of Brett's argument and the community's responses:

以下是布雷特的論點和社區回應的摘要：

Brett's Argument for XRP's Growth

Brett 對 XRP 成長的看法

Brett posits that a shift from traditional fractional reserve banking to tokenized systems will disrupt the financial sector's reliance on debt-based liquidity. In his view, tokenized banking would require institutions to hold substantial reserves of digital assets like XRP to facilitate seamless global transactions.

布雷特認為，從傳統的部分準備金銀行轉變為代幣化系統的轉變將打破金融部門對債務流動性的依賴。在他看來，代幣化銀行業務將要求機構持有大量 XRP 等數位資產儲備，以促進無縫的全球交易。

Given the token's established use case as a bridge currency, Brett believes banks worldwide would need to acquire billions of XRP, driving its scarcity and, consequently, its price.

鑑於該代幣作為橋樑貨幣的既定用例，Brett 認為世界各地的銀行將需要購買數十億 XRP，推高其稀缺性，推高其價格。

He further asserts that XRP's total market capitalization could reach trillions, suggesting that the token's value could align with that scale. Brett concludes by encouraging users to acquire XRP while it remains “cheap,” emphasizing its potential as an underpriced asset in the current market.

他進一步斷言，XRP 的總市值可能達到數兆美元，這表明該代幣的價值可能與該規模相符。 Brett 最後鼓勵用戶在 XRP 仍然「便宜」的情況下購買 XRP，並強調其作為當前市場上被低估的資產的潛力。

Community Responses

社區回應

Brett's post sparked diverse reactions from the crypto community, highlighting both support and skepticism.

布雷特的貼文引發了加密貨幣社群的不同反應，強調了支持和懷疑。

X User JoshUA questioned the necessity of XRP for banks, suggesting they could create their centralized cryptocurrency to bypass third-party tokens. Such a scenario would allow banks to keep controlling the monetary system without relying on XRP or similar decentralized assets.

X 用戶 JoshUA 質疑 XRP 對於銀行的必要性，並建議他們可以創建中心化加密貨幣來繞過第三方代幣。這種情況將允許銀行在不依賴 XRP 或類似去中心化資產的情況下繼續控制貨幣體系。

In response, user Rich argued that centralized digital currencies are contrary to the ethos of blockchain technology. He pointed out that cryptocurrency’s decentralized nature empowers individuals, offering alternatives to traditional banking systems.

對此，用戶 Rich 認為中心化數位貨幣與區塊鏈技術的精神背道而馳。他指出，加密貨幣的去中心化性質賦予了個人權力，為傳統銀行體系提供了替代方案。

According to Rich, the rise of decentralized options diminishes banks' ability to impose centralized solutions, underscoring why institutions might view Ripple and XRP as a competitive threat.

Rich 表示，去中心化選擇權的興起削弱了銀行實施中心化解決方案的能力，這凸顯了為什麼機構可能將 Ripple 和 XRP 視為競爭威脅。

Another user, Diarmuid MacDonald, highlighted the potential resistance from traditional banks. He suggested that financial institutions might explore new mechanisms to sustain profits due to limitations tokenized banking could impose on fractional reserve practices. MacDonald speculated that this dynamic explains the hostility banks may display toward cryptocurrencies like XRP.

另一位用戶 Diarmuid MacDonald 強調了傳統銀行的潛在阻力。他建議，由於代幣化銀行可能對部分準備金做法施加限制，金融機構可能會探索新的機制來維持利潤。麥克唐納推測，這種動態解釋了銀行可能對 XRP 等加密貨幣表現出的敵意。

Key Considerations

關鍵考慮因素

While Brett's argument for XRP's exponential price increase is compelling, several factors require scrutiny:

雖然布雷特關於 XRP 指數價格上漲的論點令人信服，但有幾個因素需要仔細審查：

Adoption and Utility: XRP's value is intrinsically tied to its adoption within the financial ecosystem. For the token to reach the scale Brett envisions, global banks must standardize its usage for cross-border transactions, a scenario dependent on regulatory clarity and widespread agreement.

採用與效用：XRP 的價值本質上與其在金融生態系中的採用有關。為了使代幣達到布雷特所設想的規模，全球銀行必須標準化其跨國交易的使用，這種情況取決於監管的明確性和廣泛的共識。

Supply and Demand Dynamics: The existing XRP supply is capped at 100 billion tokens, with a significant portion already distributed. Whether global banks would each need to acquire “billions” of XRP, as Brett suggests, remains uncertain.

供需動態：現有 XRP 供應量上限為 1000 億個代幣，其中很大一部分已經分配。正如 Brett 所說，全球銀行是否都需要收購「數十億」的 XRP 目前仍不確定。

Competition and Alternatives: The financial sector could opt for proprietary digital currencies or other cryptocurrencies with similar functionality, potentially reducing demand for the digital asset.

競爭與替代方案：金融部門可以選擇專有的數位貨幣或具有類似功能的其他加密貨幣，這可能會減少對數位資產的需求。

Market Capitalization Perspective: A $1,000 valuation per XRP implies a market capitalization in the hundreds of trillions, raising questions about scalability and realistic price projections.

市值視角：每個 XRP 的估值為 1,000 美元，意味著市值達數百萬億美元，這引發了有關可擴展性和實際價格預測的問題。

Brett's post underscores the optimism many XRP supporters share regarding its long-term potential. However, the discussion also reveals critical challenges and uncertainties surrounding the token's path to a four-digit valuation.

Brett 的貼文強調了許多 XRP 支持者對其長期潛力的樂觀態度。然而，討論也揭示了圍繞該代幣走向四位數估值之路的關鍵挑戰和不確定性。

This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

此內容旨在提供信息，不應被視為財務建議。本文所表達的觀點可能包含作者的個人觀點，並不代表時代小報的意見。敦促讀者在做出任何投資決定之前進行深入研究。讀者採取的任何行動均需自行承擔風險。 《時代小報》對任何經濟損失不負任何責任。

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