XRP现在看上去看好。在11月5日开始时，XRP的价格仅为0.5037美元。

从那时起，市场增长了340.61％。在此期间，它的表现优于前两个加密货币，比特币和以太坊。

"Experts predict that 2025 could be a landmark year for XRP. After a turbulent few years, it seems like things are finally falling into place for the world’s seventh-largest cryptocurrency.

“专家预测，2025年对于XRP来说可能是一个具有里程碑意义的一年。经过几年动荡不安的几年，似乎终于为世界第七大加密货币而实现了。

With regulatory hurdles cleared and institutional adoption on the rise, XRP could be one of the biggest crypto success stories of 2025. Will Ripple’s momentum lead to a record-breaking rally? Only time will tell!

随着监管障碍的清除和机构采用的兴起，XRP可能是2025年最大的加密成功故事之一。Ripple的势头会导致创纪录的集会吗？只有时间会证明！

Recently, crypto researcher Anders claimed that the U.S. Securities and Exchange Commission has decided to cancel Statement of Accounting Standards No. 121, which was introduced in 2022.

最近，加密研究员安德斯（Anders）声称，美国证券交易委员会已决定取消2022年提出的121会计准则声明。

The new guideline allows banks and financial institutions to apply existing accounting standards for potential losses related to holding customer crypto.

新指南使银行和金融机构能够应用现有的会计标准，以解决与持有客户加密有关的潜在损失。

Instead of listing all custodied cryptos to liabilities, they can treat potential risks as contingent liabilities.

他们可以将潜在的风险视为或有责任，而不是列出所有受保管的加密货币。

According to Anders, the new development could encourage more institutional players to enter the crypto custody market.

据安德斯（Anders）称，新的发展可以鼓励更多的机构参与者进入加密货币市场。

Moreover, the researcher predicts that institutional players might be more interested in offering crypto custody and they could use Ripple’s technology to do it, making Ripple’s custody services more popular.

此外，研究人员预测，机构参与者可能对提供加密货币的监护权更感兴趣，他们可以使用Ripple的技术来做到这一点，从而使Ripple的监护权服务更加受欢迎。

“Now that the SEC has dropped the new crypto accounting rule, institutions might be more interested in offering crypto custody and they could use Ripple’s technology to do it. Finally, we might get to see some serious institutional money flowing into the crypto market.”, claims crypto researcher Anders.

“既然SEC已经删除了新的加密会计规则，机构可能会更感兴趣地提供加密货币，他们可以使用Ripple的技术来做到这一点。最后，我们可能会看到一些严重的机构资金流入加密货币市场。”

In addition, Anders forecasts that an XRP Spot ETF will be approved by the US SEC in the second half of 2025.

此外，安德斯（Anders）预测，XRP斑点ETF将在2025年下半年获得美国SEC批准。

At least 10 ETF fund management firms have expressed their interest to launch their XRP Spot ETFs.

至少有10家ETF基金管理公司表示有兴趣启动其XRP Spot ETF。

Polymarket bettors suggest that there is a 84% chance that the US SEC will provide approval for an XRP Spot ETF in 2025.

Polymarket Bettors认为，美国SEC在2025年为XRP Spot ETF提供了84％的机会。

Anders predicts that if the SEC approves an XRP ETF, the XRP price could reach as high as $8.

安德斯（Anders）预测，如果SEC批准XRP ETF，则XRP价格可能高达8美元。

Recently, Ripple CEO Brad Garlinghouse hinted that XRP might be included in the US Digital Asset Stockpile – which was established by US President Donald Trump through an executive order.

最近，Ripple首席执行官布拉德·加林豪斯（Brad Garlinghouse）暗示，XRP可能包含在美国数字资产库存中，这是由美国总统唐纳德·特朗普（Donald Trump）通过行政命令建立的。

Earlier this year, the SEC reached a settlement with Ripple in a case that began in December 2020. The SEC sued Ripple for selling XRP in an unregistered securities offering.

今年早些时候，美国证券交易委员会（SEC）在2020年12月开始的案件中与Ripple达成和解。SEC起诉Ripple以在未注册的证券发行中出售XRP。