XRP現在看上去看好。在11月5日開始時，XRP的價格僅為0.5037美元。

從那時起，市場增長了340.61％。在此期間，它的表現優於前兩個加密貨幣，比特幣和以太坊。

"Experts predict that 2025 could be a landmark year for XRP. After a turbulent few years, it seems like things are finally falling into place for the world’s seventh-largest cryptocurrency.

“專家預測，2025年對於XRP來說可能是一個具有里程碑意義的一年。經過幾年動盪不安的幾年，似乎終於為世界第七大加密貨幣而實現了。

With regulatory hurdles cleared and institutional adoption on the rise, XRP could be one of the biggest crypto success stories of 2025. Will Ripple’s momentum lead to a record-breaking rally? Only time will tell!

隨著監管障礙的清除和機構採用的興起，XRP可能是2025年最大的加密成功故事之一。 Ripple的勢頭會導致創紀錄的集會嗎？只有時間會證明！

Recently, crypto researcher Anders claimed that the U.S. Securities and Exchange Commission has decided to cancel Statement of Accounting Standards No. 121, which was introduced in 2022.

最近，加密研究員安德斯（Anders）聲稱，美國證券交易委員會已決定取消2022年提出的121會計準則聲明。

The new guideline allows banks and financial institutions to apply existing accounting standards for potential losses related to holding customer crypto.

新指南使銀行和金融機構能夠應用現有的會計標準，以解決與持有客戶加密有關的潛在損失。

Instead of listing all custodied cryptos to liabilities, they can treat potential risks as contingent liabilities.

他們可以將潛在的風險視為或有責任，而不是列出所有受保管的加密貨幣。

According to Anders, the new development could encourage more institutional players to enter the crypto custody market.

據安德斯（Anders）稱，新的發展可以鼓勵更多的機構參與者進入加密貨幣市場。

Moreover, the researcher predicts that institutional players might be more interested in offering crypto custody and they could use Ripple’s technology to do it, making Ripple’s custody services more popular.

此外，研究人員預測，機構參與者可能對提供加密貨幣的監護權更感興趣，他們可以使用Ripple的技術來做到這一點，從而使Ripple的監護權服務更加受歡迎。

“Now that the SEC has dropped the new crypto accounting rule, institutions might be more interested in offering crypto custody and they could use Ripple’s technology to do it. Finally, we might get to see some serious institutional money flowing into the crypto market.”, claims crypto researcher Anders.

“既然SEC已經刪除了新的加密會計規則，機構可能會更感興趣地提供加密貨幣，他們可以使用Ripple的技術來做到這一點。最後，我們可能會看到一些嚴重的機構資金流入加密貨幣市場。”

In addition, Anders forecasts that an XRP Spot ETF will be approved by the US SEC in the second half of 2025.

此外，安德斯（Anders）預測，XRP斑點ETF將在2025年下半年獲得美國SEC批准。

At least 10 ETF fund management firms have expressed their interest to launch their XRP Spot ETFs.

至少有10家ETF基金管理公司表示有興趣啟動其XRP Spot ETF。

Polymarket bettors suggest that there is a 84% chance that the US SEC will provide approval for an XRP Spot ETF in 2025.

Polymarket Bettors認為，美國SEC在2025年為XRP Spot ETF提供了84％的機會。

Anders predicts that if the SEC approves an XRP ETF, the XRP price could reach as high as $8.

安德斯（Anders）預測，如果SEC批准XRP ETF，則XRP價格可能高達8美元。

Recently, Ripple CEO Brad Garlinghouse hinted that XRP might be included in the US Digital Asset Stockpile – which was established by US President Donald Trump through an executive order.

最近，Ripple首席執行官布拉德·加林豪斯（Brad Garlinghouse）暗示，XRP可能包含在美國數字資產庫存中，這是由美國總統唐納德·特朗普（Donald Trump）通過行政命令建立的。

Earlier this year, the SEC reached a settlement with Ripple in a case that began in December 2020. The SEC sued Ripple for selling XRP in an unregistered securities offering.

今年早些時候，美國證券交易委員會（SEC）在2020年12月開始的案件中與Ripple達成和解。 SEC起訴Ripple以在未註冊的證券發行中出售XRP。