恐慌浪潮席捲了一個小型交易社區，該社區使用了一個鮮為人知的平台，稱為“財務”

卡拉奇（Karachi）：一波恐慌已經席捲了一個小型貿易社區，該社區使用了一個鮮為人知的平台，稱為“財務”，用於高風險，高回報的投資。

A wave of panic has swept through a small trading community that uses a lesser-known platform called ‘TreasureNFT’ for high-risk, high-return investments. An unexpected delay in withdrawal requests has raised concerns among new users about their investments.

一波恐慌已經席捲了一個小型貿易社區，該社區使用了一個鮮為人知的平台，稱為“國庫”進行高風險，高回報的投資。提款請求的意外延遲引起了新用戶對他們的投資的擔憂。

Karachi-based S* (name withheld to protect identity) says while she was able to withdraw her initial investment, the new members are stuck.

總部位於卡拉奇的S*（拒絕保護身份的名稱）說，儘管她能夠撤回最初的投資，但新成員被困。

Rumours are rife that the platform that claims to offer AI-driven NFT trading with substantial returns is a fraudulent scheme.

有傳言說，該平台聲稱提供AI驅動的NFT交易具有可觀的回報是一個欺詐計劃。

S is worried, not for her investment but for those people who joined the platform on her recommendation. “There are multiple teams, and every team has a team lead called a head who communicates the latest developments.”

S很擔心，不是因為她的投資，而是為那些根據她的建議加入該平台的人。 “有多個球隊，每個團隊都有一個名為“頭腦”的團隊負責人，他傳達了最新的發展。”

S has been told that delays in payments are due to ‘congestion’ on the third-party app used for fund transfer. The platform uses Binance to honour withdrawal requests. A surge in withdrawals, driven by Eid spending, has caused congestion. Per S, the heads are not sure if the company will stay, but they have reasons to believe that the current trouble is a software glitch.

S已被告知，付款的延誤是由於用於基金轉移的第三方應用程序的“交通擁堵”。該平台使用binance來紀念提款請求。開齋節支出驅動的撤離激增引起了交通擁堵。每S，頭部不確定公司是否會留下來，但他們有理由相信當前的麻煩是軟件故障。

According to S, TreasureNFT announced Eid rewards of up to $5,000, prompting many investors to rush withdrawal requests instead of waiting. “Now we have been told that the company will use another app for fund transfer.” “[TreasureNFT] previously took 68 hours to honour requests; it was extended to 168 hours, and they have now promised to withdraw money within 120 hours.” S said that most people who invested do have an idea about the risks attached to it. “Investors from the salaried class are more worried because they usually dip into their savings to make such investments.”

根據S的說法，Treasurenft宣布了高達5,000美元的開齋節獎勵，促使許多投資者急忙提款請求而不是等待。 “現在我們被告知該公司將使用另一個應用程序進行基金轉移。” “ [國庫]以前花了68個小時來紀念請求；該請求延長至168小時，現在他們承諾在120小時內提取資金。” S說，大多數投資的人確實對附加的風險有所了解。 “來自受薪階級的投資者更加擔心，因為他們通常會降低自己的儲蓄來進行此類投資。”

TreasureNFT did not respond to The News’s request for comment.

國庫沒有回應新聞的置評請求。

NFTs (non-fungible tokens) are digital assets, such as artwork, videos or music, that are recorded on a blockchain. Each NFT has a unique identification code, ensuring its authenticity and ownership.

NFTS（不可殺死的代幣）是在區塊鏈上錄製的數字資產，例如藝術品，視頻或音樂。每個NFT都有一個唯一的標識代碼，以確保其真實性和所有權。

After the 2022 crypto crash, most people abandoned NFTs. According to ‘Forbes’, Twitter founder Jack Dorsey’s first tweet that was sold as an NFT for $2.9 million saw a dramatic crash, losing its value by 99 per cent. Then, the highest bid was at $280. Unofficial accounts suggest that the NFT’s value has fallen even more.

2022年加密貨幣墜毀後，大多數人放棄了NFT。根據“福布斯”的報導，Twitter創始人傑克·多爾西（Jack Dorsey）的第一條推文以290萬美元的價格出售為NFT，造成了戲劇性的崩潰，其價值下降了99％。然後，最高出價的價格為280美元。非正式的帳戶表明，NFT的價值降低了。

On TreasureNFT and the ongoing rumours about it being a scam, Chairperson of the Wireless and Internet Service Providers Association of Pakistan (WISPAP) Shahzad Arshad says, “I see a pressing truth: scammers are evolving, and so must we. Today’s scammers are not clumsy con artists with misspelt emails. The FBI pegged losses from such ‘business email compromise’ scams at over $4.5 billion globally in 2023, a figure dwarfed by the untold toll of smaller, personal frauds.”

關於騙子的騙局，巴基斯坦無線和互聯網服務提供商協會（WISPAP）Shahzad Arshad的持續謠言說：“我看到一個緊迫的真相：騙子正在發展，所以我們必須在不斷發展。 2023年全球45億美元的$ 45億美元，這一數字遭到了較小的個人欺詐行為的無數損失。”

Whether or not the platform is genuine, it is certain that “a legitimate venture does not promise the moon overnight -- TreasureNFT’s 1,500 per cent annualised returns defy reason, unlike the transparent trades of credible platforms,” Arshad says.

Arshad說，無論該平台是真實的，都可以肯定的是，“合法的冒險公司不能在一夜之間承諾月球 - 與可靠平台的透明交易不同，國庫的1,500％的年度回報違反了原因，” Arshad說。

A Middle East-based financial analyst says that what investors have told him about the site implies that it is not genuine. “It sounds like a typical multi-level marketing (MLM) business, which is usually a controversial way of doing business.”

一位中東的財務分析師說，投資者告訴他有關該網站的信息意味著它不是真正的。 “這聽起來像是典型的多層次營銷（MLM）業務，這通常是一種有爭議的業務方式。”

“These scams are quite common in Pakistan and have had multiple rebirths here, every time with a different name.”

“這些騙局在巴基斯坦很普遍，每次都有不同的名字都有多次重生。”

The analyst’s objection to the business model is the ambiguity regarding the source of profit. “When you invest in stocks, you know where your money is and how it is being used by the company. In this case, no one knows why or how the company is paying huge returns.”

分析師對業務模式的反對是關於利潤來源的歧義。 “當您投資股票時，您會知道您的錢在哪里以及公司如何使用股票。在這種情況下，沒有人知道公司為什麼或如何支付巨額回報。”

But why do such schemes keep getting the oxygen they need to remain alive? Muhammad* (name changed to protect privacy), a small investor, sees this as a result of economic inequality in the country.

但是，為什麼這樣的方案不斷獲得需要保持活力的氧氣呢？穆罕默德（Muhammad）*（名稱更改為保護隱私），這是一個小型投資者，認為這是該國經濟不平等的結果。

“In Larkana, rice vendors need labourers to load rice bags on trucks. There is currently a shortage of labourers because the website has helped them earn the amount they needed to live comfortably for a month or two without any strenuous work,” he explains.

他解釋說：“在拉爾卡納，賴斯供應商需要勞動者在卡車上裝上稻袋。目前，勞動者短缺，因為該網站幫助他們賺取了一兩個月或兩個月的舒適生活所需的金額，而無需任何艱苦的工作。”

The minimum wage in Pakistan is Rs37,000, and daily wagers hardly earn the amount. According to some investors, TreasureNFT promises daily returns of 4.3-6.8 per cent for every $100 (a little over Rs28,000) invested.

巴基斯坦的最低工資為37,000盧比，每天的下注幾乎無法賺錢。據一些投資者稱，國庫承諾每日投資100美元（略高於28,000盧比）的每日回報率為4.3-6.8％。

But are investors at fault? The chairperson of Wispap believes “individuals cannot stand alone against AI’s cunning. Governments must rise as guardians. Pakistan could mirror the UK’s Online Safety Act, forcing platforms to purge fraudulent content and extend laws to punish those involved in fraudulent activities. Imagine a national campaign -- ‘Think Twice, Stay Wise’ -- flooding airwaves and WhatsApp with scam

但是投資者有過錯嗎？ Wispap主席認為“個人不能孤單地反對AI的狡猾。政府必須在監護人中崛起。巴基斯坦可以反映英國的在線安全法案，迫使平台清除欺詐性內容並擴展法律以懲罰涉及欺詐性活動的人。想像一下國家運動 - 想像一下一場全國性的競選活動 - “想一想，想想三歲，待在欺騙空氣範圍內 - 騙子' - 騙子的空氣波動，史掃除了史上的史掃除空氣波動，