由于担心今年货币宽松周期可能不会按预期速度进行，XRP 和比特币下跌

据《巴伦周刊》报道，全球最大数字货币比特币在过去 24 小时内下跌 3.5%，交易价格约为 91,881 美元。

Cryptocurrencies like XRP, Bitcoin dropped on Monday over worsening fears that the cycle of monetary easing may not unfold as anticipated this year.

由于人们越来越担心今年货币宽松周期可能不会按预期展开，XRP、比特币等加密货币周一下跌。

Bitcoin, the world’s largest digital currency, decreased by 3.5% in the last 24 hours, trading at around $91,881, as reported by Barrons.

据《巴伦周刊》报道，全球最大的数字货币比特币在过去 24 小时内下跌 3.5%，交易价格约为 91,881 美元。

XRP, a prominent cryptocurrency used for transactions on Ripple’s payment platform, fell by 3.4% to $2.44. The drop comes after XRP experienced a surge over the weekend, reaching $2.60, which was partly attributed to anticipated developments involving the Securities and Exchange Commission (SEC).

XRP 是 Ripple 支付平台上用于交易的一种著名加密货币，下跌 3.4% 至 2.44 美元。此次下跌是在 XRP 周末飙升至 2.60 美元之后发生的，部分原因是美国证券交易委员会 (SEC) 的预期进展。

The SEC has been engaged in a legal battle with Ripple since 2020, accusing the company of selling XRP as an unregistered security. In August 2024, the court ordered Ripple to pay a $125 million fine, substantially less than the $2 billion initially sought by the regulator. The SEC appealed the decision in October, and a deadline of January 15 was set for the regulator to present arguments supporting its appeal.

自 2020 年以来，SEC 一直与 Ripple 进行法律诉讼，指控该公司将 XRP 作为未注册的证券出售。 2024 年 8 月，法院命令 Ripple 支付 1.25 亿美元罚款，远低于监管机构最初要求的 20 亿美元罚款。美国证券交易委员会 (SEC) 于 10 月对该决定提出上诉，并规定监管机构在 1 月 15 日之前提出支持其上诉的论据。

A stronger-than-expected U.S. jobs report further contributed to the recent downturn in cryptocurrency prices, heightening investor concerns that the Federal Reserve may maintain elevated interest rates for an extended period.

强于预期的美国就业报告进一步加剧了近期加密货币价格的下跌，加剧了投资者对美联储可能长期维持高利率的担忧。

Bank of America analysts noted that the “cutting cycle is over,” reflecting a more cautious outlook following the December jobs figures.

美国银行分析师指出，“削减周期已经结束”，反映出 12 月就业数据公布后前景更加谨慎。

The upcoming Federal Open Market Committee (FOMC) meeting, scheduled for January 28-29, is expected to see the central bank hold interest rates steady, with the CME FedWatch tool indicating a roughly 33% chance of no rate cuts this year.

即将召开的联邦公开市场委员会 (FOMC) 会议定于 1 月 28 日至 29 日举行，预计央行将维持利率稳定，CME FedWatch 工具显示今年不降息的可能性约为 33%。

On the other hand, Goldman Sachs adjusted its forecast on Saturday, now anticipating two rate cuts in 2025 and one in 2026, down from three cuts previously expected.

另一方面，高盛周六调整了预测，目前预计 2025 年降息两次，2026 年降息一次，低于此前预期的三次降息。

While cryptocurrency investors have reacted favorably to president-elect Donald Trump’s pro-crypto stance, there are concerns that potential tariffs could drive up prices and make it harder for the Fed to cut interest rates quickly.

尽管加密货币投资者对当选总统唐纳德·特朗普支持加密货币的立场反应良好，但人们担心潜在的关税可能会推高价格，并使美联储更难快速降息。

However, Goldman Sachs analysts, led by Jan Hatzius, believe that the implications of the new administration’s policies for interest rates may not be as decisively hawkish as some assume.

然而，以扬·哈齐乌斯为首的高盛分析师认为，新政府利率政策的影响可能并不像一些人想象的那样坚决鹰派。

Among other cryptocurrencies, Ether saw a significant drop of 7.8% in the past 24 hours, while Solana and Dogecoin fell by 8% and 5.3%, respectively.

其他加密货币中，以太币在过去 24 小时内大幅下跌 7.8%，而 Solana 和狗狗币分别下跌 8% 和 5.3%。