由於擔心今年貨幣寬鬆週期可能不會如預期速度進行，XRP 和比特幣下跌

根據《巴倫周刊》報道，全球最大數位貨幣比特幣在過去 24 小時內下跌 3.5%，交易價格約為 91,881 美元。

Cryptocurrencies like XRP, Bitcoin dropped on Monday over worsening fears that the cycle of monetary easing may not unfold as anticipated this year.

由於人們越來越擔心今年貨幣寬鬆週期可能不會如預期展開，XRP、比特幣等加密貨幣週一下跌。

Bitcoin, the world’s largest digital currency, decreased by 3.5% in the last 24 hours, trading at around $91,881, as reported by Barrons.

根據《巴倫周刊》報道，全球最大的數位貨幣比特幣在過去 24 小時內下跌 3.5%，交易價格約為 91,881 美元。

XRP, a prominent cryptocurrency used for transactions on Ripple’s payment platform, fell by 3.4% to $2.44. The drop comes after XRP experienced a surge over the weekend, reaching $2.60, which was partly attributed to anticipated developments involving the Securities and Exchange Commission (SEC).

XRP 是 Ripple 支付平台上用於交易的一種著名加密貨幣，下跌 3.4% 至 2.44 美元。此次下跌是在 XRP 週末飆升至 2.60 美元之後發生的，部分原因是美國證券交易委員會 (SEC) 的預期進展。

The SEC has been engaged in a legal battle with Ripple since 2020, accusing the company of selling XRP as an unregistered security. In August 2024, the court ordered Ripple to pay a $125 million fine, substantially less than the $2 billion initially sought by the regulator. The SEC appealed the decision in October, and a deadline of January 15 was set for the regulator to present arguments supporting its appeal.

自 2020 年以來，SEC 一直與 Ripple 進行法律訴訟，指控該公司將 XRP 作為未註冊的證券出售。 2024 年 8 月，法院命令 Ripple 支付 1.25 億美元罰款，遠低於監管機構最初要求的 20 億美元罰款。美國證券交易委員會 (SEC) 於 10 月對該決定提出上訴，並規定監管機構在 1 月 15 日之前提出支持其上訴的論點。

A stronger-than-expected U.S. jobs report further contributed to the recent downturn in cryptocurrency prices, heightening investor concerns that the Federal Reserve may maintain elevated interest rates for an extended period.

強於預期的美國就業報告進一步加劇了近期加密貨幣價格的下跌，加劇了投資者對聯準會可能長期維持高利率的擔憂。

Bank of America analysts noted that the “cutting cycle is over,” reflecting a more cautious outlook following the December jobs figures.

美國銀行分析師指出，“削減週期已經結束”，反映出 12 月就業數據公佈後前景更加謹慎。

The upcoming Federal Open Market Committee (FOMC) meeting, scheduled for January 28-29, is expected to see the central bank hold interest rates steady, with the CME FedWatch tool indicating a roughly 33% chance of no rate cuts this year.

即將召開的聯邦公開市場委員會 (FOMC) 會議定於 1 月 28 日至 29 日舉行，預計央行將維持利率穩定，CME FedWatch 工具顯示今年不降息的可能性約為 33%。

On the other hand, Goldman Sachs adjusted its forecast on Saturday, now anticipating two rate cuts in 2025 and one in 2026, down from three cuts previously expected.

另一方面，高盛週六調整了預測，目前預計 2025 年降息兩次，2026 年降息一次，低於先前預期的三次降息。

While cryptocurrency investors have reacted favorably to president-elect Donald Trump’s pro-crypto stance, there are concerns that potential tariffs could drive up prices and make it harder for the Fed to cut interest rates quickly.

儘管加密貨幣投資者對當選總統川普支持加密貨幣的立場反應良好，但人們擔心潛在的關稅可能會推高價格，並使聯準會更難快速降息。

However, Goldman Sachs analysts, led by Jan Hatzius, believe that the implications of the new administration’s policies for interest rates may not be as decisively hawkish as some assume.

然而，以揚·哈齊烏斯為首的高盛分析師認為，新政府利率政策的影響可能並不像某些人想像的那樣堅決鷹派。

Among other cryptocurrencies, Ether saw a significant drop of 7.8% in the past 24 hours, while Solana and Dogecoin fell by 8% and 5.3%, respectively.

其他加密貨幣中，以太幣在過去 24 小時內大幅下跌 7.8%，而 Solana 和狗狗幣分別下跌 8% 和 5.3%。