Xapo 银行推出受益人解决方案，确保加密遗产得以延续

截至今天，这家以将传统银行业务与比特币连接起来而闻名的直布罗陀银行推出了一种新的受益人解决方案。

Gibraltar-based Xapo Bank, known for merging traditional banking with Bitcoin, has announced a new beneficiary solution. High-net-worth members can now assign beneficiaries to their Bitcoin and fiat holdings, ensuring their crypto legacy endures.

总部位于直布罗陀的 Xapo 银行以将传统银行业务与比特币合并而闻名，该银行宣布了一种新的受益人解决方案。高净值会员现在可以将受益人分配给他们持有的比特币和法定货币，以确保他们的加密遗产得以延续。

A glaring gap in crypto inheritance exists. Unlike traditional financial instruments, Bitcoin and other cryptocurrencies don’t have streamlined, affordable inheritance pathways. Most solutions are burdened with high fees, convoluted processes, and a mountain of documentation. This can leave grieving families in limbo for months.

加密继承方面存在明显的差距。与传统金融工具不同，比特币和其他加密货币没有简化的、负担得起的继承途径。大多数解决方案都面临着高昂的费用、复杂的流程和大量的文档。这可能会让悲伤的家庭数月陷入困境。

Recognizing this critical shortfall, Xapo Bank is stepping up. Its newly launched solution simplifies the process, allowing members to assign beneficiaries to their Bitcoin and fiat holdings with unprecedented ease. The entire setup takes less than five minutes, eliminating the complexity typically associated with crypto inheritance. Better still, Xapo’s approach comes with no ongoing fees, making legacy planning accessible and efficient.

Xapo 银行认识到这一严重不足，正在加紧努力。其新推出的解决方案简化了流程，允许会员以前所未有的轻松方式为其持有的比特币和法定货币指定受益人。整个设置只需不到五分钟，消除了通常与加密继承相关的复杂性。更好的是，Xapo 的方法不收取任何持续费用，使遗留规划变得容易且高效。

Xapo’s innovation doesn’t compromise on security. As a fully licensed and regulated bank, it combines cutting-edge digital safeguards like Multi-Party Computation (MPC) technology with the physical protection of military-grade bunkers. Members’ assets are further insured under the Gibraltar Deposit Guarantee Scheme, covering USD deposits up to €100,000.

Xapo 的创新不会影响安全性。作为一家获得完全许可和监管的银行，它将多方计算 (MPC) 技术等尖端数字保障措施与军用级掩体的物理保护相结合。会员的资产在直布罗陀存款担保计划下得到进一步保障，涵盖高达 100,000 欧元的美元存款。

CEO Seamus Rocca encapsulates Xapo’s mission:

首席执行官 Seamus Rocca 概括了 Xapo 的使命：

“At Xapo Bank, we’re committed to offering more than just secure Bitcoin storage. We’re enabling our members to build a legacy and secure their wealth, not only for themselves but also for those who matter most to them. With this new feature, our members can rest easy, knowing their financial future is safe.”

“在 Xapo Bank，我们致力于提供的不仅仅是安全的比特币存储。我们帮助我们的会员建立遗产并确保他们的财富，不仅是为了他们自己，也是为了那些对他们最重要的人。有了这个新功能，我们的会员就可以高枕无忧，因为他们知道自己的财务未来是安全的。”

This beneficiary solution is just the latest in a string of strategic moves by Xapo Bank. In September, the bank partnered with FalconX to deliver competitive Bitcoin pricing, maximizing value for members. Around the same time, Xapo launched a $200 million Bitcoin hedge fund in collaboration with the Hilbert Group, further solidifying its position as a leader in the crypto-financial space. Additionally, Xapo successfully extended its banking license to the UK, becoming the sole institution to offer a dual fiat and Bitcoin interest-bearing account in the region.

这一受益人解决方案只是 Xapo 银行一系列战略举措中的最新举措。 9 月，该银行与 FalconX 合作，提供具有竞争力的比特币定价，为会员实现价值最大化。大约在同一时间，Xapo 与 Hilbert Group 合作推出了一只 2 亿美元的比特币对冲基金，进一步巩固了其作为加密金融领域领导者的地位。此外，Xapo 成功将其银行牌照扩展到英国，成为该地区唯一一家提供法定货币和比特币双计息账户的机构。

With a strong foothold in both the traditional and crypto banking sectors, Xapo Bank is redefining what it means to secure and grow wealth in the digital age. Its latest move ensures that Bitcoin holders no longer have to worry about their assets disappearing into the abyss, securing not just financial freedom but peace of mind for future generations.

凭借在传统银行和加密银行领域的牢固立足点，Xapo 银行正在重新定义数字时代保护和增长财富的含义。其最新举措确保比特币持有者不再担心自己的资产消失在深渊中，不仅确保了财务自由，还确保了子孙后代的心灵平静。