Xapo 銀行推出受益人解決方案，確保加密遺產得以延續

截至今天，這家以將傳統銀行業務與比特幣連接起來而聞名的直布羅陀銀行推出了新的受益者解決方案。

Gibraltar-based Xapo Bank, known for merging traditional banking with Bitcoin, has announced a new beneficiary solution. High-net-worth members can now assign beneficiaries to their Bitcoin and fiat holdings, ensuring their crypto legacy endures.

總部位於直布羅陀的 Xapo 銀行以將傳統銀行業務與比特幣合併而聞名，該銀行宣布了一種新的受益人解決方案。高淨值會員現在可以將受益人分配給他們持有的比特幣和法定貨幣，以確保他們的加密遺產得以延續。

A glaring gap in crypto inheritance exists. Unlike traditional financial instruments, Bitcoin and other cryptocurrencies don’t have streamlined, affordable inheritance pathways. Most solutions are burdened with high fees, convoluted processes, and a mountain of documentation. This can leave grieving families in limbo for months.

加密繼承方面存在明顯的差距。與傳統金融工具不同，比特幣和其他加密貨幣沒有簡化的、負擔得起的繼承途徑。大多數解決方案都面臨著高昂的費用、複雜的流程和大量的文件。這可能會讓悲傷的家庭數月陷入困境。

Recognizing this critical shortfall, Xapo Bank is stepping up. Its newly launched solution simplifies the process, allowing members to assign beneficiaries to their Bitcoin and fiat holdings with unprecedented ease. The entire setup takes less than five minutes, eliminating the complexity typically associated with crypto inheritance. Better still, Xapo’s approach comes with no ongoing fees, making legacy planning accessible and efficient.

Xapo 銀行意識到這一嚴重不足，正在加緊努力。其新推出的解決方案簡化了流程，允許會員以前所未有的輕鬆方式為其持有的比特幣和法定貨幣指定受益人。整個設定只需不到五分鐘，消除了通常與加密繼承相關的複雜性。更好的是，Xapo 的方法不收取任何持續費用，使遺留規劃變得容易且有效率。

Xapo’s innovation doesn’t compromise on security. As a fully licensed and regulated bank, it combines cutting-edge digital safeguards like Multi-Party Computation (MPC) technology with the physical protection of military-grade bunkers. Members’ assets are further insured under the Gibraltar Deposit Guarantee Scheme, covering USD deposits up to €100,000.

Xapo 的創新不會影響安全性。作為一家獲得完全許可和監管的銀行，它將多方計算 (MPC) 技術等尖端數位保障措施與軍用級掩體的實體保護相結合。會員的資產在直布羅陀存款擔保計畫下得到進一步保障，涵蓋高達 10 萬歐元的美元存款。

CEO Seamus Rocca encapsulates Xapo’s mission:

執行長 Seamus Rocca 概括了 Xapo 的使命：

“At Xapo Bank, we’re committed to offering more than just secure Bitcoin storage. We’re enabling our members to build a legacy and secure their wealth, not only for themselves but also for those who matter most to them. With this new feature, our members can rest easy, knowing their financial future is safe.”

「在 Xapo Bank，我們致力於提供的不僅僅是安全的比特幣儲存。我們幫助我們的會員建立遺產並確保他們的財富，不僅是為了他們自己，也是為了那些對他們最重要的人。有了這個新功能，我們的會員可以高枕無憂，因為他們知道自己的財務未來是安全的。

This beneficiary solution is just the latest in a string of strategic moves by Xapo Bank. In September, the bank partnered with FalconX to deliver competitive Bitcoin pricing, maximizing value for members. Around the same time, Xapo launched a $200 million Bitcoin hedge fund in collaboration with the Hilbert Group, further solidifying its position as a leader in the crypto-financial space. Additionally, Xapo successfully extended its banking license to the UK, becoming the sole institution to offer a dual fiat and Bitcoin interest-bearing account in the region.

這項受益人解決方案只是 Xapo 銀行一系列策略措施中的最新措施。 9 月，該銀行與 FalconX 合作，提供具有競爭力的比特幣定價，為會員最大化價值。大約在同一時間，Xapo 與 Hilbert Group 合作推出了一隻 2 億美元的比特幣對沖基金，進一步鞏固了其作為加密金融領域領導者的地位。此外，Xapo 成功將其銀行牌照擴展到英國，成為該地區唯一提供法定貨幣和比特幣雙計息帳戶的機構。

With a strong foothold in both the traditional and crypto banking sectors, Xapo Bank is redefining what it means to secure and grow wealth in the digital age. Its latest move ensures that Bitcoin holders no longer have to worry about their assets disappearing into the abyss, securing not just financial freedom but peace of mind for future generations.

憑藉在傳統銀行和加密銀行領域的強大立足點，Xapo 銀行正在重新定義數位時代保護和成長財富的含義。其最新舉措確保比特幣持有者不再擔心自己的資產消失在深淵中，不僅確保了財務自由，還確保了子孫後代的心靈平靜。