阿根廷的世界币：监管审查中的法律障碍

生物识别项目世界币因涉嫌违反消费者保护法的不公平合同条款而在阿根廷面临法律诉讼。该公司被指控强迫用户放弃权利、遵守外国法律，并因在暂停服务时不提供退款而支付超过 100 万美元的罚款。尽管面临多个国家的监管挑战和调查，世界币仍否认存在不当行为，并维持其运营的合法性。

Worldcoin Faces Legal Hurdles in Argentina Amidst Growing Scrutiny

世界币在阿根廷面临日益严格的审查的法律障碍

Buenos Aires, Argentina - Worldcoin, a company that utilizes biometric identification technology, is facing legal action in Argentina for alleged violations of the National Consumer Defense Law. The allegations stem from the inclusion of unfair clauses in Worldcoin's contracts, which are believed to infringe upon consumer rights.

阿根廷布宜诺斯艾利斯 - Worldcoin 是一家利用生物识别技术的公司，因涉嫌违反《国家消费者保护法》而在阿根廷面临法律诉讼。这些指控源于世界币合同中包含的不公平条款，这些条款被认为侵犯了消费者的权利。

Unfair Contractual Terms

不公平的合同条款

The Buenos Aires consumer defense organization has identified several problematic clauses in Worldcoin's contracts, including the "Terms and Conditions of Use," "Privacy Notice," and "Data Consent Form." These clauses reportedly allow Worldcoin to suspend services without offering refunds, forcing users to waive their right to participate in collective lawsuits, and subjecting them to the laws of the Cayman Islands.

布宜诺斯艾利斯消费者保护组织发现了世界币合同中的几个有问题的条款，包括“使用条款和条件”、“隐私声明”和“数据同意书”。据报道，这些条款允许世界币暂停服务而不提供退款，迫使用户放弃参与集体诉讼的权利，并使其受到开曼群岛法律的约束。

The use of foreign laws and dispute arbitration outside of Argentina contravenes Argentinian consumer protection laws, potentially exposing Worldcoin to fines exceeding $1 million.

在阿根廷境外使用外国法律和争议仲裁违反了阿根廷消费者保护法，可能使 Worldcoin 面临超过 100 万美元的罚款。

Concerns Over Biometric Data Handling

对生物识别数据处理的担忧

In addition to the contractual issues, the government of Buenos Aires has raised concerns about Worldcoin's management of biometric data, specifically the inclusion of minors in its iris scanning procedures. The handling of personal and sensitive information has ethical and legal implications, highlighting the need for robust data protection measures.

除了合同问题外，布宜诺斯艾利斯政府还对世界币的生物识别数据管理表示担忧，特别是在其虹膜扫描程序中纳入未成年人。个人和敏感信息的处理具有道德和法律影响，凸显了强有力的数据保护措施的必要性。

Worldcoin's Defense

世界币的防御

Worldcoin has denied any wrongdoing, stating that it operates legally in all jurisdictions where it is available. The company has also stated its commitment to complying with local and international regulations.

世界币否认有任何不当行为，并表示其在所有可用的司法管辖区合法运营。该公司还承诺遵守当地和国际法规。

Regulatory Scrutiny

监管审查

Worldcoin's operations have faced scrutiny from multiple international authorities, including Spain's National Securities Market Commission (CNMV), which imposed a three-month ban on its activities due to the company's lack of authorization to provide investment services.

Worldcoin 的运营面临多个国际机构的审查，其中包括西班牙国家证券市场委员会（CNMV），由于该公司缺乏提供投资服务的授权，该委员会对其活动实施了三个月的禁令。

Regulatory bodies in Germany, France, South Korea, Argentina, the UK, and Kenya have also initiated investigations or taken regulatory actions against Worldcoin, citing concerns related to transparency, data security, and compliance with local regulations.

德国、法国、韩国、阿根廷、英国和肯尼亚的监管机构也对 Worldcoin 发起调查或采取监管行动，理由是对透明度、数据安全和遵守当地法规的担忧。

Implications for the Crypto Industry

对加密行业的影响

The legal challenges faced by Worldcoin underscore the need for clear regulatory frameworks for the cryptocurrency and blockchain industry. As innovative technologies continue to emerge, it is crucial to ensure that consumer rights are protected and that companies operate within the bounds of the law.

世界币面临的法律挑战凸显了加密货币和区块链行业需要明确的监管框架。随着创新技术不断涌现，确保消费者权利受到保护以及公司在法律范围内运营至关重要。

The outcome of the legal action in Argentina will be closely watched by the crypto industry and may have implications for the regulation of biometric identification technology and the handling of personal data in the digital age.

阿根廷法律诉讼的结果将受到加密货币行业的密切关注，并可能对数字时代生物识别技术的监管和个人数据的处理产生影响。