阿根廷的世界幣：監管審查中的法律障礙

生物辨識計畫世界幣因涉嫌違反消費者保護法的不公平合約條款而在阿根廷面臨法律訴訟。該公司被指控強迫用戶放棄權利、遵守外國法律，並因在暫停服務時不提供退款而支付超過 100 萬美元的罰款。儘管面臨多個國家的監管挑戰和調查，世界幣仍否認不當行為，並維持其營運的合法性。

Worldcoin Faces Legal Hurdles in Argentina Amidst Growing Scrutiny

世界幣在阿根廷面臨日益嚴格的審查的法律障礙

Buenos Aires, Argentina - Worldcoin, a company that utilizes biometric identification technology, is facing legal action in Argentina for alleged violations of the National Consumer Defense Law. The allegations stem from the inclusion of unfair clauses in Worldcoin's contracts, which are believed to infringe upon consumer rights.

阿根廷布宜諾斯艾利斯 - Worldcoin 是一家利用生物辨識技術的公司，因涉嫌違反《國家消費者保護法》而在阿根廷面臨法律訴訟。這些指控源自於世界幣合約中包含的不公平條款，這些條款被認為侵犯了消費者的權利。

Unfair Contractual Terms

不公平的合約條款

The Buenos Aires consumer defense organization has identified several problematic clauses in Worldcoin's contracts, including the "Terms and Conditions of Use," "Privacy Notice," and "Data Consent Form." These clauses reportedly allow Worldcoin to suspend services without offering refunds, forcing users to waive their right to participate in collective lawsuits, and subjecting them to the laws of the Cayman Islands.

布宜諾斯艾利斯消費者保護組織發現了世界幣合約中的幾個有問題的條款，包括「使用條款和條件」、「隱私權聲明」和「資料同意書」。據報道，這些條款允許世界幣暫停服務而不提供退款，迫使用戶放棄參與集體訴訟的權利，並使其受到開曼群島法律的約束。

The use of foreign laws and dispute arbitration outside of Argentina contravenes Argentinian consumer protection laws, potentially exposing Worldcoin to fines exceeding $1 million.

在阿根廷境外使用外國法律和爭議仲裁違反了阿根廷消費者保護法，可能使 Worldcoin 面臨超過 100 萬美元的罰款。

Concerns Over Biometric Data Handling

對生物辨識數據處理的擔憂

In addition to the contractual issues, the government of Buenos Aires has raised concerns about Worldcoin's management of biometric data, specifically the inclusion of minors in its iris scanning procedures. The handling of personal and sensitive information has ethical and legal implications, highlighting the need for robust data protection measures.

除了合約問題外，布宜諾斯艾利斯政府還對世界幣的生物識別數據管理表示擔憂，特別是在其虹膜掃描程序中納入未成年人。個人和敏感資訊的處理具有道德和法律影響，凸顯了強有力的資料保護措施的必要性。

Worldcoin's Defense

世界幣的防禦

Worldcoin has denied any wrongdoing, stating that it operates legally in all jurisdictions where it is available. The company has also stated its commitment to complying with local and international regulations.

世界幣否認有任何不當行為，並表示其在所有可用的司法管轄區合法運作。該公司還承諾遵守當地和國際法規。

Regulatory Scrutiny

監管審查

Worldcoin's operations have faced scrutiny from multiple international authorities, including Spain's National Securities Market Commission (CNMV), which imposed a three-month ban on its activities due to the company's lack of authorization to provide investment services.

Worldcoin 的營運面臨多個國際機構的審查，其中包括西班牙國家證券市場委員會（CNMV），由於該公司缺乏提供投資服務的授權，該委員會對其活動實施了三個月的禁令。

Regulatory bodies in Germany, France, South Korea, Argentina, the UK, and Kenya have also initiated investigations or taken regulatory actions against Worldcoin, citing concerns related to transparency, data security, and compliance with local regulations.

德國、法國、韓國、阿根廷、英國和肯亞的監管機構也對 Worldcoin 發起調查或採取監管行動，理由是對透明度、資料安全和遵守當地法規的擔憂。

Implications for the Crypto Industry

對加密產業的影響

The legal challenges faced by Worldcoin underscore the need for clear regulatory frameworks for the cryptocurrency and blockchain industry. As innovative technologies continue to emerge, it is crucial to ensure that consumer rights are protected and that companies operate within the bounds of the law.

世界幣面臨的法律挑戰凸顯了加密貨幣和區塊鏈產業需要明確的監管框架。隨著創新技術不斷湧現，確保消費者權利受到保護以及公司在法律範圍內運作至關重要。

The outcome of the legal action in Argentina will be closely watched by the crypto industry and may have implications for the regulation of biometric identification technology and the handling of personal data in the digital age.

阿根廷法律訴訟的結果將受到加密貨幣行業的密切關注，並可能對數位時代生物識別技術的監管和個人資料的處理產生影響。