Woo X 推出代币化美国国库券，为散户投资者敞开大门

加密货币交易所 Woo X 与 OpenTrade 合作推出代币化的美国国库券 (T-Bills)。 RWA Earn Vaults 为持有 Circle 的 USDC 的用户提供赚取收益的机会，由美国国库券支持，年利率从 4.5% 到 4.7% 不等。此次推出符合机构对现实世界资产（RWA）代币化日益增长的兴趣，贝莱德和富兰克林邓普顿的举措证明了这一点。

Woo X Launches Tokenized U.S. Treasury Bills, Paving the Way for Retail Investor Access

Woo X 推出代币化美国国库券，为散户投资者准入铺平道路

In a groundbreaking move, cryptocurrency exchange Woo X has unveiled tokenized United States Treasury Bills (T-Bills), becoming the first protocol to offer this innovative financial instrument to retail investors. This launch marks a significant milestone in bridging the gap between traditional finance and the burgeoning world of digital assets.

加密货币交易所 Woo X 推出了代币化的美国国库券（T-Bills），这是第一个向散户投资者提供这种创新金融工具的协议，这是一项突破性举措。此次发布标志着弥合传统金融与新兴数字资产世界之间差距的一个重要里程碑。

Through its real-world–asset (RWA) tokenization vaults, dubbed RWA Earn Vaults, Woo X enables users to generate yield by holding Circle's USD Coin (USDC). This offering provides a stable and predictable return, backed by the unwavering credibility of U.S. Treasury Bills.

通过其真实世界资产 (RWA) 代币化金库（称为 RWA Earn Vaults），Woo X 使用户能够通过持有 Circle 的美元硬币 (USDC) 来产生收益。该产品提供稳定且可预测的回报，并得到美国国库券坚定不移的可信度的支持。

"With the RWA Earn Vaults, all Woo X users can now earn stable, predictable yield on their USDC holdings backed by U.S. Treasury Bills without having to jump through any extra hoops," Woo X proclaimed in an official statement.

Woo X 在一份官方声明中宣称：“通过 RWA Earn Vaults，所有 Woo X 用户现在都可以通过持有美国国库券支持的 USDC 获得稳定、可预测的收益，而无需经历任何额外的麻烦。”

The RWA Earn Vaults, exclusively backed by U.S. T-bills, offer attractive annual percentage rates (APRs) ranging from 4.5% to 4.7% for USDC holders. These rates are competitive with traditional fixed-income investments, making them an alluring proposition for investors seeking stable returns.

RWA Earn Vaults 完全由美国国库券支持，为 USDC 持有者提供 4.5% 至 4.7% 的有吸引力的年利率 (APR)。这些利率与传统的固定收益投资相比具有竞争力，对于寻求稳定回报的投资者来说是一个诱人的选择。

This innovative financial product was developed in collaboration with OpenTrade, a London-headquartered tokenization platform supported by Circle, the issuer of the world's second-largest stablecoin, USDC. With a market cap of $34 billion, USDC is second only to Tether (USDT), which boasts a market capitalization of over $109 billion, according to CoinMarketCap.

这一创新金融产品是与 OpenTrade 合作开发的，OpenTrade 是一家总部位于伦敦的代币化平台，由全球第二大稳定币 USDC 的发行人 Circle 支持。根据 CoinMarketCap 的数据，USDC 的市值为 340 亿美元，仅次于市值超过 1090 亿美元的 Tether (USDT)。

The growing institutional interest in RWAs is undeniable. In the first quarter of 2024, RWAs emerged as the second most profitable narrative in the crypto space, according to a recent report by CoinGecko. Analyst Lim Yu Qian observed that "the memecoin narrative was 4.6 times more profitable than the next best-performing crypto narrative of tokenized real-world assets (RWA) and 33.3 times more profitable than the layer 2 narratives with the lowest returns in Q1 this year."

不可否认的是，机构对 RWA 的兴趣日益浓厚。根据 CoinGecko 最近的一份报告，2024 年第一季度，RWA 成为加密领域第二大最赚钱的话题。分析师 Lim Yu Qian 观察到，“memecoin 叙事的盈利能力是排名第二的代币化现实世界资产 (RWA) 加密货币叙事的 4.6 倍，是今年第一季度回报率最低的 Layer 2 叙事的 33.3 倍” ”。

BlackRock, the world's largest asset manager, has further demonstrated the growing institutional adoption of RWAs with the launch of its USD Institutional Digital Liquidity Fund, which raised over $298 million at the time of writing, according to Etherscan.

全球最大的资产管理公司贝莱德 (BlackRock) 推出美元机构数字流动性基金，进一步证明机构对 RWA 的采用日益增长，据 Etherscan 称，该基金在撰写本文时筹集了超过 2.98 亿美元。

As of March 28, 2024, over $1 billion worth of U.S. Treasurys had been tokenized through 17 tokenization products, rising to $1.15 billion by April 22, 2024, as per data from Dune Analytics. This surge in activity underscores the growing popularity and potential of tokenized government securities.

根据 Dune Analytics 的数据，截至 2024 年 3 月 28 日，价值超过 10 亿美元的美国国债已通过 17 种代币化产品进行代币化，到 2024 年 4 月 22 日增至 11.5 亿美元。这种活动的激增凸显了代币化政府证券的日益普及和潜力。

Franklin Templeton's Franklin OnChain U.S. Government Money Fund (FOBXX) remains the largest treasury tokenization fund, with a value exceeding $390 million at the time of writing, according to Dune Analytics.

根据 Dune Analytics 的数据，富兰克林邓普顿的富兰克林 OnChain 美国政府货币基金 (FOBXX) 仍然是最大的国库代币化基金，在撰写本文时价值超过 3.9 亿美元。

The tokenization of traditional financial assets has the potential to revolutionize the financial landscape. By providing retail investors with access to investments that were once exclusive to institutional investors, Woo X and other innovators are democratizing access to financial markets and creating new opportunities for wealth creation.

传统金融资产的代币化有可能彻底改变金融格局。通过为散户投资者提供曾经专属于机构投资者的投资机会，Woo X 和其他创新者正在使金融市场的准入民主化，并创造新的财富创造机会。

As tokenization gains traction, it is poised to transform the financial industry, making it more inclusive, efficient, and accessible. The launch of tokenized T-Bills by Woo X is a testament to the transformative power of blockchain technology and its ability to disrupt traditional financial paradigms.

随着代币化的发展，它有望改变金融业，使其更具包容性、高效性和便利性。 Woo X 推出的代币化国库券证明了区块链技术的变革力量及其颠覆传统金融范式的能力。