Woo X 推出代幣化美國國庫券，為散戶投資者敞開大門

加密貨幣交易所 Woo X 與 OpenTrade 合作推出代幣化的美國國庫券 (T-Bills)。 RWA Earn Vaults 為持有 Circle 的 USDC 的用戶提供賺取收益的機會，由美國國庫券支持，年利率從 4.5% 到 4.7% 不等。此次推出符合機構對現實世界資產（RWA）代幣化日益增長的興趣，貝萊德和富蘭克林鄧普頓的舉措證明了這一點。

Woo X Launches Tokenized U.S. Treasury Bills, Paving the Way for Retail Investor Access

Woo X 推出代幣化美國國庫券，為散戶投資者准入鋪路

In a groundbreaking move, cryptocurrency exchange Woo X has unveiled tokenized United States Treasury Bills (T-Bills), becoming the first protocol to offer this innovative financial instrument to retail investors. This launch marks a significant milestone in bridging the gap between traditional finance and the burgeoning world of digital assets.

加密貨幣交易所 Woo X 推出了代幣化的美國國庫券（T-Bills），這是第一個向散戶投資者提供這種創新金融工具的協議，這是一項突破性舉措。此次發布標誌著彌合傳統金融與新興數位資產世界之間差距的一個重要里程碑。

Through its real-world–asset (RWA) tokenization vaults, dubbed RWA Earn Vaults, Woo X enables users to generate yield by holding Circle's USD Coin (USDC). This offering provides a stable and predictable return, backed by the unwavering credibility of U.S. Treasury Bills.

透過其真實世界資產 (RWA) 代幣化金庫（稱為 RWA Earn Vaults），Woo X 使用戶能夠透過持有 Circle 的美元硬幣 (USDC) 來產生收益。該產品提供穩定且可預測的回報，並得到美國國庫券堅定不移的可信度的支持。

"With the RWA Earn Vaults, all Woo X users can now earn stable, predictable yield on their USDC holdings backed by U.S. Treasury Bills without having to jump through any extra hoops," Woo X proclaimed in an official statement.

Woo X 在官方聲明中宣稱：“通過 RWA Earn Vaults，所有 Woo X 用戶現在都可以通過持有美國國庫券支持的 USDC 獲得穩定、可預測的收益，而無需經歷任何額外的麻煩。”

The RWA Earn Vaults, exclusively backed by U.S. T-bills, offer attractive annual percentage rates (APRs) ranging from 4.5% to 4.7% for USDC holders. These rates are competitive with traditional fixed-income investments, making them an alluring proposition for investors seeking stable returns.

RWA Earn Vaults 完全由美國國庫券支持，為 USDC 持有者提供 4.5% 至 4.7% 的有吸引力的年利率 (APR)。這些利率與傳統的固定收益投資相比具有競爭力，對於尋求穩定回報的投資者來說是一個誘人的選擇。

This innovative financial product was developed in collaboration with OpenTrade, a London-headquartered tokenization platform supported by Circle, the issuer of the world's second-largest stablecoin, USDC. With a market cap of $34 billion, USDC is second only to Tether (USDT), which boasts a market capitalization of over $109 billion, according to CoinMarketCap.

這項創新金融產品是與 OpenTrade 合作開發的，OpenTrade 是一家總部位於倫敦的代幣化平台，由全球第二大穩定幣 USDC 的發行人 Circle 支援。根據 CoinMarketCap 的數據，USDC 的市值為 340 億美元，僅次於市值超過 1,090 億美元的 Tether (USDT)。

The growing institutional interest in RWAs is undeniable. In the first quarter of 2024, RWAs emerged as the second most profitable narrative in the crypto space, according to a recent report by CoinGecko. Analyst Lim Yu Qian observed that "the memecoin narrative was 4.6 times more profitable than the next best-performing crypto narrative of tokenized real-world assets (RWA) and 33.3 times more profitable than the layer 2 narratives with the lowest returns in Q1 this year."

不可否認的是，機構對 RWA 的興趣日益濃厚。根據 CoinGecko 最近的報告，2024 年第一季度，RWA 成為加密領域第二大賺錢的話題。分析師Lim Yu Qian 觀察到，「memecoin 敘事的獲利能力是排名第二的代幣化現實世界資產(RWA) 加密貨幣敘事的4.6 倍，是今年第一季回報率最低的Layer 2 敘事的33.3 倍」 」。

BlackRock, the world's largest asset manager, has further demonstrated the growing institutional adoption of RWAs with the launch of its USD Institutional Digital Liquidity Fund, which raised over $298 million at the time of writing, according to Etherscan.

全球最大的資產管理公司 BerRock 推出美元機構數位流動性基金，進一步證明機構對 RWA 的採用日益增長，據 Etherscan 稱，該基金在撰寫本文時籌集了超過 2.98 億美元。

As of March 28, 2024, over $1 billion worth of U.S. Treasurys had been tokenized through 17 tokenization products, rising to $1.15 billion by April 22, 2024, as per data from Dune Analytics. This surge in activity underscores the growing popularity and potential of tokenized government securities.

根據 Dune Analytics 的數據，截至 2024 年 3 月 28 日，價值超過 10 億美元的美國國債已透過 17 種代幣化產品進行代幣化，到 2024 年 4 月 22 日增至 11.5 億美元。這種活動的激增凸顯了代幣化政府證券的日益普及和潛力。

Franklin Templeton's Franklin OnChain U.S. Government Money Fund (FOBXX) remains the largest treasury tokenization fund, with a value exceeding $390 million at the time of writing, according to Dune Analytics.

根據 Dune Analytics 的數據，富蘭克林鄧普頓的富蘭克林 OnChain 美國政府貨幣基金 (FOBXX) 仍然是最大的國庫代幣化基金，在撰寫本文時價值超過 3.9 億美元。

The tokenization of traditional financial assets has the potential to revolutionize the financial landscape. By providing retail investors with access to investments that were once exclusive to institutional investors, Woo X and other innovators are democratizing access to financial markets and creating new opportunities for wealth creation.

傳統金融資產的代幣化有可能徹底改變金融格局。透過為散戶投資者提供曾經專屬機構投資者的投資機會，Woo X 和其他創新者正在使金融市場的准入民主化，並創造新的財富創造機會。

As tokenization gains traction, it is poised to transform the financial industry, making it more inclusive, efficient, and accessible. The launch of tokenized T-Bills by Woo X is a testament to the transformative power of blockchain technology and its ability to disrupt traditional financial paradigms.

隨著代幣化的發展，它有望改變金融業，使其更具包容性、高效性和便利性。 Woo X 推出的代幣化國庫券證明了區塊鏈技術的變革力量及其顛覆傳統金融範式的能力。