NOW 钱包评测：2024 年真的好吗？

加密货币领域的受欢迎程度大幅上升，吸引了新一波渴望投资数字资产的投资者。

The cryptocurrency space has seen a large surge in popularity recently, attracting a new wave of investors eager to gain exposure to digital assets. The problem is that many of these investors come from a traditional finance background and are used to the ease of buying and selling stocks.

加密货币领域最近人气大幅飙升，吸引了新一波渴望投资数字资产的投资者。问题在于，这些投资者中的许多人都有传统金融背景，习惯于轻松买卖股票。

Unfortunately, the crypto world isn’t as straightforward as the stock market, likely because it’s still relatively new compared to traditional stocks. This extra complexity can lead to misunderstandings, especially when it comes to different products and services.

不幸的是，加密世界并不像股票市场那么简单，可能是因为与传统股票相比，它仍然相对较新。这种额外的复杂性可能会导致误解，尤其是在涉及不同的产品和服务时。

This is particularly true for crypto wallets. One product that has been on the receiving end of some unfair criticism is NOW Wallet, developed by the team behind ChangeNOW. Online reviews show valid complaints and sources of frustration, but in most cases, they are from users who may not fully understand how crypto wallets work or the factors that affect transaction times and fees.

对于加密钱包来说尤其如此。 NOW 钱包是受到一些不公平批评的一款产品，它是由 ChangeNOW 背后的团队开发的。在线评论显示了有效的投诉和沮丧的根源，但在大多数情况下，它们来自可能不完全了解加密钱包如何工作或影响交易时间和费用的因素的用户。

In this review, we’ll explore whether NOW Wallet is a good choice in 2024 by highlighting its key features and addressing common user concerns. 

在这篇评论中，我们将通过强调 NOW 钱包的主要功能并解决常见的用户问题来探讨 NOW 钱包在 2024 年是否是一个不错的选择。

Main features of NOW Wallet

NOW钱包的主要特点

NOW Wallet is a non-custodial crypto wallet developed by ChangeNOW, a popular crypto exchange service with a global presence. As a non-custodial wallet, NOW Wallet provides users with complete control over their private keys, ensuring full ownership of their digital assets.

NOW 钱包是由 ChangeNOW 开发的非托管加密钱包，ChangeNOW 是一家在全球范围内流行的加密货币交易服务。作为非托管钱包，NOW Wallet 为用户提供了对其私钥的完全控制权，确保其数字资产的完全所有权。

Unlike custodial wallets, where a third-party entity can have control over the funds, NOW Wallet stands out by eliminating the need to trust a centralized authority.

与第三方实体可以控制资金的托管钱包不同，NOW Wallet 的优势在于无需信任中心化机构。

Multi-currency and NFT support

多币种和 NFT 支持

NOW Wallet supports more than 15,000 cryptocurrencies. Essentially, investors who want exposure to major coins like Monero (XMR), Bitcoin (BTC), and Ethereum (ETH) can do so. NOW Wallet also supports many ERC-20 and BEP-20 tokens, as well as leading stablecoins.

NOW 钱包支持超过 15,000 种加密货币。本质上，想要投资门罗币 (XMR)、比特币 (BTC) 和以太坊 (ETH) 等主要货币的投资者可以这样做。 NOW 钱包还支持许多 ERC-20 和 BEP-20 代币，以及领先的稳定币。

Moreover, NOW Wallet allows users to store, send, and receive non-fungible tokens (NFTs) directly within the wallet. This is where the service stands out, as many of its rivals focus only on storage options for digital coins or NFTs, not both.

此外，NOW 钱包允许用户直接在钱包内存储、发送和接收不可替代代币（NFT）。这就是该服务的突出之处，因为它的许多竞争对手只关注数字货币或 NFT 的存储选项，而不是两者兼而有之。

Users have the option to manage their digital collectibles alongside their cryptocurrencies, giving them a complete solution for their digital assets.

用户可以选择管理他们的数字收藏品和加密货币，为他们的数字资产提供完整的解决方案。

In-wallet swaps

钱包内互换

NOW Wallet’s integration with ChangeNOW enables users to swap cryptocurrencies directly within the wallet. This feature is particularly useful for users who want to diversify their holdings or react quickly to market movements without using an external exchange. 

NOW Wallet 与 ChangeNOW 的集成使用户能够直接在钱包内交换加密货币。对于想要实现资产多元化或希望在不使用外部交易所的情况下对市场走势快速做出反应的用户来说，此功能特别有用。

The swap process may take some getting used to for beginner investors with minimal experience. However, the process itself is straightforward and requires no additional registration or lengthy identity verification.

对于经验很少的初学者投资者来说，交换过程可能需要一些时间来适应。然而，该过程本身很简单，不需要额外的注册或冗长的身份验证。

An often overlooked advantage of NOW Wallet is its capability to facilitate cross-chain swaps. This functionality allows users to exchange assets across different blockchain networks—such as swapping Bitcoin for Ethereum—without relying on intermediaries. This feature caters to a diverse range of user preferences.

NOW 钱包的一个经常被忽视的优势是它能够促进跨链交换。此功能允许用户跨不同的区块链网络交换资产，例如将比特币交换为以太坊，而无需依赖中介机构。此功能迎合了不同范围的用户偏好。

Staking opportunities

质押机会

NOW Wallet offers staking options for several cryptocurrencies, including ChangeNOW’s own NOW token, allowing users to earn passive income by participating in the network’s consensus mechanisms. Staking is an ideal way for users to grow the value of their portfolios without actively trading.

NOW 钱包提供多种加密货币的质押选项，包括 ChangeNOW 自己的 NOW 代币，允许用户通过参与网络的共识机制来赚取被动收入。质押是用户无需积极交易即可增加投资组合价值的理想方式。

NOW Wallet’s staking interface is designed to be user-friendly and easy to stake tokens like Tron (TRX), Binance Coin (BNB), Solana (SOL), Cosmos (ATOM), Tezos (XTZ), and Cardano (ADA) directly from the wallet without interacting with multiple platforms.

NOW 钱包的质押界面设计为用户友好且易于直接质押 Tron (TRX)、Binance Coin (BNB)、Solana (SOL)、Cosmos (ATOM)、Tezos (XTZ) 和 Cardano (ADA) 等代币钱包无需与多个平台交互。

DApp connectivity

DApp 连接

NOW Wallet integrates with decentralized applications (DApps) through a feature called WalletConnect. This integration allows users to interact with multiple DApps across several blockchains, including Ethereum, Binance Smart Chain, Polygon (MATIC), and more.

NOW Wallet 通过名为 WalletConnect 的功能与去中心化应用程序 (DApp) 集成。这种集成允许用户与多个区块链上的多个 DApp 进行交互，包括以太坊、币安智能链、Polygon (MATIC) 等。

This feature is useful for users interested in decentralized finance (DeFi), as it provides easy access to services such as lending, borrowing, and yield farming. By connecting NOW Wallet to DeFi apps, users have another tool to maximize the potential of their assets without relying on traditional financial intermediaries.

此功能对于对去中心化金融（DeFi）感兴趣的用户非常有用，因为它可以轻松访问借贷、借贷和流动性挖矿等服务。通过将 NOW 钱包连接到 DeFi 应用程序，用户可以使用另一种工具来最大限度地发挥其资产的潜力，而无需依赖传统的金融中介。

Addressing the negative reviews

解决负面评论

NOW Wallet has garnered high ratings in app stores, with many users praising its easy-to-use functionality and intuitive design. For example, on the Google Play Store, NOW Wallet boasts a 4.5 out of 5-star rating from over 2,300 reviews. The majority of users are praising its intuitive interface and impressive set of features.

NOW Wallet 在应用商店中获得了很高的评价，许多用户称赞其易于使用的功能和直观的设计。例如，在 Google Play 商店中，NOW Wallet 在 2,300 多条评论中获得了 4.5 星的评分（满分 5 星）。大多数用户都称赞其直观的界面和令人印象深刻的功能集。

Also, NOW Wallet stands out for its fast and responsive customer support. The company offers 24/7 assistance through a support chat. This means users can get help whenever they need it, whether they’re troubleshooting an issue or have questions on how to maximize the wallet’s features. This focus on customer satisfaction has earned NOW Wallet positive reviews and built trust among its users.

此外，NOW Wallet 因其快速响应的客户支持而脱颖而出。该公司通过支持聊天提供 24/7 帮助。这意味着用户可以在需要时获得帮助，无论他们是在解决问题还是对如何最大化钱包功能有疑问。这种对客户满意度的关注为 NOW Wallet 赢得了积极评价，并在用户之间建立了信任。

No review of NOW Wallet would be complete without addressing many of the negative reviews on platforms like Trustpilot. In the vast majority of cases, negative reviews focus on issues such as transaction delays, high fees, technical problems, and general concerns.

如果不解决 Trustpilot 等平台上的许多负面评论，对 NOW 钱包的评论就不完整。在绝大多数情况下，负面评论集中在交易延迟、高额费用、技术问题和普遍关注等问题上。