NOW 皮夾評測：2024 年真的好嗎？

加密貨幣領域的受歡迎程度大幅上升，吸引了新一波渴望投資數位資產的投資者。

The cryptocurrency space has seen a large surge in popularity recently, attracting a new wave of investors eager to gain exposure to digital assets. The problem is that many of these investors come from a traditional finance background and are used to the ease of buying and selling stocks.

加密貨幣領域最近人氣大幅飆升，吸引了新一波渴望投資數位資產的投資者。問題在於，這些投資者中的許多人都有傳統金融背景，習慣輕鬆買賣股票。

Unfortunately, the crypto world isn’t as straightforward as the stock market, likely because it’s still relatively new compared to traditional stocks. This extra complexity can lead to misunderstandings, especially when it comes to different products and services.

不幸的是，加密世界並不像股票市場那麼簡單，可能是因為與傳統股票相比，它仍然相對較新。這種額外的複雜性可能會導致誤解，尤其是在涉及不同的產品和服務時。

This is particularly true for crypto wallets. One product that has been on the receiving end of some unfair criticism is NOW Wallet, developed by the team behind ChangeNOW. Online reviews show valid complaints and sources of frustration, but in most cases, they are from users who may not fully understand how crypto wallets work or the factors that affect transaction times and fees.

對於加密錢包來說尤其如此。 NOW 錢包是受到一些不公平批評的產品，它是由 ChangeNOW 背後的團隊開發的。線上評論顯示了有效的投訴和沮喪的根源，但在大多數情況下，它們來自可能不完全了解加密錢包如何運作或影響交易時間和費用的因素的用戶。

In this review, we’ll explore whether NOW Wallet is a good choice in 2024 by highlighting its key features and addressing common user concerns. 

在這篇評論中，我們將透過強調 NOW 錢包的主要功能並解決常見的用戶問題來探討 NOW 錢包在 2024 年是否是一個不錯的選擇。

Main features of NOW Wallet

NOW錢包的主要特點

NOW Wallet is a non-custodial crypto wallet developed by ChangeNOW, a popular crypto exchange service with a global presence. As a non-custodial wallet, NOW Wallet provides users with complete control over their private keys, ensuring full ownership of their digital assets.

NOW 錢包是由 ChangeNOW 開發的非託管加密錢包，ChangeNOW 是一家在全球範圍內流行的加密貨幣交易服務。作為非託管錢包，NOW Wallet 為用戶提供了對其私鑰的完全控制權，確保其數位資產的完全所有權。

Unlike custodial wallets, where a third-party entity can have control over the funds, NOW Wallet stands out by eliminating the need to trust a centralized authority.

與第三方實體可以控制資金的託管錢包不同，NOW Wallet 的優勢在於無需信任中心化機構。

Multi-currency and NFT support

多幣種和 NFT 支持

NOW Wallet supports more than 15,000 cryptocurrencies. Essentially, investors who want exposure to major coins like Monero (XMR), Bitcoin (BTC), and Ethereum (ETH) can do so. NOW Wallet also supports many ERC-20 and BEP-20 tokens, as well as leading stablecoins.

NOW 錢包支援超過 15,000 種加密貨幣。本質上，想要投資門羅幣 (XMR)、比特幣 (BTC) 和以太幣 (ETH) 等主要貨幣的投資者可以這樣做。 NOW 錢包還支援許多 ERC-20 和 BEP-20 代幣，以及領先的穩定幣。

Moreover, NOW Wallet allows users to store, send, and receive non-fungible tokens (NFTs) directly within the wallet. This is where the service stands out, as many of its rivals focus only on storage options for digital coins or NFTs, not both.

此外，NOW 錢包允許用戶直接在錢包內儲存、發送和接收不可替代代幣（NFT）。這就是該服務的突出之處，因為它的許多競爭對手只關注數位貨幣或 NFT 的儲存選項，而不是兩者兼而有之。

Users have the option to manage their digital collectibles alongside their cryptocurrencies, giving them a complete solution for their digital assets.

用戶可以選擇管理他們的數位收藏品和加密貨幣，為他們的數位資產提供完整的解決方案。

In-wallet swaps

錢包內互換

NOW Wallet’s integration with ChangeNOW enables users to swap cryptocurrencies directly within the wallet. This feature is particularly useful for users who want to diversify their holdings or react quickly to market movements without using an external exchange. 

NOW Wallet 與 ChangeNOW 的整合使用戶能夠直接在錢包內交換加密貨幣。對於想要實現資產多元化或希望在不使用外部交易所的情況下對市場走勢快速做出反應的用戶來說，此功能特別有用。

The swap process may take some getting used to for beginner investors with minimal experience. However, the process itself is straightforward and requires no additional registration or lengthy identity verification.

對於經驗很少的初學者投資者來說，交換過程可能需要一些時間來適應。然而，該過程本身很簡單，不需要額外的註冊或冗長的身份驗證。

An often overlooked advantage of NOW Wallet is its capability to facilitate cross-chain swaps. This functionality allows users to exchange assets across different blockchain networks—such as swapping Bitcoin for Ethereum—without relying on intermediaries. This feature caters to a diverse range of user preferences.

NOW 錢包的一個經常被忽視的優點是它能夠促進跨鏈交換。此功能允許用戶跨不同的區塊鏈網路交換資產，例如將比特幣交換為以太坊，而無需依賴中介機構。此功能迎合了不同範圍的使用者偏好。

Staking opportunities

質押機會

NOW Wallet offers staking options for several cryptocurrencies, including ChangeNOW’s own NOW token, allowing users to earn passive income by participating in the network’s consensus mechanisms. Staking is an ideal way for users to grow the value of their portfolios without actively trading.

NOW 錢包提供多種加密貨幣的質押選項，包括 ChangeNOW 自己的 NOW 代幣，讓用戶可以透過參與網路的共識機制來賺取被動收入。質押是用戶無需積極交易即可增加投資組合價值的理想方式。

NOW Wallet’s staking interface is designed to be user-friendly and easy to stake tokens like Tron (TRX), Binance Coin (BNB), Solana (SOL), Cosmos (ATOM), Tezos (XTZ), and Cardano (ADA) directly from the wallet without interacting with multiple platforms.

NOW 錢包的質押介面設計為用戶友好且易於直接質押 Tron (TRX)、Binance Coin (BNB)、Solana (SOL)、Cosmos (ATOM)、Tezos (XTZ) 和 Cardano (ADA) 等代幣錢包無需與多個平台互動。

DApp connectivity

DApp 連接

NOW Wallet integrates with decentralized applications (DApps) through a feature called WalletConnect. This integration allows users to interact with multiple DApps across several blockchains, including Ethereum, Binance Smart Chain, Polygon (MATIC), and more.

NOW Wallet 透過名為 WalletConnect 的功能與去中心化應用程式 (DApp) 整合。這種整合允許用戶與多個區塊鏈上的多個 DApp 進行交互，包括以太坊、幣安智能鏈、Polygon (MATIC) 等。

This feature is useful for users interested in decentralized finance (DeFi), as it provides easy access to services such as lending, borrowing, and yield farming. By connecting NOW Wallet to DeFi apps, users have another tool to maximize the potential of their assets without relying on traditional financial intermediaries.

此功能對於對去中心化金融（DeFi）感興趣的用戶非常有用，因為它可以輕鬆存取借貸、借貸和流動性挖礦等服務。透過將 NOW 錢包連接到 DeFi 應用程序，用戶可以使用另一種工具來最大限度地發揮其資產的潛力，而無需依賴傳統的金融中介。

Addressing the negative reviews

解決負面評論

NOW Wallet has garnered high ratings in app stores, with many users praising its easy-to-use functionality and intuitive design. For example, on the Google Play Store, NOW Wallet boasts a 4.5 out of 5-star rating from over 2,300 reviews. The majority of users are praising its intuitive interface and impressive set of features.

NOW Wallet 在應用程式商店中獲得了很高的評價，許多用戶稱讚其易於使用的功能和直覺的設計。例如，在 Google Play 商店中，NOW Wallet 在 2,300 多條評論中獲得了 4.5 顆星的評分（滿分為 5 顆星）。大多數用戶都稱讚其直覺的介面和令人印象深刻的功能集。

Also, NOW Wallet stands out for its fast and responsive customer support. The company offers 24/7 assistance through a support chat. This means users can get help whenever they need it, whether they’re troubleshooting an issue or have questions on how to maximize the wallet’s features. This focus on customer satisfaction has earned NOW Wallet positive reviews and built trust among its users.

此外，NOW Wallet 因其快速回應的客戶支援而脫穎而出。該公司透過支援聊天提供 24/7 幫助。這意味著用戶可以在需要時獲得幫助，無論他們是在解決問題還是對如何最大化錢包功能有疑問。這種對客戶滿意度的關注為 NOW Wallet 贏得了積極評價，並在用戶之間建立了信任。

No review of NOW Wallet would be complete without addressing many of the negative reviews on platforms like Trustpilot. In the vast majority of cases, negative reviews focus on issues such as transaction delays, high fees, technical problems, and general concerns.

如果不解決 Trustpilot 等平台上的許多負面評論，對 NOW 錢包的評論就不完整。在絕大多數情況下，負面評論集中在交易延遲、高額費用、技術問題和普遍關注等問題。