Visa 令牌服务推动数字商务成功并减少欺诈

Visa 令牌服务 (VTS) 为亚太地区数字经济的崛起做出了重大贡献，预计到 2023 年将增长 20 亿美元。VTS 用安全令牌取代敏感卡信息，通过减少欺诈和简化消费者结账流程来提高支付成功率。该服务还使商家受益，将支付欺诈减少了一半以上，并通过数据丰富和加强控制增强了支付处理能力。随着数字交易的不断增长，VTS 有望在未来的商业中发挥至关重要的作用，解锁个性化的消费者体验并支持支付生态系统。

Question: How Can Visa Token Service Enhance Digital Commerce?

问：Visa 令牌服务如何增强数字商务？

Visa Token Service (VTS) is making waves in the digital commerce landscape, offering significant benefits that boost payment success rates and minimize fraud. By replacing sensitive card numbers with secure tokens, VTS simplifies transactions, improves data exchange, and empowers merchants and consumers alike.

Visa 令牌服务 (VTS) 在数字商务领域掀起了波澜，提供了显着的优势，可以提高支付成功率并最大限度地减少欺诈。通过用安全令牌替换敏感卡号，VTS 简化了交易，改善了数据交换，并为商家和消费者提供了支持。

Question: Unlocking Authorisation Uplift: How Much Value Do Tokens Add?

问题：解锁授权提升：代币能增加多少价值？

Merchants adopting VTS have witnessed a remarkable USD2 billion uplift in payment success rates. This uplift stems from tokenization's ability to reduce transaction declines, a frustrating experience that merchants and consumers often encounter. With enhanced data transferred through tokens, authorizations are processed more efficiently, leading to seamless payments.

采用VTS的商户支付成功率显着提升了20亿美元。这种提升源于代币化能够减少交易下降的能力，这是商家和消费者经常遇到的令人沮丧的经历。通过令牌传输增强的数据，可以更有效地处理授权，从而实现无缝支付。

Question: Curbing Fraud: How Effective is VTS in Minimizing Risk?

问题：遏制欺诈：VTS 在最大限度降低风险方面效果如何？

VTS not only enhances authorizations but also dramatically reduces fraud rates. Payment fraud is slashed by over 58%, giving merchants peace of mind and protecting consumers from unauthorized transactions. Tokens act as secure gateways that encrypt card information, making it virtually impenetrable for fraudsters.

VTS 不仅增强了授权，还大大降低了欺诈率。支付欺诈行为减少了 58% 以上，让商家高枕无忧，并保护消费者免受未经授权的交易的侵害。令牌充当加密卡信息的安全网关，使欺诈者几乎无法渗透。

Question: Streamlining Online Payments: How Do Tokens Facilitate Digital Commerce?

问题：简化在线支付：代币如何促进数字商务？

In the online realm, VTS simplifies checkout experiences, eliminating the need for consumers to manually input lengthy card numbers or update payment credentials across multiple platforms. Merchants can also seamlessly update customer payment information through Visa's platform, ensuring uninterrupted payments without authorization declines.

在在线领域，VTS 简化了结账体验，消除了消费者手动输入冗长的卡号或跨多个平台更新支付凭证的需要。商户还可以通过Visa平台无缝更新客户支付信息，确保支付不间断，无需授权拒绝。

Question: Expanding Payment Horizons: What's the Future of Tokenized Commerce?

问题：扩大支付范围：代币化商务的未来是什么？

VTS opens doors to a myriad of innovative possibilities beyond physical Visa cards. Tokenized payment credentials hold the potential to unlock personalized experiences, enhancing convenience and security for consumers. Visa is continually exploring these capabilities, collaborating with partners to bring enhanced value to the payment ecosystem.

VTS 为实体 Visa 卡之外的无数创新可能性打开了大门。代币化支付凭证有潜力解锁个性化体验，增强消费者的便利性和安全性。 Visa 不断探索这些功能，与合作伙伴合作，为支付生态系统带来更高的价值。

Conclusion: The Power of Tokens: A Catalyst for Digital Commerce Evolution

结论：代币的力量：数字商务发展的催化剂

Visa Token Service is revolutionizing digital commerce, providing tangible benefits that drive success and minimize risk. By embracing VTS, merchants and consumers can unlock a world of seamless, secure, and efficient transactions. As digital commerce continues to grow, VTS is poised to play a pivotal role in shaping its future, driving innovation and empowering all stakeholders in the financial landscape.

Visa 令牌服务正在彻底改变数字商务，提供推动成功并最大限度降低风险的切实好处。通过采用 VTS，商家和消费者可以开启一个无缝、安全、高效的交易世界。随着数字商务的不断发展，VTS 有望在塑造未来、推动创新和增强金融领域所有利益相关者的能力方面发挥关键作用。