Visa 令牌服務推動數位商務成功並減少欺詐

Visa 令牌服務(VTS) 為亞太地區數位經濟的崛起做出了重大貢獻，預計到2023 年將增長20 億美元。VTS 用安全令牌取代敏感卡信息，透過減少欺詐和簡化消費者結帳流程來提高支付成功率。該服務還使商家受益，將支付詐欺減少了一半以上，並透過資料豐富和加強控制增強了支付處理能力。隨著數位交易的不斷增長，VTS 預計將在未來的商業中發揮至關重要的作用，解鎖個人化的消費者體驗並支持支付生態系統。

Question: How Can Visa Token Service Enhance Digital Commerce?

Q：Visa 令牌服務如何增強數位商務？

Visa Token Service (VTS) is making waves in the digital commerce landscape, offering significant benefits that boost payment success rates and minimize fraud. By replacing sensitive card numbers with secure tokens, VTS simplifies transactions, improves data exchange, and empowers merchants and consumers alike.

Visa 令牌服務 (VTS) 在數位商務領域掀起了波瀾，提供了顯著的優勢，可以提高支付成功率並最大限度地減少詐欺。透過用安全令牌取代敏感卡號，VTS 簡化了交易，改善了資料交換，並為商家和消費者提供了支援。

Question: Unlocking Authorisation Uplift: How Much Value Do Tokens Add?

問題：解鎖授權提升：代幣能增加多少價值？

Merchants adopting VTS have witnessed a remarkable USD2 billion uplift in payment success rates. This uplift stems from tokenization's ability to reduce transaction declines, a frustrating experience that merchants and consumers often encounter. With enhanced data transferred through tokens, authorizations are processed more efficiently, leading to seamless payments.

採用VTS的商家支付成功率顯著提升了20億美元。這種提升源自於代幣化能夠減少交易下降的能力，這是商家和消費者經常遇到的令人沮喪的經驗。透過令牌傳輸增強的數據，可以更有效地處理授權，從而實現無縫支付。

Question: Curbing Fraud: How Effective is VTS in Minimizing Risk?

問題：遏制詐欺：VTS 在最大限度降低風險方面效果如何？

VTS not only enhances authorizations but also dramatically reduces fraud rates. Payment fraud is slashed by over 58%, giving merchants peace of mind and protecting consumers from unauthorized transactions. Tokens act as secure gateways that encrypt card information, making it virtually impenetrable for fraudsters.

VTS 不僅增強了授權，還大大降低了詐欺率。支付詐欺行為減少了 58% 以上，讓商家高枕無憂，並保護消費者免受未經授權的交易的侵害。令牌充當加密卡資訊的安全網關，使詐欺者幾乎無法滲透。

Question: Streamlining Online Payments: How Do Tokens Facilitate Digital Commerce?

問題：簡化線上支付：代幣如何促進數位商務？

In the online realm, VTS simplifies checkout experiences, eliminating the need for consumers to manually input lengthy card numbers or update payment credentials across multiple platforms. Merchants can also seamlessly update customer payment information through Visa's platform, ensuring uninterrupted payments without authorization declines.

在線上領域，VTS 簡化了結帳體驗，消除了消費者手動輸入冗長的卡號或跨多個平台更新支付憑證的需要。商家還可以透過Visa平台無縫更新客戶支付訊息，確保支付不間斷，無需授權拒絕。

Question: Expanding Payment Horizons: What's the Future of Tokenized Commerce?

問題：擴大支付範圍：代幣化商務的未來是什麼？

VTS opens doors to a myriad of innovative possibilities beyond physical Visa cards. Tokenized payment credentials hold the potential to unlock personalized experiences, enhancing convenience and security for consumers. Visa is continually exploring these capabilities, collaborating with partners to bring enhanced value to the payment ecosystem.

VTS 為實體 Visa 卡以外的無數創新可能性打開了大門。代幣化支付憑證有潛力解鎖個人化體驗，增強消費者的便利性和安全性。 Visa 不斷探索這些功能，與合作夥伴合作，為支付生態系統帶來更高的價值。

Conclusion: The Power of Tokens: A Catalyst for Digital Commerce Evolution

結論：代幣的力量：數位商務發展的催化劑

Visa Token Service is revolutionizing digital commerce, providing tangible benefits that drive success and minimize risk. By embracing VTS, merchants and consumers can unlock a world of seamless, secure, and efficient transactions. As digital commerce continues to grow, VTS is poised to play a pivotal role in shaping its future, driving innovation and empowering all stakeholders in the financial landscape.

Visa 令牌服務正在徹底改變數位商務，提供推動成功並最大限度降低風險的實際好處。透過採用 VTS，商家和消費者可以開啟一個無縫、安全、高效的交易世界。隨著數位商務的不斷發展，VTS 預計將在塑造未來、推動創新和增強金融領域所有利害關係人的能力方面發揮關鍵作用。