Circle 指出，2024 年 USDC 累计交易量将超过 20 万亿美元

该报告强调了 USDC 作为美元数字化代表并融入各种区块链的角色。

USD Coin (USDC) clocked a new milestone with over $20 trillion in cumulative transaction volume in 2024, a report by Circle reveals. In November 2024 alone, USDC recorded $1 trillion in monthly transaction volume.

Circle 的一份报告显示，美元硬币 (USDC) 创下了新的里程碑，到 2024 年累计交易量将超过 20 万亿美元。仅 2024 年 11 月，USDC 的月交易量就达到 1 万亿美元。

The report highlights USDC’s role as a digital representation of the US dollar, integrated into various blockchains. Notably, USDC circulation grew 78% year-over-year.

该报告强调了 USDC 作为美元数字代表并集成到各种区块链中的作用。值得注意的是，USDC 发行量同比增长 78%。

The publication also highlights stablecoin’s advantages over fiat money, including cost efficiency, near-instant transaction speeds, and global reach.

该出版物还强调了稳定币相对于法定货币的优势，包括成本效率、近乎即时的交易速度和全球影响力。

“Businesses large and small are building innovative products and services with USDC and Circle’s technology, fueling mainstream adoption that will lead to a faster, stronger, and more resilient internet-based financial system,” stated Jeremy Allaire, co-founder and CEO of Circle.

Circle 联合创始人兼首席执行官 Jeremy Allaire 表示：“大大小小的企业正在利用 USDC 和 Circle 的技术构建创新产品和服务，推动主流采用，从而打造更快、更强大、更有弹性的互联网金融系统。” 。

According to the report, diverse use cases drove USDC growth, including cross-border payments and the utilization of DeFi protocols.

该报告称，多种用例推动了 USDC 的增长，包括跨境支付和 DeFi 协议的使用。

Moreover, the report reveals that over $850 billion has been brided from traditional finance to the decentralized economy since the USDC launch.

此外，报告显示，自 USDC 推出以来，传统金融已向去中心化经济转移了超过 8500 亿美元。

Data from Artemis shows that the USDC market cap increased by 61% in 2024, closing December with a total of nearly $39 billion. Transfer volume also soared from $22.7 billion to $77.5 billion in the same year, a 241% growth.

Artemis 的数据显示，USDC 市值在 2024 年增长了 61%，截至 12 月总市值接近 390 亿美元。同年转会金额也从 227 亿美元飙升至 775 亿美元，增长 241%。

Main Drivers of USDC Growth

USDC 增长的主要驱动力

The report links the increasing use of different applications to several key developments, beginning with regulatory advancements. As stablecoin regulations mature, these assets benefit from bolstered confidence, ramping up transaction volumes.

该报告将不同应用程序的日益使用与几个关键发展联系起来，首先是监管的进步。随着稳定币监管的成熟，这些资产受益于信心的增强，交易量的增加。

Advancements in blockchain technology are also another key development driving USDC growth. The report specifically cites the integration of third-generation blockchains as enablers for cheap and fast transactions, enhancing accessibility to stablecoins.

区块链技术的进步也是推动 USDC 增长的另一个关键发展。该报告特别引用了第三代区块链的整合作为廉价和快速交易的推动者，增强了稳定币的可及性。

The third driver, as the report points out, is the creation of new products in different areas where stablecoins can be used, ranging from remittances and payroll solutions to humanitarian aid and e-commerce.

正如报告指出的那样，第三个驱动力是在可以使用稳定币的不同领域创造新产品，从汇款和工资解决方案到人道主义援助和电子商务。

Popular Stablecoin in Emerging Economies

新兴经济体流行的稳定币

Circle highlights the appeal of USDC in emerging economies, particularly Latin America and Africa. Countries in these regions have embraced USDC as a hedge against inflation and a way to access global financial networks.

Circle 强调了 USDC 在新兴经济体，特别是拉丁美洲和非洲的吸引力。这些地区的国家已接受 USDC 作为对冲通胀的手段和进入全球金融网络的一种方式。

Partnerships with fintech companies like Nubank and Chipper Cash have further expanded USDC’s reach in the respective regions.

与 Nubank 和 Chipper Cash 等金融科技公司的合作进一步扩大了 USDC 在各自地区的影响力。

Additionally, integration in venues like the Apple Store is boosting USDC adoption. All these partnerships make USDC available to over 500 million end-user wallets.

此外，与 Apple Store 等场所的整合也促进了 USDC 的采用。所有这些合作伙伴关系使 USDC 可供超过 5 亿最终用户钱包使用。