Circle 指出，2024 年 USDC 累積交易量將超過 20 兆美元

該報告強調了 USDC 作為美元數位化代表並融入各種區塊鏈的角色。

USD Coin (USDC) clocked a new milestone with over $20 trillion in cumulative transaction volume in 2024, a report by Circle reveals. In November 2024 alone, USDC recorded $1 trillion in monthly transaction volume.

Circle 的一份報告顯示，美元硬幣 (USDC) 創下了新的里程碑，到 2024 年累積交易量將超過 20 兆美元。光是 2024 年 11 月，USDC 的月交易量就達到 1 兆美元。

The report highlights USDC’s role as a digital representation of the US dollar, integrated into various blockchains. Notably, USDC circulation grew 78% year-over-year.

該報告強調了 USDC 作為美元數位代表並整合到各種區塊鏈中的作用。值得注意的是，USDC 發行量年增 78%。

The publication also highlights stablecoin’s advantages over fiat money, including cost efficiency, near-instant transaction speeds, and global reach.

該出版物還強調了穩定幣相對於法定貨幣的優勢，包括成本效率、近乎即時的交易速度和全球影響力。

“Businesses large and small are building innovative products and services with USDC and Circle’s technology, fueling mainstream adoption that will lead to a faster, stronger, and more resilient internet-based financial system,” stated Jeremy Allaire, co-founder and CEO of Circle.

Circle 聯合創辦人兼執行長Jeremy Allaire 表示：「大大小小的企業正在利用USDC 和Circle 的技術建立創新產品和服務，推動主流採用，從而打造更快、更強大、更有彈性的網路金融系統。

According to the report, diverse use cases drove USDC growth, including cross-border payments and the utilization of DeFi protocols.

該報告稱，多種用例推動了 USDC 的成長，包括跨境支付和 DeFi 協議的使用。

Moreover, the report reveals that over $850 billion has been brided from traditional finance to the decentralized economy since the USDC launch.

此外，報告顯示，自 USDC 推出以來，傳統金融已向去中心化經濟轉移了超過 8,500 億美元。

Data from Artemis shows that the USDC market cap increased by 61% in 2024, closing December with a total of nearly $39 billion. Transfer volume also soared from $22.7 billion to $77.5 billion in the same year, a 241% growth.

Artemis 的數據顯示，USDC 市值在 2024 年成長了 61%，截至 12 月總市值接近 390 億美元。同年轉會金額也從 227 億美元飆升至 775 億美元，成長 241%。

Main Drivers of USDC Growth

USDC 成長的主要驅動力

The report links the increasing use of different applications to several key developments, beginning with regulatory advancements. As stablecoin regulations mature, these assets benefit from bolstered confidence, ramping up transaction volumes.

該報告將不同應用程式的日益使用與幾個關鍵發展聯繫起來，首先是監管的進步。隨著穩定幣監管的成熟，這些資產受益於信心的增強，交易量的增加。

Advancements in blockchain technology are also another key development driving USDC growth. The report specifically cites the integration of third-generation blockchains as enablers for cheap and fast transactions, enhancing accessibility to stablecoins.

區塊鏈技術的進步也是推動 USDC 成長的另一個關鍵發展。該報告特別引用了第三代區塊鏈的整合作為廉價和快速交易的推動者，增強了穩定幣的可及性。

The third driver, as the report points out, is the creation of new products in different areas where stablecoins can be used, ranging from remittances and payroll solutions to humanitarian aid and e-commerce.

正如報告指出的那樣，第三個驅動力是在可以使用穩定幣的不同領域創造新產品，從匯款和工資解決方案到人道主義援助和電子商務。

Popular Stablecoin in Emerging Economies

新興經濟體流行的穩定幣

Circle highlights the appeal of USDC in emerging economies, particularly Latin America and Africa. Countries in these regions have embraced USDC as a hedge against inflation and a way to access global financial networks.

Circle 強調了 USDC 在新興經濟體，特別是拉丁美洲和非洲的吸引力。這些地區的國家已接受 USDC 作為對沖通膨的手段和進入全球金融網絡的一種方式。

Partnerships with fintech companies like Nubank and Chipper Cash have further expanded USDC’s reach in the respective regions.

與 Nubank 和 Chipper Cash 等金融科技公司的合作進一步擴大了 USDC 在各自地區的影響力。

Additionally, integration in venues like the Apple Store is boosting USDC adoption. All these partnerships make USDC available to over 500 million end-user wallets.

此外，與 Apple Store 等場所的整合也促進了 USDC 的採用。所有這些合作夥伴關係使 USDC 可供超過 5 億最終用戶錢包使用。