了解金融行动工作组（FATF）及其对加密货币行业的影响

随着加密货币采用的增长，FATF的法规与Coinsdrom这样的加密交换变得越来越重要。

Financial Action Task Force (FATF) is a global organization responsible for setting international standards to combat financial crimes, including money laundering and terrorism financing. As cryptocurrency adoption grows, FATF’s regulations have become increasingly relevant for crypto exchanges like Coinsdrom.

金融行动工作组（FATF）是一个全球组织，负责将国际标准设定为打击金融犯罪，包括洗钱和恐怖主义融资。随着加密货币采用的增长，FATF的法规与Coinsdrom这样的加密交换变得越来越重要。

In this expert review, we’ll explore what FATF is, its impact on the crypto industry, and how Coinsdrom aligns with these regulations.

在这篇专家评论中，我们将探讨什么是FATF，其对加密货币行业的影响以及共同旋转如何与这些法规保持一致。

What is FATF?

什么是fatf？

The FATF is an intergovernmental organization established in 1989 to develop policies to prevent financial crimes. It sets international regulatory standards that countries and financial institutions must follow. While FATF does not directly enforce laws, its recommendations influence national policies and regulations throughout the world.

FATF是一个政府间组织，成立于1989年，旨在制定预防金融犯罪的政策。它设定了国际监管标准，国家和金融机构必须遵循。尽管FATF并未直接执行法律，但其建议会影响全球国家政策和法规。

The organization's primary goal is to minimize the use of the financial system for illicit activities, pivoting its focus to include the crypto industry with the rise of digital assets. It aims to ensure that users cannot easily transfer cryptocurrencies for purposes like money laundering or terrorism financing.

该组织的主要目标是最大程度地减少金融系统进行非法活动的使用，并将其重点放置在包括数字资产兴起的加密行业中。它旨在确保用户无法轻松地将加密货币转移出来，例如洗钱或恐怖主义融资。

To achieve this, FATF has introduced the Travel Rule, a key regulation that implicates crypto exchanges. The Travel Rule, which is part of FATF Recommendation 16, requires financial institutions to collect and share transaction details for certain cross-border transfers.

为了实现这一目标，FATF引入了旅行规则，这是一个关键的法规，暗示加密交流。属于FATF建议16的旅行规则要求金融机构收集和共享某些跨境转移的交易详细信息。

Essentially, when a user withdraws a cryptocurrency from an exchange to an external wallet, and the transfer meets specific criteria (e.g., total value, destination country), the exchange must collect information about the beneficiary, such as name and address, and relay it to the receiving wallet provider.

从本质上讲，当用户从交易所到外部钱包中撤回加密货币，并且转移符合特定的标准（例如，总价值，目的地国家）时，交易所必须收集有关受益人的信息，例如姓名和地址，并将其继电给接收钱包提供商。

How FATF Regulations Affect Crypto Exchanges?

FATF法规如何影响加密交流？

Exchanges that comply with FATF guidelines must typically engage in several activities, including:

符合FATF指南的交流通常必须从事几项活动，包括：

* Verifying the identity of their users according to local Know Your Customer (KYC) regulations and performing ongoing monitoring for suspicious activity.

*根据本地了解您的客户（KYC）法规并进行可疑活动的持续监控，对其用户的身份进行验证。

* Performing enhanced due diligence (EDD) on high-risk users or transactions, which might involve collecting additional KYC documents or scrutinizing the source of funds.

*对高风险用户或交易进行增强的尽职调查（EDD），这可能涉及收集其他KYC文档或审查资金来源。

* Suspending transactions or reporting suspicious activity to relevant financial intelligence units (FIUs) as required by law.

*根据法律要求，暂停交易或向相关金融情报部门（FIUS）报告可疑活动。

* Tracking and disclosing transactions according to the Travel Rule, collecting the necessary details for transfers above the relevant reporting threshold.

*根据旅行规则跟踪和披露交易，收集相关报告阈值以上转移的必要详细信息。

Coinsdrom’s Compliance with FATF Standards

Coinsdrom符合FATF标准

Coinsdrom, a regulated cryptocurrency exchange, follows the recommendations of FATF by implementing strict compliance measures.

Coinsdrom是一种受监管的加密货币交换，通过实施严格的合规措施遵循FATF的建议。

The exchange conducts KYC checks on its users according to the regulations of the Central Bank of Cyprus (CBC), where Coinsdrom is registered and operates. These checks typically involve verifying the user's identity document, such as a passport or national ID card, and performing relevant sanctions screening.

该交易所根据塞浦路斯中央银行（CBC）的规定对其用户进行了KYC检查，该法规已注册并运行Coinsdrom。这些检查通常涉及验证用户的身份文档，例如护照或国家身份证，并执行相关的制裁筛选。

Moreover, Coinsdrom follows the guidelines of the Financial Intelligence Unit Cyprus (CFTF) regarding suspicious transaction reporting (STR). The exchange's compliance team monitors transactions closely for any activity that might deviate from expected patterns or indicate potential illicit activity.

此外，Coinsdrom遵循塞浦路斯金融情报部门（CFTF）关于可疑交易报告（STR）的指南。交易所的合规团队对可能偏离预期模式或表明潜在非法活动的任何活动密切监视交易。

If any transaction triggers suspicion, Coinsdrom will report it to the CFTF according to legal requirements and may also take action to suspend the transaction or the user's account.

如果任何交易引发了怀疑，Coinsdrom将根据法律要求将其报告给CFTF，并可能采取行动以暂停交易或用户的帐户。

Coinsdrom also complies with the Travel Rule and has integrated with relevant third-party platforms to facilitate the required reporting procedures for cross-border transfers. The exchange tracks transactions according to legal requirements and shares the necessary details for transactions that meet the criteria for reporting under the Travel Rule.

Coinsdrom还符合旅行规则，并与相关的第三方平台集成在一起，以促进跨境转移所需的报告程序。交易所根据法律要求跟踪交易，并分享符合符合旅行规则报告标准的交易的必要详细信息。

Why FATF Compliance Matters for Users?

为什么FATF合规性对用户很重要？

Understanding the role of FATF and its regulations helps users recognize the importance of compliance in crypto exchanges.

了解FATF及其法规的作用有助于用户认识到合规性在加密交易所中的重要性。

By using a regulated exchange like Coinsdrom, which complies with FATF recommendations and local regulations, users benefit from operating in a safe and compliant environment.

通过使用符合FATF建议和当地法规的Coinsdrom等监管交换，用户可以从安全且合规的环境中运营。

Coinsdrom is committed to staying ahead of compliance requirements as regulations evolve, offering users a responsible and transparent crypto experience.

随着法规的发展，Coinsdrom致力于保持领先于合规要求，为用户提供负责任且透明的加密体验。