了解金融行動工作組（FATF）及其對加密貨幣行業的影響

隨著加密貨幣採用的增長，FATF的法規與Coinsdrom這樣的加密交換變得越來越重要。

Financial Action Task Force (FATF) is a global organization responsible for setting international standards to combat financial crimes, including money laundering and terrorism financing. As cryptocurrency adoption grows, FATF’s regulations have become increasingly relevant for crypto exchanges like Coinsdrom.

金融行動工作組（FATF）是一個全球組織，負責將國際標准設定為打擊金融犯罪，包括洗錢和恐怖主義融資。隨著加密貨幣採用的增長，FATF的法規與Coinsdrom這樣的加密交換變得越來越重要。

In this expert review, we’ll explore what FATF is, its impact on the crypto industry, and how Coinsdrom aligns with these regulations.

在這篇專家評論中，我們將探討什麼是FATF，其對加密貨幣行業的影響以及共同旋轉如何與這些法規保持一致。

What is FATF?

什麼是fatf？

The FATF is an intergovernmental organization established in 1989 to develop policies to prevent financial crimes. It sets international regulatory standards that countries and financial institutions must follow. While FATF does not directly enforce laws, its recommendations influence national policies and regulations throughout the world.

FATF是一個政府間組織，成立於1989年，旨在製定預防金融犯罪的政策。它設定了國際監管標準，國家和金融機構必須遵循。儘管FATF並未直接執行法律，但其建議會影響全球國家政策和法規。

The organization's primary goal is to minimize the use of the financial system for illicit activities, pivoting its focus to include the crypto industry with the rise of digital assets. It aims to ensure that users cannot easily transfer cryptocurrencies for purposes like money laundering or terrorism financing.

該組織的主要目標是最大程度地減少金融系統進行非法活動的使用，並將其重點放置在包括數字資產興起的加密行業中。它旨在確保用戶無法輕鬆地將加密貨幣轉移出來，例如洗錢或恐怖主義融資。

To achieve this, FATF has introduced the Travel Rule, a key regulation that implicates crypto exchanges. The Travel Rule, which is part of FATF Recommendation 16, requires financial institutions to collect and share transaction details for certain cross-border transfers.

為了實現這一目標，FATF引入了旅行規則，這是一個關鍵的法規，暗示加密交流。屬於FATF建議16的旅行規則要求金融機構收集和共享某些跨境轉移的交易詳細信息。

Essentially, when a user withdraws a cryptocurrency from an exchange to an external wallet, and the transfer meets specific criteria (e.g., total value, destination country), the exchange must collect information about the beneficiary, such as name and address, and relay it to the receiving wallet provider.

從本質上講，當用戶從交易所到外部錢包中撤回加密貨幣，並且轉移符合特定的標準（例如，總價值，目的地國家）時，交易所必須收集有關受益人的信息，例如姓名和地址，並將其繼電給接收錢包提供商。

How FATF Regulations Affect Crypto Exchanges?

FATF法規如何影響加密交流？

Exchanges that comply with FATF guidelines must typically engage in several activities, including:

符合FATF指南的交流通常必須從事幾項活動，包括：

* Verifying the identity of their users according to local Know Your Customer (KYC) regulations and performing ongoing monitoring for suspicious activity.

*根據本地了解您的客戶（KYC）法規並進行可疑活動的持續監控，對其用戶的身份進行驗證。

* Performing enhanced due diligence (EDD) on high-risk users or transactions, which might involve collecting additional KYC documents or scrutinizing the source of funds.

*對高風險用戶或交易進行增強的盡職調查（EDD），這可能涉及收集其他KYC文檔或審查資金來源。

* Suspending transactions or reporting suspicious activity to relevant financial intelligence units (FIUs) as required by law.

*根據法律要求，暫停交易或向相關金融情報部門（FIUS）報告可疑活動。

* Tracking and disclosing transactions according to the Travel Rule, collecting the necessary details for transfers above the relevant reporting threshold.

*根據旅行規則跟踪和披露交易，收集相關報告閾值以上轉移的必要詳細信息。

Coinsdrom’s Compliance with FATF Standards

Coinsdrom符合FATF標準

Coinsdrom, a regulated cryptocurrency exchange, follows the recommendations of FATF by implementing strict compliance measures.

Coinsdrom是一種受監管的加密貨幣交換，通過實施嚴格的合規措施遵循FATF的建議。

The exchange conducts KYC checks on its users according to the regulations of the Central Bank of Cyprus (CBC), where Coinsdrom is registered and operates. These checks typically involve verifying the user's identity document, such as a passport or national ID card, and performing relevant sanctions screening.

該交易所根據塞浦路斯中央銀行（CBC）的規定對其用戶進行了KYC檢查，該法規已註冊並運行Coinsdrom。這些檢查通常涉及驗證用戶的身份文檔，例如護照或國家身份證，並執行相關的製裁篩選。

Moreover, Coinsdrom follows the guidelines of the Financial Intelligence Unit Cyprus (CFTF) regarding suspicious transaction reporting (STR). The exchange's compliance team monitors transactions closely for any activity that might deviate from expected patterns or indicate potential illicit activity.

此外，Coinsdrom遵循塞浦路斯金融情報部門（CFTF）關於可疑交易報告（STR）的指南。交易所的合規團隊對可能偏離預期模式或表明潛在非法活動的任何活動密切監視交易。

If any transaction triggers suspicion, Coinsdrom will report it to the CFTF according to legal requirements and may also take action to suspend the transaction or the user's account.

如果任何交易引發了懷疑，Coinsdrom將根據法律要求將其報告給CFTF，並可能採取行動以暫停交易或用戶的帳戶。

Coinsdrom also complies with the Travel Rule and has integrated with relevant third-party platforms to facilitate the required reporting procedures for cross-border transfers. The exchange tracks transactions according to legal requirements and shares the necessary details for transactions that meet the criteria for reporting under the Travel Rule.

Coinsdrom還符合旅行規則，並與相關的第三方平台集成在一起，以促進跨境轉移所需的報告程序。交易所根據法律要求跟踪交易，並分享符合符合旅行規則報告標準的交易的必要詳細信息。

Why FATF Compliance Matters for Users?

為什麼FATF合規性對用戶很重要？

Understanding the role of FATF and its regulations helps users recognize the importance of compliance in crypto exchanges.

了解FATF及其法規的作用有助於用戶認識到合規性在加密交易所中的重要性。

By using a regulated exchange like Coinsdrom, which complies with FATF recommendations and local regulations, users benefit from operating in a safe and compliant environment.

通過使用符合FATF建議和當地法規的Coinsdrom等監管交換，用戶可以從安全且合規的環境中運營。

Coinsdrom is committed to staying ahead of compliance requirements as regulations evolve, offering users a responsible and transparent crypto experience.

隨著法規的發展，Coinsdrom致力於保持領先於合規要求，為用戶提供負責任且透明的加密體驗。