英国公布数字资产立法，有望成为加密货币中心

英国政府计划在 2023 年《金融服务和市场法案》(FSMA) 的基础上，于 2024 年 6 月推出针对数字资产和稳定币的新立法。该立法旨在为数字资产活动建立监管框架，包括交易所和托管服务、首次将它们纳入监管范围内。此举符合首相里希·苏纳克 (Rishi Sunak) 让英国成为数字资产中心的目标，并符合欧盟的加密资产市场 (MiCA) 监管。

United Kingdom Prepares New Digital Asset Legislation

英国准备新的数字资产立法

London, March 20, 2024 - The United Kingdom is poised to introduce comprehensive legislation governing digital assets and stablecoins, according to Economic Secretary Bim Afolami. Speaking at the Innovate Finance Global Summit in London on Monday, Afolami announced that the government is finalizing legislation encompassing digital asset activities and stablecoins.

伦敦，2024 年 3 月 20 日 - 经济大臣 Bim Afolami 表示，英国准备推出管理数字资产和稳定币的全面立法。阿弗拉米周一在伦敦举行的创新金融全球峰会上发表讲话，宣布政府正在敲定涵盖数字资产活动和稳定币的立法。

"We are working diligently to enact legislation that will establish our final proposals for a comprehensive regulatory framework," Afolami stated. "Upon its implementation, a wide range of crypto-asset activities, including operating an exchange, safeguarding customer assets, and others, will be brought within the regulatory purview for the first time."

阿弗拉米表示：“我们正在努力制定立法，为全面的监管框架制定最终建议。” “该法案实施后，一系列广泛的加密资产活动，包括运营交易所、保护客户资产等，将首次纳入监管范围。”

While Afolami did not disclose specific details about the upcoming legislation or its enforcement mechanisms, it is expected to build upon the foundation established by the Financial Services and Markets Act (FSMA) 2023, which was enacted last June and recognized stablecoins and digital assets as regulated activities in the United Kingdom.

虽然 Afolami 没有透露有关即将出台的立法或其执行机制的具体细节，但预计它将建立在去年 6 月颁布的《2023 年金融服务和市场法案》(FSMA) 所建立的基础上，该法案承认稳定币和数字资产受到监管在英国的活动。

These upcoming changes align with Prime Minister Rishi Sunak's vision to transform the United Kingdom into a digital asset hub while ensuring the country remains competitive with its European counterparts and their Markets in Crypto Assets (MiCA) regulation.

这些即将发生的变化符合首相 Rishi Sunak 的愿景，即将英国转变为数字资产中心，同时确保该国相对于欧洲同行及其加密资产市场 (MiCA) 监管保持竞争力。

Regulatory Evolution in the United Kingdom

英国的监管演变

The FSMA 2023, passed by the U.K. parliament in June 2023, extended existing banking regulations to encompass stablecoins and digital assets. These regulations require entities involved in digital asset activities to maintain adequate capital, provide transparent information to customers, and adhere to other financial industry standards.

英国议会于 2023 年 6 月通过的 FSMA 2023 扩大了现有银行业监管范围，将稳定币和数字资产纳入其中。这些法规要求参与数字资产活动的实体保持充足的资本，向客户提供透明的信息，并遵守其他金融行业标准。

The FSMA 2023 also empowered the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) to implement HM Treasury's goals outlined in a February 2023 consultation on the Future Regulatory Regime for Cryptoassets.

FSMA 2023 还授权金融行为监管局 (FCA) 和审慎监管局 (PRA) 实施英国财政部在 2023 年 2 月关于加密资产未来监管制度的磋商中概述的目标。

This includes establishing an issuance and disclosure regime tailored to digital assets, strengthening regulations for financial intermediaries and custodians, and implementing a specialized market abuse regime.

这包括建立针对数字资产的发行和披露制度，加强对金融中介机构和托管机构的监管，以及实施专门的市场滥用制度。

The implementation of FSMA 2023 has been gradual, with the introduction of the Financial Promotions Regime for digital assets taking effect on October 8, 2023. This regime governs the advertising and marketing of digital asset products and services in the U.K.

FSMA 2023 的实施是渐进的，数字资产金融促销制度的引入于 2023 年 10 月 8 日生效。该制度管辖英国数字资产产品和服务的广告和营销。

Under the new regime, promotions of digital asset products or services must include a "clear warning," and firms marketing these assets to U.K. consumers must provide a 24-hour cooling-off period for first-time investors.

根据新制度，数字资产产品或服务的促销必须包含“明确警告”，向英国消费者推销这些资产的公司必须为首次投资者提供 24 小时的冷静期。

Firms now have four approved methods for communicating digital asset promotions in the U.K.:

目前，公司在英国有四种获批准的数字资产促销沟通方法：

• Through an "authorized person" as defined by the FCA, which includes ICVC, the Society of Lloyd's, and persons with Part 4A permission.
• Through an unauthorized person whose promotion has been approved by an authorized person.
• Through a digital asset business registered with the FCA under the Money Laundering, Terrorist Financing, and Transfer of Funds Regulations 2017 (MLRs).
• If the promotion meets the conditions of an exemption in the Financial Promotion Order.

Promotions that do not adhere to these routes are considered non-compliant with the new rules, a development that has caused some concern within the market.

通过 FCA 定义的“授权人”，其中包括 ICVC、劳合社和具有第 4A 部分许可的人员。通过其促销已获得授权人批准的未授权人。通过在英国金融行为监管局 (FCA) 注册的数字资产业务FCA 根据 2017 年《反洗钱、恐怖融资和资金转移条例》(MLR)。如果促销符合《金融促销令》中的豁免条件。不遵守这些途径的促销将被视为不符合新的规定规则的制定引起了市场的一些担忧。

Afolami's speech on Monday underscores the government's dedication to integrating digital assets into the country's financial framework through legislation and regulation.

阿弗拉米周一的讲话强调了政府致力于通过立法和监管将数字资产纳入国家金融框架。