英國公佈數位資產立法，預計將成為加密貨幣中心

英國政府計劃在2023 年《金融服務和市場法案》(FSMA) 的基礎上，於2024 年6 月推出針對數位資產和穩定幣的新立法。所和託管服務、首次將它們納入監管範圍內。此舉符合首相里希·蘇納克 (Rishi Sunak) 讓英國成為數位資產中心的目標，並符合歐盟的加密資產市場 (MiCA) 監管。

United Kingdom Prepares New Digital Asset Legislation

英國準備新的數位資產立法

London, March 20, 2024 - The United Kingdom is poised to introduce comprehensive legislation governing digital assets and stablecoins, according to Economic Secretary Bim Afolami. Speaking at the Innovate Finance Global Summit in London on Monday, Afolami announced that the government is finalizing legislation encompassing digital asset activities and stablecoins.

倫敦，2024 年 3 月 20 日 - 經濟大臣 Bim Afolami 表示，英國準備推出管理數位資產和穩定幣的全面立法。阿弗拉米週一在倫敦舉行的創新金融全球高峰會上發表講話，宣布政府正在敲定涵蓋數位資產活動和穩定幣的立法。

"We are working diligently to enact legislation that will establish our final proposals for a comprehensive regulatory framework," Afolami stated. "Upon its implementation, a wide range of crypto-asset activities, including operating an exchange, safeguarding customer assets, and others, will be brought within the regulatory purview for the first time."

阿弗拉米表示：“我們正在努力製定立法，為全面的監管框架制定最終建議。” “該法案實施後，一系列廣泛的加密資產活動，包括運營交易所、保護客戶資產等，將首次納入監管範圍。”

While Afolami did not disclose specific details about the upcoming legislation or its enforcement mechanisms, it is expected to build upon the foundation established by the Financial Services and Markets Act (FSMA) 2023, which was enacted last June and recognized stablecoins and digital assets as regulated activities in the United Kingdom.

雖然Afolami 沒有透露有關即將出台的立法或其執行機制的具體細節，但預計它將建立在去年6 月頒布的《2023 年金融服務和市場法案》(FSMA) 所建立的基礎上，該法案承認穩定幣和數位資產受到監管在英國的活動。

These upcoming changes align with Prime Minister Rishi Sunak's vision to transform the United Kingdom into a digital asset hub while ensuring the country remains competitive with its European counterparts and their Markets in Crypto Assets (MiCA) regulation.

這些即將發生的變化符合首相 Rishi Sunak 的願景，即將英國轉變為數位資產中心，同時確保該國相對於歐洲同行及其加密資產市場 (MiCA) 監管保持競爭力。

Regulatory Evolution in the United Kingdom

英國的監管演變

The FSMA 2023, passed by the U.K. parliament in June 2023, extended existing banking regulations to encompass stablecoins and digital assets. These regulations require entities involved in digital asset activities to maintain adequate capital, provide transparent information to customers, and adhere to other financial industry standards.

英國國會於 2023 年 6 月通過的 FSMA 2023 擴大了現有銀行業監管範圍，將穩定幣和數位資產納入其中。這些法規要求參與數位資產活動的實體保持充足的資本，向客戶提供透明的信息，並遵守其他金融業標準。

The FSMA 2023 also empowered the Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA) to implement HM Treasury's goals outlined in a February 2023 consultation on the Future Regulatory Regime for Cryptoassets.

FSMA 2023 也授權金融行為監理局 (FCA) 和審慎監理局 (PRA) 實施英國財政部在 2023 年 2 月關於加密資產未來監理制度的諮詢中概述的目標。

This includes establishing an issuance and disclosure regime tailored to digital assets, strengthening regulations for financial intermediaries and custodians, and implementing a specialized market abuse regime.

這包括建立針對數位資產的發行和揭露制度，加強對金融中介機構和託管機構的監管，以及實施專門的市場濫用制度。

The implementation of FSMA 2023 has been gradual, with the introduction of the Financial Promotions Regime for digital assets taking effect on October 8, 2023. This regime governs the advertising and marketing of digital asset products and services in the U.K.

FSMA 2023 的實施是漸進的，數位資產金融促銷制度的引入於 2023 年 10 月 8 日生效。

Under the new regime, promotions of digital asset products or services must include a "clear warning," and firms marketing these assets to U.K. consumers must provide a 24-hour cooling-off period for first-time investors.

根據新制度，數位資產產品或服務的促銷必須包含“明確警告”，向英國消費者推銷這些資產的公司必須為首次投資者提供 24 小時的冷靜期。

Firms now have four approved methods for communicating digital asset promotions in the U.K.:

目前，公司在英國有四種獲準的數位資產促銷溝通方法：

• Through an "authorized person" as defined by the FCA, which includes ICVC, the Society of Lloyd's, and persons with Part 4A permission.
• Through an unauthorized person whose promotion has been approved by an authorized person.
• Through a digital asset business registered with the FCA under the Money Laundering, Terrorist Financing, and Transfer of Funds Regulations 2017 (MLRs).
• If the promotion meets the conditions of an exemption in the Financial Promotion Order.

Promotions that do not adhere to these routes are considered non-compliant with the new rules, a development that has caused some concern within the market.

透過FCA 定義的“授權人”，其中包括ICVC、勞合社和具有第4A 部分許可的人員。數位資產業務FCA 根據 2017 年《反洗錢、恐怖融資和資金轉移條例》(MLR)。規則的製定引起了市場的一些擔憂。

Afolami's speech on Monday underscores the government's dedication to integrating digital assets into the country's financial framework through legislation and regulation.

阿弗拉米週一的演講強調了政府致力於透過立法和監管將數位資產納入國家金融框架。