Telegram 拥抱稳定币：无缝 USDT 转账现已推出

Telegram 将开放网络 (TON) 区块链与其加密消息服务集成，使用户能够通过稳定币 USDT 汇款。稳定币将其价值与基础资产（通常是法定货币）挂钩，作为法定货币买卖数字资产的替代品越来越受欢迎。 Telegram 最初开发了 TON，但现已开源，与 TON 的集成允许 Telegram 用户设置加密钱包、购买 USDT 并向应用程序内的其他用户发送付款。

Telegram Embraces Stablecoins: Users Can Now Send USDT Seamlessly

Telegram, the widely popular encrypted messaging service boasting an impressive user base of approximately 900 million worldwide, has taken a significant stride towards integrating cryptocurrency into its platform. The company's partnership with The Open Network (TON), a blockchain network derived from Telegram's initial development efforts and now maintained by open-source developers, has paved the way for users to seamlessly send and receive the stablecoin USDT within the app.

Telegram 是一种广受欢迎的加密消息服务，在全球拥有约 9 亿的用户群，在将加密货币集成到其平台方面取得了重大进展。该公司与 The Open Network (TON) 的合作伙伴关系为用户在应用程序内无缝发送和接收稳定币 USDT 铺平了道路。The Open Network (TON) 是一个源自 Telegram 最初开发工作的区块链网络，目前由开源开发人员维护。

USDT, a stablecoin issued by Tether, offers a compelling alternative to fiat currencies for individuals seeking to engage in digital currency transactions. Unlike volatile cryptocurrencies such as Bitcoin and Ethereum, stablecoins maintain a stable value pegged to an underlying asset, typically a fiat currency like the US dollar. This stability makes stablecoins particularly attractive for those seeking to avoid the price fluctuations inherent in other cryptocurrencies.

USDT 是 Tether 发行的稳定币，为寻求参与数字货币交易的个人提供了一种极具吸引力的法定货币替代品。与比特币和以太坊等不稳定的加密货币不同，稳定币保持与基础资产（通常是美元等法定货币）挂钩的稳定价值。这种稳定性使得稳定币对于那些寻求避免其他加密货币固有的价格波动的人特别有吸引力。

To initiate USDT transactions on Telegram, users simply navigate to the Wallet bot within the app and establish a crypto wallet. Subsequently, they can effortlessly purchase USDT and transfer funds to other users by selecting Tether's token as the preferred payment method.

要在 Telegram 上启动 USDT 交易，用户只需导航到应用程序内的钱包机器人并建立一个加密钱包即可。随后，他们可以通过选择 Tether 的代币作为首选支付方式，轻松购买 USDT 并将资金转移给其他用户。

This strategic move by Telegram has the potential to significantly enhance the adoption and utilization of Tether's USDT stablecoin. Stablecoins have gained immense traction as a preferred alternative to fiat currencies in the digital asset ecosystem, particularly among individuals seeking a stable store of value and a means to facilitate efficient and secure transactions.

Telegram 的这一战略举措有可能显着提高 Tether 的 USDT 稳定币的采用和利用率。稳定币作为数字资产生态系统中法定货币的首选替代品，受到了巨大的关注，特别是对于寻求稳定的价值存储和促进高效、安全交易的手段的个人而言。

The integration of USDT on Telegram is particularly noteworthy due to the platform's massive reach and user base. By enabling direct USDT payments within the app, Telegram has effectively opened the door for a vast number of potential users to embrace the benefits of stablecoins.

由于 Telegram 平台拥有庞大的覆盖范围和用户基础，USDT 在 Telegram 上的整合尤其值得注意。通过在应用程序内启用 USDT 直接支付，Telegram 有效地为大量潜在用户享受稳定币的好处打开了大门。

However, it is important to acknowledge the ongoing controversy surrounding stablecoins and, in particular, USDT. Concerns have been raised by regulatory bodies, investors, and analysts regarding the adequacy of USDT's reserves and its ability to withstand a "bank run" scenario. Tether has consistently maintained that its token is fully backed by high-quality reserves and has always honored withdrawal requests, even during periods of market stress.

然而，重要的是要承认围绕稳定币（尤其是 USDT）持续存在的争议。监管机构、投资者和分析师对 USDT 储备的充足性及其抵御“银行挤兑”情况的能力表示担忧。 Tether 始终坚称其代币得到高质量储备的充分支持，并且始终尊重提款请求，即使在市场压力时期也是如此。

Despite these concerns, the integration of USDT on Telegram represents a significant step towards mainstream adoption of stablecoins. As the demand for digital assets continues to grow, stablecoins are expected to play an increasingly prominent role in facilitating secure and efficient transactions within the broader crypto ecosystem.

尽管存在这些担忧，Telegram 上 USDT 的整合代表了稳定币主流采用的重要一步。随着对数字资产的需求持续增长，稳定币预计将在促进更广泛的加密生态系统中安全、高效的交易方面发挥越来越重要的作用。