Telegram 擁抱穩定幣：無縫 USDT 轉帳現已推出

Telegram 將開放網路 (TON) 區塊鏈與其加密訊息服務集成，使用戶能夠透過穩定幣 USDT 匯款。穩定幣將其價值與基礎資產（通常是法定貨幣）掛鉤，作為法定貨幣買賣數位資產的替代品越來越受歡迎。 Telegram 最初開發了 TON，但現在已開源，與 TON 的整合允許 Telegram 用戶設定加密錢包、購買 USDT 並向應用程式內的其他用戶發送付款。

Telegram Embraces Stablecoins: Users Can Now Send USDT Seamlessly

Telegram擁抱穩定幣：用戶現在可以無縫發送USDT

Telegram, the widely popular encrypted messaging service boasting an impressive user base of approximately 900 million worldwide, has taken a significant stride towards integrating cryptocurrency into its platform. The company's partnership with The Open Network (TON), a blockchain network derived from Telegram's initial development efforts and now maintained by open-source developers, has paved the way for users to seamlessly send and receive the stablecoin USDT within the app.

Telegram 是一種廣受歡迎的加密訊息服務，在全球擁有約 9 億的用戶群，在將加密貨幣整合到其平台方面取得了重大進展。該公司與The Open Network (TON) 的合作夥伴關係為用戶在應用程式內無縫發送和接收穩定幣USDT 鋪平了道路。網絡，目前由開源開發人員維護。

USDT, a stablecoin issued by Tether, offers a compelling alternative to fiat currencies for individuals seeking to engage in digital currency transactions. Unlike volatile cryptocurrencies such as Bitcoin and Ethereum, stablecoins maintain a stable value pegged to an underlying asset, typically a fiat currency like the US dollar. This stability makes stablecoins particularly attractive for those seeking to avoid the price fluctuations inherent in other cryptocurrencies.

USDT 是 Tether 發行的穩定幣，為尋求參與數位貨幣交易的個人提供了一種極具吸引力的法定貨幣替代品。與比特幣和以太幣等不穩定的加密貨幣不同，穩定幣保持與基礎資產（通常是美元等法定貨幣）掛鉤的穩定價值。這種穩定性使得穩定幣對於那些尋求避免其他加密貨幣固有的價格波動的人特別有吸引力。

To initiate USDT transactions on Telegram, users simply navigate to the Wallet bot within the app and establish a crypto wallet. Subsequently, they can effortlessly purchase USDT and transfer funds to other users by selecting Tether's token as the preferred payment method.

要在 Telegram 上啟動 USDT 交易，用戶只需導航到應用程式內的錢包機器人並建立加密錢包。隨後，他們可以透過選擇 Tether 的代幣作為首選支付方式，輕鬆購買 USDT 並將資金轉移給其他用戶。

This strategic move by Telegram has the potential to significantly enhance the adoption and utilization of Tether's USDT stablecoin. Stablecoins have gained immense traction as a preferred alternative to fiat currencies in the digital asset ecosystem, particularly among individuals seeking a stable store of value and a means to facilitate efficient and secure transactions.

Telegram 的這項策略性舉措有可能大幅提高 Tether 的 USDT 穩定幣的採用和利用率。穩定幣作為數位資產生態系統中法定貨幣的首選替代品，受到了巨大的關注，特別是對於尋求穩定的價值存儲和促進高效、安全交易的手段的個人而言。

The integration of USDT on Telegram is particularly noteworthy due to the platform's massive reach and user base. By enabling direct USDT payments within the app, Telegram has effectively opened the door for a vast number of potential users to embrace the benefits of stablecoins.

由於 Telegram 平台擁有龐大的覆蓋範圍和使用者基礎，USDT 在 Telegram 上的整合尤其值得注意。透過在應用程式內啟用 USDT 直接支付，Telegram 有效地為大量潛在用戶享受穩定幣的好處打開了大門。

However, it is important to acknowledge the ongoing controversy surrounding stablecoins and, in particular, USDT. Concerns have been raised by regulatory bodies, investors, and analysts regarding the adequacy of USDT's reserves and its ability to withstand a "bank run" scenario. Tether has consistently maintained that its token is fully backed by high-quality reserves and has always honored withdrawal requests, even during periods of market stress.

然而，重要的是要承認圍繞穩定幣（尤其是 USDT）持續存在的爭議。監管機構、投資者和分析師對 USDT 儲備的充足性及其抵禦「銀行擠兌」情況的能力表示擔憂。 Tether 始終堅稱其代幣得到高品質儲備的充分支持，並且始終尊重提款請求，即使在市場壓力時期也是如此。

Despite these concerns, the integration of USDT on Telegram represents a significant step towards mainstream adoption of stablecoins. As the demand for digital assets continues to grow, stablecoins are expected to play an increasingly prominent role in facilitating secure and efficient transactions within the broader crypto ecosystem.

儘管有這些擔憂，Telegram 上 USDT 的整合代表了穩定幣主流採用的重要一步。隨著對數位資產的需求持續增長，穩定幣預計將在促進更廣泛的加密生態系統中安全、高效的交易方面發揮越來越重要的作用。