Tabit Insurance从比特币计价的资金回合中筹集了4000万美元

该筹款活动于周一（3月24日）宣布，完全由比特币提供，Tabit说这是一个行业。

A startup specializing in providing insurance services to U.S. companies has announced the full capitalization of its $40 million insurance facility, funded entirely in bitcoin.

一家专门为美国公司提供保险服务的初创公司宣布了其4000万美元保险设施的全部资本化，该设施完全由比特币资助。

This marks the first time a U.S. insurance company has used bitcoin to capitalize an insurance facility.

这标志着美国保险公司首次使用比特币来大写保险设施。

The fundraise was completed with a single investor and is capable of being viewed in real time by the company’s regulators and auditors, offering a distinctive and novel approach to transparency for the insurance industry, Tabit said.

塔比特说，该筹款是由单个投资者完成的，并且能够被公司的监管机构和审计师实时查看，为保险业提供了独特而新颖的透明度方法。

With the market currently priced at attractive levels and alternative capital sources increasingly serving as a source of capacity, Tabit’s use of bitcoin provides an innovative source of capital for the insurance sector.

随着市场目前的价格有吸引力的水平，替代资本来源越来越多地作为产能来源，Tabit对比特币的使用为保险领域提供了创新的资本来源。

While the capital is held in bitcoin, the company’s insurance policies and premiums are all denominated in U.S. dollars.

虽然首都以比特币持有，但公司的保险单和保费均以美元计价。

“Our approach to capital allocation underscores our confidence in providing a steady hand to our partners,” said William Shihara, co-founder of Tabit. “By combining traditional balance sheet strength with carefully chosen assets like bitcoin, we’re able to stay responsive to market shifts and better serve the insurance community. This solution offers a regulated dollar return which we’re excited to earn on an alternative asset class such as bitcoin.”

塔比特（Tabit）的联合创始人威廉·西哈拉（William Shihara）说：“我们的资本分配方法强调了我们对为合作伙伴提供稳定的手的信心。” “通过将传统资产负债表与比特币等精心选择的资产相结合，我们能够对市场的转变做出反应并更好地为保险社区服务。该解决方案提供了一个受监管的美元回报，我们很高兴能以比特币等替代资产类别赚钱。”

The $40 million in capital is capable of being viewed on the blockchain in the manner of proof of reserves, offering greater transparency than would be found with the company’s quarterly disclosures and allowing for constant oversight by regulators in Barbados, where Tabit is based.

这笔4000万美元的资本能够以储备的证明方式在区块链上观看，提供的透明度比公司的季度披露所发现的要高，并允许在Barbados的监管机构不断监督Barbados，而Barbados则基于Barbados。

In other digital asset news, PYMNTS last week wrote about the risks businesses face by turning to stablecoins. As that report said, the lack of standardized disclosures around reserve compositions can mask the true backing of stablecoins. Reserves comprised of less liquid or higher-risk assets may not be able to deliver the stability users were expecting, especially during periods of market volatility.

在其他数字资产新闻中，PYMNTS上周写了企业通过转向Stablecoins所面临的风险。正如该报告所说，围绕储备金组成的不足披露可以掩盖稳定币的真实支持。由较少的流动性或高风险资产组成的储量可能无法交付用户所期望的稳定性，尤其是在市场波动期间。

“The short answer is … Stablecoin deposits aren’t protected by any government-backed institutions. Some coins, like USDC, claim to be backed 1:1 with reserves like cash or short-term treasuries, but the reality is much more complex. Some stablecoins also include commercial paper or other financial instruments in their reserves,” Lissele Pratt, co-founder at Capitalixe, said in an interview with PYMNTS.

“简短的答案是……不受任何政府支持的机构的保护。有些硬币，例如USDC，声称以1：1的支持，诸如现金或短期国库之类的储备金，但现实更为复杂，但有些Stablecoins在其Reserves中包括了lissele pratts a an an an an an an a an a an a an a prate folfeeix coardeix codleders capledeix capledex capledex capledecsectece，包括商业文件或其他金融工具。

“The risk of this is that it falls on the issuer. If something goes wrong, like with TerraUSD for instance, users are left holding the bag, and regulators usually step in too late to prevent significant losses. This is why trust in the issuer is crucial, but as recent events have shown, trust can be a fragile thing,” Pratt added.

“这样做的风险是它落在发行人身上。如果出现问题，例如与Terrausd一样，用户将握住袋子，而监管机构通常会介入太晚以防止巨大的损失。这就是为什么对发行人的信任至关重要，但是正如最近事件所表明的那样，信任可能是一件脆弱的事情，” Pratt补充说。