Tabit Insurance從比特幣計價的資金回合中籌集了4000萬美元

該籌款活動於週一（3月24日）宣布，完全由比特幣提供，Tabit說這是一個行業。

A startup specializing in providing insurance services to U.S. companies has announced the full capitalization of its $40 million insurance facility, funded entirely in bitcoin.

一家專門為美國公司提供保險服務的初創公司宣布了其4000萬美元保險設施的全部資本化，該設施完全由比特幣資助。

This marks the first time a U.S. insurance company has used bitcoin to capitalize an insurance facility.

這標誌著美國保險公司首次使用比特幣來大寫保險設施。

The fundraise was completed with a single investor and is capable of being viewed in real time by the company’s regulators and auditors, offering a distinctive and novel approach to transparency for the insurance industry, Tabit said.

塔比特說，該籌款是由單個投資者完成的，並且能夠被公司的監管機構和審計師實時查看，為保險業提供了獨特而新穎的透明度方法。

With the market currently priced at attractive levels and alternative capital sources increasingly serving as a source of capacity, Tabit’s use of bitcoin provides an innovative source of capital for the insurance sector.

隨著市場目前的價格有吸引力的水平，替代資本來源越來越多地作為產能來源，Tabit對比特幣的使用為保險領域提供了創新的資本來源。

While the capital is held in bitcoin, the company’s insurance policies and premiums are all denominated in U.S. dollars.

雖然首都以比特幣持有，但公司的保險單和保費均以美元計價。

“Our approach to capital allocation underscores our confidence in providing a steady hand to our partners,” said William Shihara, co-founder of Tabit. “By combining traditional balance sheet strength with carefully chosen assets like bitcoin, we’re able to stay responsive to market shifts and better serve the insurance community. This solution offers a regulated dollar return which we’re excited to earn on an alternative asset class such as bitcoin.”

塔比特（Tabit）的聯合創始人威廉·西哈拉（William Shihara）說：“我們的資本分配方法強調了我們對為合作夥伴提供穩定的手的信心。” “通過將傳統資產負債表與比特幣等精心選擇的資產相結合，我們能夠對市場的轉變做出反應並更好地為保險社區服務。該解決方案提供了一個受監管的美元回報，我們很高興能以比特幣等替代資產類別賺錢。”

The $40 million in capital is capable of being viewed on the blockchain in the manner of proof of reserves, offering greater transparency than would be found with the company’s quarterly disclosures and allowing for constant oversight by regulators in Barbados, where Tabit is based.

這筆4000萬美元的資本能夠以儲備的證明方式在區塊鏈上觀看，提供的透明度比公司的季度披露所發現的要高，並允許在Barbados的監管機構不斷監督Barbados，而Barbados則基於Barbados。

In other digital asset news, PYMNTS last week wrote about the risks businesses face by turning to stablecoins. As that report said, the lack of standardized disclosures around reserve compositions can mask the true backing of stablecoins. Reserves comprised of less liquid or higher-risk assets may not be able to deliver the stability users were expecting, especially during periods of market volatility.

在其他數字資產新聞中，PYMNTS上週寫了企業通過轉向Stablecoins所面臨的風險。正如該報告所說，圍繞儲備金組成的不足披露可以掩蓋穩定幣的真實支持。由較少的流動性或高風險資產組成的儲量可能無法交付用戶所期望的穩定性，尤其是在市場波動期間。

“The short answer is … Stablecoin deposits aren’t protected by any government-backed institutions. Some coins, like USDC, claim to be backed 1:1 with reserves like cash or short-term treasuries, but the reality is much more complex. Some stablecoins also include commercial paper or other financial instruments in their reserves,” Lissele Pratt, co-founder at Capitalixe, said in an interview with PYMNTS.

“簡短的答案是……不受任何政府支持的機構的保護。有些硬幣，例如USDC，聲稱以1：1的支持，諸如現金或短期國庫之類的儲備金，但現實更為複雜，但有些Stablecoins在其Reserves中包括了lissele pratts a an an an an an an a an a an a an a prate folfeeix coardeix codleders capledeix capledex capledex capledecsectece，包括商業文件或其他金融工具。

“The risk of this is that it falls on the issuer. If something goes wrong, like with TerraUSD for instance, users are left holding the bag, and regulators usually step in too late to prevent significant losses. This is why trust in the issuer is crucial, but as recent events have shown, trust can be a fragile thing,” Pratt added.

“這樣做的風險是它落在發行人身上。如果出現問題，例如與Terrausd一樣，用戶將握住袋子，而監管機構通常會介入太晚以防止巨大的損失。這就是為什麼對發行人的信任至關重要，但是正如最近事件所表明的那樣，信任可能是一件脆弱的事情，” Pratt補充說。