Sumitomo Mitsui金融集团（SMFG）启动其在雪崩区块链上

这项工作包括与Ava Labs，Ava Labs，Avalanche区块链的创建者以及Fireblocks的合作伙伴关系，这是数字资产监护和转移平台。

Sumitomo Mitsui Financial Group (SMFG), the umbrella company for Japan’s second-largest bank, Sumitomo Mitsui Banking Corporation (SMBC), is preparing to introduce its own stablecoin.

日本第二大银行Sumitomo Mitsui银行公司（SMBC）的伞公司Sumitomo Mitsui金融集团（SMFG）正准备引入自己的Stablecoin。

The effort will also include partnerships with Ava Labs, the creator of the Avalanche blockchain, and Fireblocks, a platform for digital asset custody and transfer, according to Nikkei Asia.

根据Nikkei Asia的说法，这项工作还将包括与Ava Labs，Ava Labs的合作伙伴关系，雪崩区块链的创建者和Fireblocks是数字资产监护和转移平台的Fireblocks。

The initiative hopes to enable immediate, 24/7 cross-border payments that could cut dependence on legacy infrastructure such as SWIFT, whose operations can be delayed by the differences in banking hours and intermediaries.

该倡议希望能够立即进行24/7跨境支付，以削减对诸如Swift之类的旧基础设施的依赖，Swift可以通过银行营业时间和中介机构的差异来延迟其运营。

SMBC plans to collaborate with Japanese IT company TIS to perform pilot tests of the stablecoin project in the fourth quarter of 2025 or early in 2026. If trials are successful, live issuance should follow later in the year.

SMBC计划与日本IT Company TIS合作，在2025年第四季度或2026年初对Stablecoin项目进行试点测试。如果试验成功，则应在今年晚些时候进行实时发行。

The step is a part of a broader scheme by SMBC to enhance cross-border payment systems through blockchain technology. In 2024, SMBC, Mitsubishi UFJ Financial Group (MUFG), and Mizuho Financial Group participated in “Project Pax.”

该步骤是SMBC通过区块链技术增强跨境支付系统的更广泛计划的一部分。 2024年，SMBC，Mitsubishi UFJ金融集团（MUFG）和Mizuho Financial Group参加了“ Project Pax”。

The project aimed to develop a cross-border payment system using blockchain technology, testing the transfer of Japanese yen and U.S. dollar funds between the three banks.

该项目旨在使用区块链技术开发跨境支付系统，测试三家银行之间日元和美元资金的转移。

SMBC’s journey with blockchain technology began in February 2019, when its IT team completed a blockchain proof of concept for payment promises on the Marco Polo trade finance platform developed by R3.

SMBC与区块链技术的旅程始于2019年2月，当时其IT团队在R3开发的Marco Polo Trade Finance Platform上完成了区块链的概念验证，以获得付款承诺。

SMBC was part of a group that included Commerzbank, BNP Paribas, Anglo-Gulf Trade Bank, Standard Chartered Bank, and Danske Bank. Subsequently, in July 2020, SMBC collaborated with Singapore-based Contour to digitize its trade finance offerings using blockchain technology.

SMBC是包括Commerzbank，BNP Paribas，Anglo-Gulf贸易银行，标准特许银行和Danske Bank在内的集团的一部分。随后，在2020年7月，SMBC与总部位于新加坡的轮廓合作，使用区块链技术数字化其贸易融资产品。

The bank’s shift toward stablecoins is part of a wider trend in the financial industry, with big banks like JPMorgan and Citi exploring similar blockchain solutions for better and faster payment systems.

该银行向Stablecoins的转变是金融业更广泛的趋势的一部分，摩根大通和花旗等大型银行探索了类似的区块链解决方案，以提高支付系统。