斯abalecoins正在重塑农业贸易

我们都需要并购买。食物是整个地球上普遍的普遍基础。那不足为奇的是，农业是巨大的

We all need and buy it. Food is a common, universal ground across the planet. It should come as no surprise then that the agricultural industry is enormous. In 2023, the European Union alone imported 154 million tonnes of agricultural products and exported 134 million tonnes more. The market is growing too, projected to expand by 3.45% annually from this year to reach $5.52 trillion by 2029.

我们都需要并购买。食物是整个地球上普遍的普遍基础。那么，农业行业是巨大的，就不足为奇了。 2023年，仅欧盟就进口了1.54亿吨农产品，并进出了1.34亿吨。市场也在增长，预计将从今年增长3.45％，到2029年达到5.52万亿美元。

Yet, farmers and agricultural traders are confronted with a serious problem. They need to export food abroad and interact with foreign currencies. The financial system — particularly in Africa — is, however, underdeveloped. Inefficiencies in their trade result in high transaction costs, delayed cross-border payments, and high interest rates for loans. Large corporations can better navigate financial hurdles, but this isn’t always the case for small farmers, who suffer the most from outdated banking systems.

然而，农民和农业贸易商面临一个严重的问题。他们需要在国外出口食品并与外币互动。但是，金融体系，尤其是在非洲 - 然而，欠发达。贸易效率低下会导致交易成本高，跨境支付延迟以及贷款利率高。大型公司可以更好地应对财务障碍，但是对于遭受过时的银行系统遭受最大痛苦的小农民而言，情况并不总是如此。

Enter blockchain technology and stablecoins. Eliminating intermediaries and providing financial inclusion, the technology gives farmers direct access to global markets. And with Africa’s food and agriculture market predicted to be valued at $1 trillion by 2030, stablecoins stand to be much more than simply another financial trend for the industry.

输入区块链技术和Stablecoins。消除中介机构并提供金融包容性，该技术使农民可以直接进入全球市场。随着非洲的粮食和农业市场预计到2030年的价值为1万亿美元，Stablecoins不仅仅是该行业的另一种财务趋势。

Cross-border payments are hiding significant costs

跨境付款隐藏了巨大的费用

The beating heart of agricultural trade, cross-border payments are central to accessing resources, such as equipment and seeds, or engaging in trade between countries. International transactions are vital to African agriculture, as exports within Africa represent only 17% of total African exports.

农业贸易的跳动心脏，跨境支付对于获取资源，例如设备和种子等资源或参与国家之间的贸易至关重要。国际交易对非洲农业至关重要，因为非洲的出口仅占非洲总出口的17％。

Local banking systems are, however, underdeveloped and impede these payments to a shocking degree. A huge sticking point is that traditional banking systems are expensive — they charge farmers between 3% and 6% in fees. This is no small matter when profit margins are already thin.

但是，本地银行系统的发展欠发达，并以令人震惊的程度阻碍了这些付款。一个巨大的关键是，传统的银行系统价格昂贵 - 他们向农民收取3％至6％的费用。当利润率已经很薄时，这没什么小的。

In transactions, the demand for an intermediary currency, typically the US dollar, leads to even more exchange rate losses, often falling within the 3%-10% range. This affects small businesses in Africa, which can pay nearly 200% more than larger companies to clear their transactions through formal channels.

在交易中，对中间货币的需求（通常为美元）导致更多的汇率损失，通常落在3％-10％的范围内。这影响了非洲的小型企业，该企业比大型公司可以支付近200％的费用，以通过正式渠道清除其交易。

As if the expense wasn’t bad enough, the process is also painfully slow. Farmers can expect to wait up to 120 days for payment settlements. These delays are devastating for businesses relying on quick access to funds. They are forced to take out high-interest loans with no immediate liquidity, further eroding their earnings.

好像费用还不够糟糕，该过程也很痛苦。农民可以期望等待120天的付款和解。这些延迟对于依靠快速获得资金的企业来说是毁灭性的。他们被迫在没有立即流动性的情况下拿出高息贷款，进一步侵蚀了收入。

Stablecoins can fix agricultural trade

稳定币可以修复农业贸易

Frustratingly outdated financial systems hamper the global agricultural industry, but a glimmer of hope is arriving in the form of stablecoins. Poised to reshape the agricultural trade, crypto offers farmers three key pillars of transformation.

令人沮丧的过时金融体系阻碍了全球农业产业，但充满希望的一线希望正以稳定的形式到达。加密有望重塑农业贸易，为农民提供了三个关键的转型支柱。

Stablecoins mean farmers and traders can bypass banking inefficiencies. With intermediaries taken out of the picture, they can transact instantly and with lower costs. Farmers save between 3%-6% per payment, and funds are received in minutes rather than in painful waits of weeks or months. The result? These players have the working capital needed to stay in business.

稳定的人意味着农民和贸易商可以绕过银行效率低下。随着中介机构从图片中取出，它们可以立即进行交易，并且成本较低。农民每笔付款节省3％-6％，并在几分钟内收到资金，而不是在几周或几个月的痛苦等待中收到。结果？这些参与者拥有营业所需的营运资金。

Traders can forget about unstable local currencies. By pricing their goods in a stable digital asset, they can gain access to global markets. Fluctuating exchange rates will become a problem of the past. Businesses operating in countries with volatile currencies will feel that relief most acutely, as sudden devaluations in a currency have the power to wipe out profits overnight.

交易者可以忘记当地货币不稳定。通过将其商品定价在稳定的数字资产中，他们可以进入全球市场。汇率波动将成为过去的问题。在货币易变的国家运营的企业会感到最敏锐的救济，因为货币的突然贬值有能力在一夜之间消除利润。

Recent: Web2 is failing vertical farms — they need DePIN to survive

最近：web2失败了垂直农场 - 他们需要迪迪（Depin）才能生存

The agricultural trade is crippled by immense, systemic fraud and supply chain inefficiencies, with global food fraud costing $40 billion annually and global trade in fake goods another staggering $500 billion. Stablecoins could be transformative in reducing the original movement of counterfeit goods across supply chains, making the industry far more efficient.

农业贸易因巨大的，系统性的欺诈和供应链效率低下而削弱，全球粮食欺诈每年耗资400亿美元，全球假货贸易又造成了又一次惊人的5000亿美元。稳定币可能具有变革性的变革性，可以减少跨供应链的伪造商品的原始移动，从而使行业效率更高。

Results are already being seen in African agribusiness. Zimbabwe-based conglomerate Parrogate, for example, is committing to blockchain to streamline payments to its suppliers while improving cross-border trade efficiency. The company, which prides itself on growth and development across the continent, is just one of numerous African businesses getting behind stablecoins and reaping the benefits.

在非洲农业综合企业中已经看到了结果。例如，位于津巴布韦的企业集团广集团（Contlomerate Parrogate）致力于区块链，以简化其供应商的付款，同时提高跨境贸易效率。该公司以整个非洲大陆的增长和发展而自豪，只是众多非洲企业之一，落后于Stablecoins并获得收益。

Agriculture still faces global challenges

农业仍然面临全球挑战

Stablecoins should be music to the ears of those working in agriculture. The road there could, however, be rocky. Significant regulatory uncertainty, especially in Africa, is one hurdle. Many nations have strict capital outflow controls, so farmers and traders must comply with local regulations or face legal issues.

稳定的人应该是那些从事农业工作的人的音乐。但是，那里的道路可能是岩石的。严重的监管不确定性，尤其是在非洲，是一个障碍。许多国家都有严格的资本流出控制，因此农民和贸易商必须遵守当地法规或面临法律问题。

Another limitation is technological barriers and an education gap across the industry, which prevent some farmers from fully grasping and using the technology. European farmers, who need stablecoins less because infrastructure is pretty well established, will also not have full access to these stable mechanisms for facilitating trade.

另一个局限性是整个行业的技术障碍和教育差距，这阻止了一些农民完全掌握和使用该技术。由于基础设施已经建立了良好的建立，因此需要稳定的农民少了，他们也将无法完全使用这些稳定的机制来促进贸易。

There are barriers, but the demand for stablecoins in African agriculture is undeniable. There is a strong willingness within the agricultural community to get on board with compliant stablecoins that support cross-border liquidity.

有障碍，但是不可否认的是，非洲农业中对稳定的人的需求是不可否认的。在农业社区中，有很大的意愿与支持跨境流动性的合规性稳定者一起加入。

The mass adoption of stablecoins won’t happen

大规模采用稳定的人不会发生