斯abalecoins正在重塑農業貿易

我們都需要併購買。食物是整個地球上普遍的普遍基礎。那不足為奇的是，農業是巨大的

We all need and buy it. Food is a common, universal ground across the planet. It should come as no surprise then that the agricultural industry is enormous. In 2023, the European Union alone imported 154 million tonnes of agricultural products and exported 134 million tonnes more. The market is growing too, projected to expand by 3.45% annually from this year to reach $5.52 trillion by 2029.

我們都需要併購買。食物是整個地球上普遍的普遍基礎。那麼，農業行業是巨大的，就不足為奇了。 2023年，僅歐盟就進口了1.54億噸農產品，並進出了1.34億噸。市場也在增長，預計將從今年增長3.45％，到2029年達到5.52萬億美元。

Yet, farmers and agricultural traders are confronted with a serious problem. They need to export food abroad and interact with foreign currencies. The financial system — particularly in Africa — is, however, underdeveloped. Inefficiencies in their trade result in high transaction costs, delayed cross-border payments, and high interest rates for loans. Large corporations can better navigate financial hurdles, but this isn’t always the case for small farmers, who suffer the most from outdated banking systems.

然而，農民和農業貿易商面臨一個嚴重的問題。他們需要在國外出口食品並與外幣互動。但是，金融體系，尤其是在非洲 - 然而，欠發達。貿易效率低下會導致交易成本高，跨境支付延遲以及貸款利率高。大型公司可以更好地應對財務障礙，但是對於遭受過時的銀行系統遭受最大痛苦的小農民而言，情況並不總是如此。

Enter blockchain technology and stablecoins. Eliminating intermediaries and providing financial inclusion, the technology gives farmers direct access to global markets. And with Africa’s food and agriculture market predicted to be valued at $1 trillion by 2030, stablecoins stand to be much more than simply another financial trend for the industry.

輸入區塊鏈技術和Stablecoins。消除中介機構並提供金融包容性，該技術使農民可以直接進入全球市場。隨著非洲的糧食和農業市場預計到2030年的價值為1萬億美元，Stablecoins不僅僅是該行業的另一種財務趨勢。

Cross-border payments are hiding significant costs

跨境付款隱藏了巨大的費用

The beating heart of agricultural trade, cross-border payments are central to accessing resources, such as equipment and seeds, or engaging in trade between countries. International transactions are vital to African agriculture, as exports within Africa represent only 17% of total African exports.

農業貿易的跳動心臟，跨境支付對於獲取資源，例如設備和種子等資源或參與國家之間的貿易至關重要。國際交易對非洲農業至關重要，因為非洲的出口僅佔非洲總出口的17％。

Local banking systems are, however, underdeveloped and impede these payments to a shocking degree. A huge sticking point is that traditional banking systems are expensive — they charge farmers between 3% and 6% in fees. This is no small matter when profit margins are already thin.

但是，本地銀行系統的發展欠發達，並以令人震驚的程度阻礙了這些付款。一個巨大的關鍵是，傳統的銀行系統價格昂貴 - 他們向農民收取3％至6％的費用。當利潤率已經很薄時，這沒什麼小的。

In transactions, the demand for an intermediary currency, typically the US dollar, leads to even more exchange rate losses, often falling within the 3%-10% range. This affects small businesses in Africa, which can pay nearly 200% more than larger companies to clear their transactions through formal channels.

在交易中，對中間貨幣的需求（通常為美元）導致更多的匯率損失，通常落在3％-10％的範圍內。這影響了非洲的小型企業，該企業比大型公司可以支付近200％的費用，以通過正式渠道清除其交易。

As if the expense wasn’t bad enough, the process is also painfully slow. Farmers can expect to wait up to 120 days for payment settlements. These delays are devastating for businesses relying on quick access to funds. They are forced to take out high-interest loans with no immediate liquidity, further eroding their earnings.

好像費用還不夠糟糕，該過程也很痛苦。農民可以期望等待120天的付款和解。這些延遲對於依靠快速獲得資金的企業來說是毀滅性的。他們被迫在沒有立即流動性的情況下拿出高息貸款，進一步侵蝕了收入。

Stablecoins can fix agricultural trade

穩定幣可以修復農業貿易

Frustratingly outdated financial systems hamper the global agricultural industry, but a glimmer of hope is arriving in the form of stablecoins. Poised to reshape the agricultural trade, crypto offers farmers three key pillars of transformation.

令人沮喪的過時金融體系阻礙了全球農業產業，但充滿希望的一線希望正以穩定的形式到達。加密有望重塑農業貿易，為農民提供了三個關鍵的轉型支柱。

Stablecoins mean farmers and traders can bypass banking inefficiencies. With intermediaries taken out of the picture, they can transact instantly and with lower costs. Farmers save between 3%-6% per payment, and funds are received in minutes rather than in painful waits of weeks or months. The result? These players have the working capital needed to stay in business.

穩定的人意味著農民和貿易商可以繞過銀行效率低下。隨著中介機構從圖片中取出，它們可以立即進行交易，並且成本較低。農民每筆付款節省3％-6％，並在幾分鐘內收到資金，而不是在幾週或幾個月的痛苦等待中收到。結果？這些參與者擁有營業所需的營運資金。

Traders can forget about unstable local currencies. By pricing their goods in a stable digital asset, they can gain access to global markets. Fluctuating exchange rates will become a problem of the past. Businesses operating in countries with volatile currencies will feel that relief most acutely, as sudden devaluations in a currency have the power to wipe out profits overnight.

交易者可以忘記當地貨幣不穩定。通過將其商品定價在穩定的數字資產中，他們可以進入全球市場。匯率波動將成為過去的問題。在貨幣易變的國家運營的企業會感到最敏銳的救濟，因為貨幣的突然貶值有能力在一夜之間消除利潤。

Recent: Web2 is failing vertical farms — they need DePIN to survive

最近：web2失敗了垂直農場 - 他們需要迪迪（Depin）才能生存

The agricultural trade is crippled by immense, systemic fraud and supply chain inefficiencies, with global food fraud costing $40 billion annually and global trade in fake goods another staggering $500 billion. Stablecoins could be transformative in reducing the original movement of counterfeit goods across supply chains, making the industry far more efficient.

農業貿易因巨大的，系統性的欺詐和供應鏈效率低下而削弱，全球糧食欺詐每年耗資400億美元，全球假貨貿易又造成了又一次驚人的5000億美元。穩定幣可能具有變革性的變革性，可以減少跨供應鏈的偽造商品的原始移動，從而使行業效率更高。

Results are already being seen in African agribusiness. Zimbabwe-based conglomerate Parrogate, for example, is committing to blockchain to streamline payments to its suppliers while improving cross-border trade efficiency. The company, which prides itself on growth and development across the continent, is just one of numerous African businesses getting behind stablecoins and reaping the benefits.

在非洲農業綜合企業中已經看到了結果。例如，位於津巴布韋的企業集團廣集團（Contlomerate Parrogate）致力於區塊鏈，以簡化其供應商的付款，同時提高跨境貿易效率。該公司以整個非洲大陸的增長和發展而自豪，只是眾多非洲企業之一，落後於Stablecoins並獲得收益。

Agriculture still faces global challenges

農業仍然面臨全球挑戰

Stablecoins should be music to the ears of those working in agriculture. The road there could, however, be rocky. Significant regulatory uncertainty, especially in Africa, is one hurdle. Many nations have strict capital outflow controls, so farmers and traders must comply with local regulations or face legal issues.

穩定的人應該是那些從事農業工作的人的音樂。但是，那裡的道路可能是岩石的。嚴重的監管不確定性，尤其是在非洲，是一個障礙。許多國家都有嚴格的資本流出控制，因此農民和貿易商必須遵守當地法規或面臨法律問題。

Another limitation is technological barriers and an education gap across the industry, which prevent some farmers from fully grasping and using the technology. European farmers, who need stablecoins less because infrastructure is pretty well established, will also not have full access to these stable mechanisms for facilitating trade.

另一個局限性是整個行業的技術障礙和教育差距，這阻止了一些農民完全掌握和使用該技術。由於基礎設施已經建立了良好的建立，因此需要穩定的農民少了，他們也將無法完全使用這些穩定的機制來促進貿易。

There are barriers, but the demand for stablecoins in African agriculture is undeniable. There is a strong willingness within the agricultural community to get on board with compliant stablecoins that support cross-border liquidity.

有障礙，但是不可否認的是，非洲農業中對穩定的人的需求是不可否認的。在農業社區中，有很大的意願與支持跨境流動性的合規性穩定者一起加入。

The mass adoption of stablecoins won’t happen

大規模採用穩定的人不會發生