随着波纹的RLUSD获得法规清晰度，新的美国稳定规则可以提高XRP的采用

《天才法》是一种针对稳定的法律结构，建立了许可，审计和储备任务。

New U.S. stablecoin rules could open doors for wider XRP adoption as the token powers transactions on the XRP Ledger and Ripple’s RLUSD gains regulatory clarity, leading to greater institutional interest.

随着XRP Ledger和Ripple的RLUSD获得监管的明确性，新的美国Stablecoin规则可以为更广泛的XRP采用开门，以实现更大的机构利益。

Hot Topics: U.S. Stablecoin Bill Spurs Interest in XRP and RLUSD Among Institutions

热门话题：美国Stablecoin Bill激发了机构中对XRP和RLUSD的兴趣

In a post shared by SMQKE, an XRP researcher, they explained how new U.S. stablecoin regulations could impact the use of XRP and RLUSD.

在XRP研究人员SMQKE分享的一篇文章中，他们解释了新的美国Stablecoin法规如何影响XRP和RLUSD的使用。

The GENIUS Act, a suggested legal structure for stablecoins, introduces licensing, regular audits, and reserve mandates for stablecoins over $10 billion in market value.

《天才法案》是针对稳定的法律结构，介绍了超过100亿美元的市场价值，签署了许可，定期审计和储备金。

According to Tipranks, this may render RLUSD a more appealing choice for financial institutions and investors due to increased credibility.

根据Tipranks的说法，由于信誉提高，这可能使金融机构和投资者成为更具吸引力的选择。

The Act aims to establish clear definitions and guidelines for stablecoins, setting standards that they must meet.

该法案旨在为稳定币建立明确的定义和准则，并设定必须满足的标准。

Industry experts say this could bolster investor confidence in regulated digital assets, with rules governing reserve backing, minimum capital requirements for stablecoin issuers, and anti-money laundering (AML) /know-your-customer (KYC) protocols.

行业专家表示，这可以增强投资者对受监管的数字资产的信心，该规则管理储备金的规定，对稳定发行人的最低资本要求，反洗钱（AML） /知识措施（KEY-your-Customer（KYC）协议）。

This framework is expected to benefit Ripple’s stablecoin offering, known as RLUSD.

预计该框架将使Ripple的Stablecoin产品（称为RLUSD）受益。

Additionally, analysts suggest that the XRP Ledger could get more transactions if increased regulatory clarity could encourage institutional adoption of crypto.

此外，分析师认为，如果增加监管清晰度可以鼓励机构采用加密货币，则XRP Ledger可能会获得更多交易。

However, as more people begin to use RLUSD, demand for XRP may increase as it plays a part in processing transactions on the network.

但是，随着越来越多的人开始使用RLUSD，对XRP的需求可能会增加，因为它在处理网络上的交易中起着作用。

Each RLUSD transaction on the XRP Ledger involves a minimal fee settled in XRP, and these charges are eliminated, decreasing the total XRP supply.

XRP分类帐上的每笔RLUSD交易都涉及XRP中的最低费用，并取消了这些费用，从而减少了总XRP供应。

According to Coinshares, certain experts believe that if RLUSD becomes widely adopted, then this could result in a gradual rise in XRP’s value over time.

根据Coinshares的说法，某些专家认为，如果RLUSD被广泛采用，那么随着时间的推移，这可能会导致XRP的价值逐渐上升。

According to supporters, RLUSD’s use case extends beyond local payments, facilitating international transactions and remittances.

根据支持者的说法，RLUSD的用例可以超越本地付款，从而促进国际交易和汇款。

As XRP acts as a bridge asset for these transactions, the token’s demand could increase as additional financial institutions integrate RLUSD into their activities.

随着XRP充当这些交易的桥梁资产，随着额外的金融机构将RLUSD纳入其活动，代币的需求可能会增加。

Legal Clarity For XRP

XRP的法律清晰度

The GENIUS Act could also help reinforce XRP’s regulatory standing.

《天才法》也可以帮助加强XRP的监管地位。

While XRP itself is not a stablecoin, operating within a regulated environment may further support its classification as a utility token rather than a security.

尽管XRP本身不是稳定的，但在受监管的环境中运行可能会进一步支持其作为实用程序代币而不是安全性的分类。

This distinction is crucial for institutional investors and businesses using XRP for payments and liquidity solutions.

这种区别对于使用XRP进行付款和流动性解决方案的机构投资者和企业至关重要。

According to SMQKE, a well-defined regulatory framework could provide “greater certainty” for those seeking to engage with XRP and RLUSD in accordance with U.S. laws.

根据SMQKE的说法，一个定义明确的监管框架可以为那些寻求根据美国法律与XRP和RLUSD互动的人提供“更大的确定性”。

Moreover, Ripple has already secured over 50 Money Transmitter Licenses (MTLs) across the U.S., including in stringent financial states like Texas and New York.

此外，Ripple已经获得了整个美国的50多个货币发射机许可证（MTL），包括在德克萨斯州和纽约等严格的财务状态。

These licenses enable Ripple to offer legal cross-border payment services that support XRP and RLUSD transactions.

这些许可使Ripple能够提供支持XRP和RLUSD交易的合法跨境支付服务。

Although the GENIUS Act targets stablecoins over $10 billion in market value, placing RLUSD out of reach at present, it can partner with state-level regulation as an alternative to federal regulation.

尽管《天才法》以超过100亿美元的市场价值为目标，目前将RLUSD置于障碍之外，但它可以与州级法规合作，以替代联邦法规。

According to FinTech Mag, this gives Ripple a competitive edge over rival stablecoin projects in the market.

根据Fintech Mag的说法，这使Ripple在市场上的竞争对手Stablecoin项目中具有竞争优势。

With regulatory approvals in hand and a clear legal path forward, the industry believes that XRP and RLUSD have now reached a point where adoption from financial institutions will increase.

随着监管部门的批准和明确的法律途径，该行业认为，XRP和RLUSD现在已经达到了从金融机构采用的地步。

The full impact of the new stablecoin guidelines will be determined by the introduction of a regulatory structure over the forthcoming months.

新的Stablecoin指南的全部影响将通过在即将到来的几个月中引入监管结构来确定。