隨著波紋的RLUSD獲得法規清晰度，新的美國穩定規則可以提高XRP的採用

《天才法》是一種針對穩定的法律結構，建立了許可，審計和儲備任務。

New U.S. stablecoin rules could open doors for wider XRP adoption as the token powers transactions on the XRP Ledger and Ripple’s RLUSD gains regulatory clarity, leading to greater institutional interest.

隨著XRP Ledger和Ripple的RLUSD獲得監管的明確性，新的美國Stablecoin規則可以為更廣泛的XRP採用開門，以實現更大的機構利益。

Hot Topics: U.S. Stablecoin Bill Spurs Interest in XRP and RLUSD Among Institutions

熱門話題：美國Stablecoin Bill激發了機構中對XRP和RLUSD的興趣

In a post shared by SMQKE, an XRP researcher, they explained how new U.S. stablecoin regulations could impact the use of XRP and RLUSD.

在XRP研究人員SMQKE分享的一篇文章中，他們解釋了新的美國Stablecoin法規如何影響XRP和RLUSD的使用。

The GENIUS Act, a suggested legal structure for stablecoins, introduces licensing, regular audits, and reserve mandates for stablecoins over $10 billion in market value.

《天才法案》是針對穩定的法律結構，介紹了超過100億美元的市場價值，簽署了許可，定期審計和儲備金。

According to Tipranks, this may render RLUSD a more appealing choice for financial institutions and investors due to increased credibility.

根據Tipranks的說法，由於信譽提高，這可能使金融機構和投資者成為更具吸引力的選擇。

The Act aims to establish clear definitions and guidelines for stablecoins, setting standards that they must meet.

該法案旨在為穩定幣建立明確的定義和準則，並設定必須滿足的標準。

Industry experts say this could bolster investor confidence in regulated digital assets, with rules governing reserve backing, minimum capital requirements for stablecoin issuers, and anti-money laundering (AML) /know-your-customer (KYC) protocols.

行業專家表示，這可以增強投資者對受監管的數字資產的信心，該規則管理儲備金的規定，對穩定發行人的最低資本要求，反洗錢（AML） /知識措施（KEY-your-Customer（KYC）協議）。

This framework is expected to benefit Ripple’s stablecoin offering, known as RLUSD.

預計該框架將使Ripple的Stablecoin產品（稱為RLUSD）受益。

Additionally, analysts suggest that the XRP Ledger could get more transactions if increased regulatory clarity could encourage institutional adoption of crypto.

此外，分析師認為，如果增加監管清晰度可以鼓勵機構採用加密貨幣，則XRP Ledger可能會獲得更多交易。

However, as more people begin to use RLUSD, demand for XRP may increase as it plays a part in processing transactions on the network.

但是，隨著越來越多的人開始使用RLUSD，對XRP的需求可能會增加，因為它在處理網絡上的交易中起著作用。

Each RLUSD transaction on the XRP Ledger involves a minimal fee settled in XRP, and these charges are eliminated, decreasing the total XRP supply.

XRP分類帳上的每筆RLUSD交易都涉及XRP中的最低費用，並取消了這些費用，從而減少了總XRP供應。

According to Coinshares, certain experts believe that if RLUSD becomes widely adopted, then this could result in a gradual rise in XRP’s value over time.

根據Coinshares的說法，某些專家認為，如果RLUSD被廣泛採用，那麼隨著時間的推移，這可能會導致XRP的價值逐漸上升。

According to supporters, RLUSD’s use case extends beyond local payments, facilitating international transactions and remittances.

根據支持者的說法，RLUSD的用例可以超越本地付款，從而促進國際交易和匯款。

As XRP acts as a bridge asset for these transactions, the token’s demand could increase as additional financial institutions integrate RLUSD into their activities.

隨著XRP充當這些交易的橋樑資產，隨著額外的金融機構將RLUSD納入其活動，代幣的需求可能會增加。

Legal Clarity For XRP

XRP的法律清晰度

The GENIUS Act could also help reinforce XRP’s regulatory standing.

《天才法》也可以幫助加強XRP的監管地位。

While XRP itself is not a stablecoin, operating within a regulated environment may further support its classification as a utility token rather than a security.

儘管XRP本身不是穩定的，但在受監管的環境中運行可能會進一步支持其作為實用程序代幣而不是安全性的分類。

This distinction is crucial for institutional investors and businesses using XRP for payments and liquidity solutions.

這種區別對於使用XRP進行付款和流動性解決方案的機構投資者和企業至關重要。

According to SMQKE, a well-defined regulatory framework could provide “greater certainty” for those seeking to engage with XRP and RLUSD in accordance with U.S. laws.

根據SMQKE的說法，一個定義明確的監管框架可以為那些尋求根據美國法律與XRP和RLUSD互動的人提供“更大的確定性”。

Moreover, Ripple has already secured over 50 Money Transmitter Licenses (MTLs) across the U.S., including in stringent financial states like Texas and New York.

此外，Ripple已經獲得了整個美國的50多個貨幣發射機許可證（MTL），包括在德克薩斯州和紐約等嚴格的財務狀態。

These licenses enable Ripple to offer legal cross-border payment services that support XRP and RLUSD transactions.

這些許可使Ripple能夠提供支持XRP和RLUSD交易的合法跨境支付服務。

Although the GENIUS Act targets stablecoins over $10 billion in market value, placing RLUSD out of reach at present, it can partner with state-level regulation as an alternative to federal regulation.

儘管《天才法》以超過100億美元的市場價值為目標，目前將RLUSD置於障礙之外，但它可以與州級法規合作，以替代聯邦法規。

According to FinTech Mag, this gives Ripple a competitive edge over rival stablecoin projects in the market.

根據Fintech Mag的說法，這使Ripple在市場上的競爭對手Stablecoin項目中具有競爭優勢。

With regulatory approvals in hand and a clear legal path forward, the industry believes that XRP and RLUSD have now reached a point where adoption from financial institutions will increase.

隨著監管部門的批准和明確的法律途徑，該行業認為，XRP和RLUSD現在已經達到了從金融機構採用的地步。

The full impact of the new stablecoin guidelines will be determined by the introduction of a regulatory structure over the forthcoming months.

新的Stablecoin指南的全部影響將通過在即將到來的幾個月中引入監管結構來確定。