美国的Stablecoin法案正在引起机构投资者和政客的关注。

最近，美国代表布莱恩·史蒂尔（Bryan Steil）告诉记者埃莉诺·特雷特（Eleanor Terrett），这两个主要的稳定法案（稳定的法案和天才法案）只有微小的差异。

A new report has highlighted the striking similarities between the two major stablecoin bills in the US—the STABLE Act and the GENIUS Act—suggesting a unified regulatory framework could be emerging.

一份新报告强调了美国的两个主要稳定法案（稳定法案和天才法案）之间的惊人相似之处可能会出现统一的监管框架。

This follows an optimistic statement from US Representative Bryan Steil.

这是我们代表布莱恩·史蒂尔（Bryan Steil）的乐观声明。

Both bills enjoy bipartisan support, which is crucial in the often-divided US political landscape. According to NatLawReview, Senators Bill Hagerty, Tim Scott, Cynthia Lummis, and Kirsten Gillibrand are among those backing the GENIUS Act.

这两个法案都享有两党的支持，这对于经常被划分的美国政治景观至关重要。根据Natlawreview的说法，参议员Bill Hagerty，Tim Scott，Cynthia Lummis和Kirsten Gillibrand是支持Genius Act的人之一。

Meanwhile, the STABLE Act was drafted by House Financial Services Committee Chair French Hill and Representative Bryan Steil.

同时，《稳定法》是由众议院金融服务委员会主席法国山和代表布莱恩·史蒂尔（Bryan Steil）起草的。

Despite some differences, both bills aim to establish a legal framework for issuing stablecoins under federal or state supervision. For example, the GENIUS Act requires the Treasury Department to study algorithmic stablecoins, whereas the STABLE Act imposes a two-year ban on issuing them.

尽管有一些差异，但这两项法案旨在在联邦或州监督下建立法律框架来发行稳定的法案。例如，《天才法案》要求财政部研究算法稳定剂，而《稳定法》施加了为期两年的签发。

If passed, these bills could reshape the future of stablecoins and accelerate crypto adoption in the US. This would benefit both investors and everyday users.

如果通过，这些法案可以重塑稳定菌的未来，并加速在美国采用加密货币。这将使投资者和日常用户受益。

However, experts in Europe and China have expressed concerns. They worry that US lawmakers’ support for stablecoins could destabilize their financial systems.

但是，欧洲和中国的专家表示关注。他们担心美国立法者对稳定的人的支持可能会破坏其金融体系的稳定。

As of this writing, the stablecoin market capitalization has surpassed $230 billion. Tether’s USDT accounts for 61%, while Circle’s USDC holds 25%.

截至撰写本文时，Stablecoin市值已超过2,300亿美元。 Tether的USDT占61％，而Circle的USDC占25％。