美國的Stablecoin法案正在引起機構投資者和政客的關注。

最近，美國代表布萊恩·史蒂爾（Bryan Steil）告訴記者埃莉諾·特雷特（Eleanor Terrett），這兩個主要的穩定法案（穩定的法案和天才法案）只有微小的差異。

A new report has highlighted the striking similarities between the two major stablecoin bills in the US—the STABLE Act and the GENIUS Act—suggesting a unified regulatory framework could be emerging.

一份新報告強調了美國的兩個主要穩定法案（穩定法案和天才法案）之間的驚人相似之處可能會出現統一的監管框架。

This follows an optimistic statement from US Representative Bryan Steil.

這是我們代表布萊恩·史蒂爾（Bryan Steil）的樂觀聲明。

Both bills enjoy bipartisan support, which is crucial in the often-divided US political landscape. According to NatLawReview, Senators Bill Hagerty, Tim Scott, Cynthia Lummis, and Kirsten Gillibrand are among those backing the GENIUS Act.

這兩個法案都享有兩黨的支持，這對於經常被劃分的美國政治景觀至關重要。根據Natlawreview的說法，參議員Bill Hagerty，Tim Scott，Cynthia Lummis和Kirsten Gillibrand是支持Genius Act的人之一。

Meanwhile, the STABLE Act was drafted by House Financial Services Committee Chair French Hill and Representative Bryan Steil.

同時，《穩定法》是由眾議院金融服務委員會主席法國山和代表布萊恩·史蒂爾（Bryan Steil）起草的。

Despite some differences, both bills aim to establish a legal framework for issuing stablecoins under federal or state supervision. For example, the GENIUS Act requires the Treasury Department to study algorithmic stablecoins, whereas the STABLE Act imposes a two-year ban on issuing them.

儘管有一些差異，但這兩項法案旨在在聯邦或州監督下建立法律框架來發行穩定的法案。例如，《天才法案》要求財政部研究算法穩定劑，而《穩定法》施加了為期兩年的簽發。

If passed, these bills could reshape the future of stablecoins and accelerate crypto adoption in the US. This would benefit both investors and everyday users.

如果通過，這些法案可以重塑穩定菌的未來，並加速在美國採用加密貨幣。這將使投資者和日常用戶受益。

However, experts in Europe and China have expressed concerns. They worry that US lawmakers’ support for stablecoins could destabilize their financial systems.

但是，歐洲和中國的專家表示關注。他們擔心美國立法者對穩定的人的支持可能會破壞其金融體系的穩定。

As of this writing, the stablecoin market capitalization has surpassed $230 billion. Tether’s USDT accounts for 61%, while Circle’s USDC holds 25%.

截至撰寫本文時，Stablecoin市值已超過2,300億美元。 Tether的USDT佔61％，而Circle的USDC佔25％。