美国参议院已果断地投票决定废除国税局（IRS）Defi Broker规则

由参议员泰德·克鲁兹（Ted Cruz）倡导的决议以70-27的多数席位通过，表现出强大的两党支持。

The U.S. Senate has voted decisively to repeal the Internal Revenue Service’s (IRS) DeFi broker rule, shifting digital asset regulation in a move that now heads to the House.

美国参议院已果断地投票赞成废除国税局（IRS）Defi经纪人规则，以现在前往众议院的举动转移了数字资产监管。

Senate Rejects IRS DeFi Broker Rule in 70-27 Vote

参议院在70-27投票中拒绝IRS DEFI经纪人规则

The resolution, largely championed by Senator Ted Cruz, passed with a strong 70-27 majority, showcasing bipartisan support for rolling back the IRS rule.

该决议在很大程度上受到参议员泰德·克鲁兹（Ted Cruz）的支持，以70-27的多数席位通过，这表明了两党的支持，以支持IRS统治。

This follows a vote in the House Financial Services Committee, where the Committee voted to clear a matching resolution to reject the IRS’s attempt to impose burdensome regulations on decentralized finance (DeFi) platforms.

这是在众议院金融服务委员会的投票之后，该委员会投票决定拒绝国税局对分散财务（DEFI）平台施加繁重的法规的企图。

The resolution, aiming to block the IRS from enforcing Section 6674 of the Internal Revenue Code, was approved by a bipartisan vote of 27-13, signaling broad support for rolling back the administration's initiative.

该决议旨在阻止国税局执行《国内税收法》第6674条，并获得了27-13的两党投票批准，这表明对退缩政府的倡议的广泛支持。

The IRS rule sought to expand tax reporting requirements for cryptocurrency transactions, including those involving decentralized finance (DeFi) platforms.

国税局规则试图扩大对加密货币交易的税收报告要求，包括涉及分散融资（DEFI）平台的税收报告。

However, opponents argued that the rule was overly burdensome and technologically unfeasible, especially considering the rapid pace of innovation in the digital asset space.

但是，反对者认为，该规则在技术上不可行，尤其是考虑到数字资产空间中创新的速度迅速。

Digital Asset Privacy Concerns

数字资产隐私问题

Critics, including digital asset advocacy groups, asserted that the rule would force software developers to act as brokers and disclose user information, even when they have no control over transactions.

包括数字资产倡导小组在内的批评家断言，该规则将迫使软件开发人员充当经纪人并披露用户信息，即使他们无法控制交易。

Moreover, such measures could drive financial innovation and talent overseas, ultimately limiting growth in the U.S. digital asset sector.

此外，此类措施可能会推动金融创新和人才在海外，最终限制美国数字资产行业的增长。

Senator Cruz: A Major Win for American Innovation

克鲁兹参议员：美国创新的重大胜利

Senator Cruz highlighted the importance of this move in a written statement.

克鲁兹参议员在书面声明中强调了这一举动的重要性。

“This is a major win for American innovation. This administration has repeatedly tried to impose regulations that are overly broad, unduly burdensome, and ultimately stifling to new technologies and the people who create them.”

“这是美国创新的重大胜利。该政府一再试图施加过度广泛，过于繁重的法规，并最终扼杀了新技术和创造这些技术的人。”

He added that the administration’s actions are pushing financial innovation and jobs out of the country at a time when the U.S. economy needs them most.

他补充说，在美国经济最需要的时候，政府的行动正在推动金融创新和就业机会。

“We must be careful not to create legal and regulatory regimes that are fundamentally unsuited to the technologies they purport to govern. In this case, Congress must intervene to prevent the IRS from completing this attempt to regulate decentralized systems and hold software developers in violation of their constitutional rights.”

“我们必须小心，不要创建从根本上不适合他们所统治的技术的法律和监管制度。在这种情况下，国会必须进行干预，以防止美国国税局完成这种规范分散系统并使软件开发人员侵犯其宪法权利的尝试。”

The strong bipartisan backing for the resolution indicates a growing consensus that digital assets need balanced, thoughtful regulation rather than stifling restrictions that could hamper technological progress and economic growth.

对该决议的强烈双方支持表明，数字资产需要平衡，周到的监管而不是扼杀可能阻碍技术进步和经济增长的限制。

Broader Battle Over Crypto Regulation

加密法规的更广泛的战斗

The move to repeal the IRS rule is part of a larger pushback against what some view as heavy-handed cryptocurrency regulations.

废除IRS规则的举动是针对某些人认为是重型加密货币法规的更大推翻的一部分。

The Senate also advanced a resolution to overturn a Consumer Financial Protection Bureau (CFPB) rule that would affect fintech apps.

参议院还提出了一项决议，以推翻影响金融科技应用程序的消费者金融保护局（CFPB）规则。

CFPB Rule on Non-Custodial Wallets Also Targeted

CFPB关于非习惯钱包的规则也针对

This measure, pending a final vote, seeks to reject a CFPB rule that extends obligations under the Electronic Funds Transfer Act to non-custodial crypto wallets.

这项措施是在最后一票之前，试图拒绝CFPB规则，该规则将《电子基金转移法》规定的义务扩展到非监护的加密钱包。

Industry experts maintain that such compliance is nearly impossible because non-custodial wallets do not hold user funds.

行业专家坚持认为，这种合规性几乎是不可能的，因为非习惯钱包不持有用户资金。

Senator Pete Ricketts spearheaded the effort to roll back the CFPB rule, highlighting the importance of protecting digital financial services from excessive regulation.

参议员皮特·里基茨（Pete Ricketts）率先努力退缩CFPB规则，强调保护数字金融服务免受过度监管的重要性。

The final vote on this measure is expected soon, potentially marking another victory for the digital asset industry as it faces a rapidly changing regulatory landscape.

预计这一措施的最终投票很快就会标志着数字资产行业的另一场胜利，因为它面临着快速变化的监管格局。

House Vote & Presidential Approval Next Steps

众议院投票和总统批准下一步

The fate of the IRS rule now rests with the House of Representatives, which must decide whether to pass the resolution and send it to President Biden's desk.

IRS规则的命运现在取决于众议院，该众议院必须决定是否通过该决议并将其发送给拜登总统的办公桌。

The House Financial Services Committee has already cleared a matching resolution, suggesting strong support for rolling back the IRS rule.

众议院金融服务委员会已经清除了一项匹配的决议，这表明对撤销IRS规则的大力支持。

If the House approves the measure, it will move to the president for final approval.

如果众议院批准了这项措施，它将移交给总统以获得最终批准。

With signals from the White House suggesting support for the repeal of the IRS rule, the resolution may yet become law, marking a significant shift in the U.S. approach to digital asset regulation.

白宫的信号暗示支持废除国税局规则，该决议可能会成为法律，这标志着美国对数字资产法规的方法发生了重大转变。