美國參議院已果斷地投票決定廢除國稅局（IRS）Defi Broker規則

由參議員泰德·克魯茲（Ted Cruz）倡導的決議以70-27的多數席位通過，表現出強大的兩黨支持。

The U.S. Senate has voted decisively to repeal the Internal Revenue Service’s (IRS) DeFi broker rule, shifting digital asset regulation in a move that now heads to the House.

美國參議院已果斷地投票贊成廢除國稅局（IRS）Defi經紀人規則，以現在前往眾議院的舉動轉移了數字資產監管。

Senate Rejects IRS DeFi Broker Rule in 70-27 Vote

參議院在70-27投票中拒絕IRS DEFI經紀人規則

The resolution, largely championed by Senator Ted Cruz, passed with a strong 70-27 majority, showcasing bipartisan support for rolling back the IRS rule.

該決議在很大程度上受到參議員泰德·克魯茲（Ted Cruz）的支持，以70-27的多數席位通過，這表明了兩黨的支持，以支持IRS統治。

This follows a vote in the House Financial Services Committee, where the Committee voted to clear a matching resolution to reject the IRS’s attempt to impose burdensome regulations on decentralized finance (DeFi) platforms.

這是在眾議院金融服務委員會的投票之後，該委員會投票決定拒絕國稅局對分散財務（DEFI）平台施加繁重的法規的企圖。

The resolution, aiming to block the IRS from enforcing Section 6674 of the Internal Revenue Code, was approved by a bipartisan vote of 27-13, signaling broad support for rolling back the administration's initiative.

該決議旨在阻止國稅局執行《國內稅收法》第6674條，並獲得了27-13的兩黨投票批准，這表明對退縮政府的倡議的廣泛支持。

The IRS rule sought to expand tax reporting requirements for cryptocurrency transactions, including those involving decentralized finance (DeFi) platforms.

國稅局規則試圖擴大對加密貨幣交易的稅收報告要求，包括涉及分散融資（DEFI）平台的稅收報告。

However, opponents argued that the rule was overly burdensome and technologically unfeasible, especially considering the rapid pace of innovation in the digital asset space.

但是，反對者認為，該規則在技術上不可行，尤其是考慮到數字資產空間中創新的速度迅速。

Digital Asset Privacy Concerns

數字資產隱私問題

Critics, including digital asset advocacy groups, asserted that the rule would force software developers to act as brokers and disclose user information, even when they have no control over transactions.

包括數字資產倡導小組在內的批評家斷言，該規則將迫使軟件開發人員充當經紀人並披露用戶信息，即使他們無法控制交易。

Moreover, such measures could drive financial innovation and talent overseas, ultimately limiting growth in the U.S. digital asset sector.

此外，此類措施可能會推動金融創新和人才在海外，最終限制美國數字資產行業的增長。

Senator Cruz: A Major Win for American Innovation

克魯茲參議員：美國創新的重大勝利

Senator Cruz highlighted the importance of this move in a written statement.

克魯茲參議員在書面聲明中強調了這一舉動的重要性。

“This is a major win for American innovation. This administration has repeatedly tried to impose regulations that are overly broad, unduly burdensome, and ultimately stifling to new technologies and the people who create them.”

“這是美國創新的重大勝利。該政府一再試圖施加過度廣泛，過於繁重的法規，並最終扼殺了新技術和創造這些技術的人。”

He added that the administration’s actions are pushing financial innovation and jobs out of the country at a time when the U.S. economy needs them most.

他補充說，在美國經濟最需要的時候，政府的行動正在推動金融創新和就業機會。

“We must be careful not to create legal and regulatory regimes that are fundamentally unsuited to the technologies they purport to govern. In this case, Congress must intervene to prevent the IRS from completing this attempt to regulate decentralized systems and hold software developers in violation of their constitutional rights.”

“我們必須小心，不要創建從根本上不適合他們所統治的技術的法律和監管制度。在這種情況下，國會必須進行干預，以防止美國國稅局完成這種規範分散系統並使軟件開發人員侵犯其憲法權利的嘗試。”

The strong bipartisan backing for the resolution indicates a growing consensus that digital assets need balanced, thoughtful regulation rather than stifling restrictions that could hamper technological progress and economic growth.

對該決議的強烈雙方支持表明，數字資產需要平衡，周到的監管而不是扼殺可能阻礙技術進步和經濟增長的限制。

Broader Battle Over Crypto Regulation

加密法規的更廣泛的戰鬥

The move to repeal the IRS rule is part of a larger pushback against what some view as heavy-handed cryptocurrency regulations.

廢除IRS規則的舉動是針對某些人認為是重型加密貨幣法規的更大推翻的一部分。

The Senate also advanced a resolution to overturn a Consumer Financial Protection Bureau (CFPB) rule that would affect fintech apps.

參議院還提出了一項決議，以推翻影響金融科技應用程序的消費者金融保護局（CFPB）規則。

CFPB Rule on Non-Custodial Wallets Also Targeted

CFPB關於非習慣錢包的規則也針對

This measure, pending a final vote, seeks to reject a CFPB rule that extends obligations under the Electronic Funds Transfer Act to non-custodial crypto wallets.

這項措施是在最後一票之前，試圖拒絕CFPB規則，該規則將《電子基金轉移法》規定的義務擴展到非監護的加密錢包。

Industry experts maintain that such compliance is nearly impossible because non-custodial wallets do not hold user funds.

行業專家堅持認為，這種合規性幾乎是不可能的，因為非習慣錢包不持有用戶資金。

Senator Pete Ricketts spearheaded the effort to roll back the CFPB rule, highlighting the importance of protecting digital financial services from excessive regulation.

參議員皮特·里基茨（Pete Ricketts）率先努力退縮CFPB規則，強調保護數字金融服務免受過度監管的重要性。

The final vote on this measure is expected soon, potentially marking another victory for the digital asset industry as it faces a rapidly changing regulatory landscape.

預計這一措施的最終投票很快就會標誌著數字資產行業的另一場胜利，因為它面臨著快速變化的監管格局。

House Vote & Presidential Approval Next Steps

眾議院投票和總統批准下一步

The fate of the IRS rule now rests with the House of Representatives, which must decide whether to pass the resolution and send it to President Biden's desk.

IRS規則的命運現在取決於眾議院，該眾議院必須決定是否通過該決議並將其發送給拜登總統的辦公桌。

The House Financial Services Committee has already cleared a matching resolution, suggesting strong support for rolling back the IRS rule.

眾議院金融服務委員會已經清除了一項匹配的決議，這表明對撤銷IRS規則的大力支持。

If the House approves the measure, it will move to the president for final approval.

如果眾議院批准了這項措施，它將移交給總統以獲得最終批准。

With signals from the White House suggesting support for the repeal of the IRS rule, the resolution may yet become law, marking a significant shift in the U.S. approach to digital asset regulation.

白宮的信號暗示支持廢除國稅局規則，該決議可能會成為法律，這標誌著美國對數字資產法規的方法發生了重大轉變。