Ripple（XRP）在2025年以重大胜利开始：纽约和TX的新MTL许可证，新客户，并扩大了整个美国的招聘

这些许可标志着公司持续努力建立强大合规性框架的关键里程碑，同时解决了XRP权力下放的越来越关注。

Ripple kicked off 2025 with several major wins, including new MTL licenses in New York and Texas, new customers like Ondo Finance, and expanded hiring across the United States.

Ripple以几次重大胜利开始了2025年，其中包括纽约和德克萨斯州的新MTL许可证，像Ondo Finance这样的新客户，并扩大了整个美国的招聘。

The newly acquired MTLs will enable Ripple to offer its cross-border payment services in two states known for their stringent regulatory standards. New York is home to the much-discussed BitLicense, while Texas has become a hub for crypto innovation. These licenses present strategic opportunities for Ripple's growth and contribute to its expanding footprint in the U.S.

新获得的MTL将使Ripple能够在以其严格的监管标准闻名的两个州提供其跨境支付服务。纽约是备受关注的比特莱森（Bitlicense）的家园，而德克萨斯州已成为加密创新的枢纽。这些许可证为波纹的增长提供了战略机会，并为其在美国的扩大占地面动物做出了贡献

"This marks a key step in our journey to deliver faster, cost-effective, and reliable global payments," said Joanie Xie, Ripple’s managing director for North America. "We continue to see growing interest from financial institutions and crypto businesses seeking the benefits of blockchain technology."

Ripple北美董事总经理Joanie Xie说：“这标志着我们提供更快，具有成本效益和可靠的全球付款的旅程的关键一步。” “我们继续看到，寻求区块链技术好处的金融机构和加密货币企业的兴趣日益增长。”

To date, Ripple's network has reportedly processed $70 billion in payment volume, underscoring its capacity to serve both traditional financial institutions and crypto enterprises.

迄今为止，据报道，Ripple的网络已经处理了700亿美元的支付量，强调了其服务于传统金融机构和加密企业的能力。

Internationally, Ripple's operations also span regulatory frameworks in Singapore, Ireland, Dubai, and the Cayman Islands, among others.

在国际上，Ripple的业务还涵盖了新加坡，爱尔兰，迪拜和开曼群岛等的监管框架。

Amid these achievements, questions about XRP Ledger's (XRPL) decentralization have resurfaced. Pierre Rochard, vice president of research at Riot Platforms, criticized Ripple for its influence over the network, citing its substantial XRP holdings and ability to propose ledger modifications.

在这些成就中，有关XRP Ledger（XRPL）权力下放的问题已经浮出水面。 Riot Platforms研究副总裁Pierre Rochard批评Ripple对网络的影响力，理由是其XRP庞大的持有量和提出账本修改的能力。

According to Rochard, such influence undermines XRPL's claims of being decentralized, especially given the recent discussions about a U.S. strategic digital asset reserve proposed by President Donald Trump. While some, including Ripple CEO Brad Garlinghouse, argue for a diverse reserve that includes assets like XRP, Bitcoin maximalists like Rochard advocate for an exclusively Bitcoin-based reserve.

根据罗沙德（Rochard）的说法，这种影响破坏了XRPL被分散的主张，尤其是考虑到最近关于唐纳德·特朗普总统提出的美国战略数字资产储备的讨论。虽然有些（包括Ripple首席执行官Brad Garlinghouse）在内的有些人争论了包括XRP这样的资产，Rochard Espocate等资产，包括XRP等资产，而不是基于比特币的储备。

However, Ripple's Chief Technology Officer David Schwartz pushed back against these claims. "The XRPL operates on a consensus algorithm, not proof of work. Validators are independent and unpaid, reducing incentives for centralized behavior," Schwartz explained.

但是，Ripple的首席技术官David Schwartz反对这些主张。 Schwartz解释说：“ XRPL以共识算法运行，而不是工作证明。验证者是独立且无偿的，减少了集中行为的激励措施。”

He emphasized that any changes to the XRPL require broad agreement among independent validators, ensuring that no single entity, including Ripple, can impose unilateral decisions. Schwartz further highlighted the protocol's resilience against manipulation, noting, "The governance mechanism is defined by the rules enforced by the nodes, not by Ripple."

他强调，XRPL的任何更改都需要在独立验证者之间进行广泛的一致性，以确保没有包括波纹在内的任何实体可以实施单方面决定。 Schwartz进一步强调了该协议反对操纵的弹性，并指出：“治理机制是由节点强制执行的规则定义的，而不是由Ripple所执行的。”

Ondo Finance, a leading provider of real-world asset (RWA) tokenization, is integrating its $185 million U.S. Treasury-backed token, OUSG, with the XRP Ledger (XRPL).

现实世界中的领先资产（RWA）代币化提供商Ondo Finance正在将其1.85亿美元的美国财政部标记OUSG与XRP Ledger（XRPL）融合在一起。

This move aims to expand institutional access to digital treasuries by leveraging XRPL's enterprise-grade blockchain. The OUSG token is backed by BlackRock's USD Institutional Digital Liquidity Fund (BUIDL), enabling qualified investors to mint and redeem tokens nearly instantly using Ripple's RLUSD stablecoin.

此举旨在通过利用XRPL的企业级区块链来扩大机构访问数字国库。 OUSG令牌得到了BlackRock的USD机构数字流动性基金（BUIDL）的支持，使合格的投资者能够使用Rlusd的Rlusd Stablecoin立即造币和赎回令牌。

The integration is expected to go live within six months, with both Ripple and Ondo Finance contributing seed liquidity to the effort, though specific figures were not disclosed.

该整合预计将在六个月内上线，尽管没有披露特定的数字，但波纹和ondo金融都会导致种子流动性。

The tokenization of U.S. Treasuries is a rapidly growing trend, with the market quadrupling over the past year to $3.5 billion, according to rwa.xyz. The shift to tokenized assets offers faster settlements, improved liquidity, and greater accessibility.

根据RWA.xyz的数据，美国国债的令牌化是一种快速增长的趋势，过去一年中的三倍，市场的趋势达到35亿美元。向令牌资产的转变提供了更快的定居点，提高的流动性和更大的可访问性。

"The 24/7 intraday settlement enabled by tokenized assets like OUSG represents a transformative shift in capital flow management, removing barriers of traditional market hours," said Markus Infanger, senior vice president of RippleX.

Ripplex高级副总裁Markus Intanger说：“由OUSG等令牌化资产实现的24/7全天候定居点代表了资本流量管理的变革性转变，消除了传统市场时间的障碍。”

XRPL's robust financial infrastructure—featuring compliance tools, decentralized identifiers, and innovations like Multi-Purpose Tokens—positions it as a key player in institutional DeFi. The integration of OUSG reinforces XRPL's role as a bridge between traditional finance and decentralized markets, bringing institutional-grade assets on-chain with greater efficiency and accessibility.

XRPL的强大金融基础设施（功能合规工具，分散的标识符以及诸如多功能令牌之类的创新）将其视为机构Defi的关键参与者。 OUSG的整合增强了XRPL作为传统金融和分散市场之间的桥梁的作用，从而使机构级资产具有更高的效率和可及性。

Following the announcement, Ondo Finance's governance token (ONDO) rose 4%, signaling strong market confidence in the partnership.

宣布这一消息后，Ondo Finance的治理令牌（Ondo）上涨了4％，这表明了对合作伙伴关系的强烈信心。

Despite Ripple's regulatory successes, XRP has faced significant market pressures. The token briefly dipped below $3 today, reaching as low as $2.68 before a partial recovery.

尽管有涟漪取得成功，XRP仍面临着巨大的市场压力。今天的代币短暂下跌至3美元以下，在部分恢复之前至$ 2.68。

The slide can partially be attributed to greater market forces, including an interest in the recent hype on DeepSeek AI in China. According to Coinglass data, the liquidations of XRP futures reached $35.27 million over the last 24 hours, indicating that volatility was heavy. Analysts believe if XRP could not hold support at $2.33, further downs are expected from the coin.

幻灯片可以部分归因于更大的市场力量，包括对最近对中国DeepSeek AI的炒作的兴趣。根据Coinglass数据，XRP期货的清算在过去24小时内达到3527万美元，这表明波动率很重。分析师认为，如果XRP无法以2.33美元的价格持有支持，则预计硬币会进一步下降。

XRP is up 10.76% over the last 24 hours, trading at $3.10 at press time. Technically, the XRP chart displays a balance in bearish and bullish momentum.

XRP在过去24小时内上涨了10.76％，发稿时为3.10美元。从技术上讲，XRP图显示了看跌和看涨的势头的平衡。

If the breakout above the critical resistance of $3.55 prevails, XRP is set for new highs, but if this level fails, not holding significant supports might aggravate the losses. XRP is trading

如果超过3.55美元的关键阻力的突破占盛行，则XRP设置为新的高点，但是如果此级别失败，则不提供重大支持可能会加剧损失。 XRP正在交易