Ripple（XRP）在2025年以重大勝利開始：紐約和TX的新MTL許可證，新客戶，並擴大了整個美國的招聘

這些許可標誌著公司持續努力建立強大合規性框架的關鍵里程碑，同時解決了XRP權力下放的越來越關注。

Ripple kicked off 2025 with several major wins, including new MTL licenses in New York and Texas, new customers like Ondo Finance, and expanded hiring across the United States.

Ripple以幾次重大勝利開始了2025年，其中包括紐約和德克薩斯州的新MTL許可證，像Ondo Finance這樣的新客戶，並擴大了整個美國的招聘。

The newly acquired MTLs will enable Ripple to offer its cross-border payment services in two states known for their stringent regulatory standards. New York is home to the much-discussed BitLicense, while Texas has become a hub for crypto innovation. These licenses present strategic opportunities for Ripple's growth and contribute to its expanding footprint in the U.S.

新獲得的MTL將使Ripple能夠在以其嚴格的監管標準聞名的兩個州提供其跨境支付服務。紐約是備受關注的比特萊森（Bitlicense）的家園，而德克薩斯州已成為加密創新的樞紐。這些許可證為波紋的增長提供了戰略機會，並為其在美國的擴大佔地面動物做出了貢獻

"This marks a key step in our journey to deliver faster, cost-effective, and reliable global payments," said Joanie Xie, Ripple’s managing director for North America. "We continue to see growing interest from financial institutions and crypto businesses seeking the benefits of blockchain technology."

Ripple北美董事總經理Joanie Xie說：“這標誌著我們提供更快，具有成本效益和可靠的全球付款的旅程的關鍵一步。” “我們繼續看到，尋求區塊鏈技術好處的金融機構和加密貨幣企業的興趣日益增長。”

To date, Ripple's network has reportedly processed $70 billion in payment volume, underscoring its capacity to serve both traditional financial institutions and crypto enterprises.

迄今為止，據報導，Ripple的網絡已經處理了700億美元的支付量，強調了其服務於傳統金融機構和加密企業的能力。

Internationally, Ripple's operations also span regulatory frameworks in Singapore, Ireland, Dubai, and the Cayman Islands, among others.

在國際上，Ripple的業務還涵蓋了新加坡，愛爾蘭，迪拜和開曼群島等的監管框架。

Amid these achievements, questions about XRP Ledger's (XRPL) decentralization have resurfaced. Pierre Rochard, vice president of research at Riot Platforms, criticized Ripple for its influence over the network, citing its substantial XRP holdings and ability to propose ledger modifications.

在這些成就中，有關XRP Ledger（XRPL）權力下放的問題已經浮出水面。 Riot Platforms研究副總裁Pierre Rochard批評Ripple對網絡的影響力，理由是其XRP龐大的持有量和提出賬本修改的能力。

According to Rochard, such influence undermines XRPL's claims of being decentralized, especially given the recent discussions about a U.S. strategic digital asset reserve proposed by President Donald Trump. While some, including Ripple CEO Brad Garlinghouse, argue for a diverse reserve that includes assets like XRP, Bitcoin maximalists like Rochard advocate for an exclusively Bitcoin-based reserve.

根據羅沙德（Rochard）的說法，這種影響破壞了XRPL被分散的主張，尤其是考慮到最近關於唐納德·特朗普總統提出的美國戰略數字資產儲備的討論。雖然有些（包括Ripple首席執行官Brad Garlinghouse）在內的有些人爭論了包括XRP這樣的資產，Rochard Espocate等資產，包括XRP等資產，而不是基於比特幣的儲備。

However, Ripple's Chief Technology Officer David Schwartz pushed back against these claims. "The XRPL operates on a consensus algorithm, not proof of work. Validators are independent and unpaid, reducing incentives for centralized behavior," Schwartz explained.

但是，Ripple的首席技術官David Schwartz反對這些主張。 Schwartz解釋說：“ XRPL以共識算法運行，而不是工作證明。驗證者是獨立且無償的，減少了集中行為的激勵措施。”

He emphasized that any changes to the XRPL require broad agreement among independent validators, ensuring that no single entity, including Ripple, can impose unilateral decisions. Schwartz further highlighted the protocol's resilience against manipulation, noting, "The governance mechanism is defined by the rules enforced by the nodes, not by Ripple."

他強調，XRPL的任何更改都需要在獨立驗證者之間進行廣泛的一致性，以確保沒有包括波紋在內的任何實體可以實施單方面決定。 Schwartz進一步強調了該協議反對操縱的彈性，並指出：“治理機制是由節點強制執行的規則定義的，而不是由Ripple所執行的。”

Ondo Finance, a leading provider of real-world asset (RWA) tokenization, is integrating its $185 million U.S. Treasury-backed token, OUSG, with the XRP Ledger (XRPL).

現實世界中的領先資產（RWA）代幣化提供商Ondo Finance正在將其1.85億美元的美國財政部標記OUSG與XRP Ledger（XRPL）融合在一起。

This move aims to expand institutional access to digital treasuries by leveraging XRPL's enterprise-grade blockchain. The OUSG token is backed by BlackRock's USD Institutional Digital Liquidity Fund (BUIDL), enabling qualified investors to mint and redeem tokens nearly instantly using Ripple's RLUSD stablecoin.

此舉旨在通過利用XRPL的企業級區塊鏈來擴大機構訪問數字國庫。 OUSG令牌得到了BlackRock的USD機構數字流動性基金（BUIDL）的支持，使合格的投資者能夠使用Rlusd的Rlusd Stablecoin立即造幣和贖回令牌。

The integration is expected to go live within six months, with both Ripple and Ondo Finance contributing seed liquidity to the effort, though specific figures were not disclosed.

該整合預計將在六個月內上線，儘管沒有披露特定的數字，但波紋和ondo金融都會導致種子流動性。

The tokenization of U.S. Treasuries is a rapidly growing trend, with the market quadrupling over the past year to $3.5 billion, according to rwa.xyz. The shift to tokenized assets offers faster settlements, improved liquidity, and greater accessibility.

根據RWA.xyz的數據，美國國債的令牌化是一種快速增長的趨勢，過去一年中的三倍，市場的趨勢達到35億美元。向令牌資產的轉變提供了更快的定居點，提高的流動性和更大的可訪問性。

"The 24/7 intraday settlement enabled by tokenized assets like OUSG represents a transformative shift in capital flow management, removing barriers of traditional market hours," said Markus Infanger, senior vice president of RippleX.

Ripplex高級副總裁Markus Intanger說：“由OUSG等令牌化資產實現的24/7全天候定居點代表了資本流量管理的變革性轉變，消除了傳統市場時間的障礙。”

XRPL's robust financial infrastructure—featuring compliance tools, decentralized identifiers, and innovations like Multi-Purpose Tokens—positions it as a key player in institutional DeFi. The integration of OUSG reinforces XRPL's role as a bridge between traditional finance and decentralized markets, bringing institutional-grade assets on-chain with greater efficiency and accessibility.

XRPL的強大金融基礎設施（功能合規工具，分散的標識符以及諸如多功能令牌之類的創新）將其視為機構Defi的關鍵參與者。 OUSG的整合增強了XRPL作為傳統金融和分散市場之間的橋樑的作用，從而使機構級資產具有更高的效率和可及性。

Following the announcement, Ondo Finance's governance token (ONDO) rose 4%, signaling strong market confidence in the partnership.

宣布這一消息後，Ondo Finance的治理令牌（Ondo）上漲了4％，這表明了對合作夥伴關係的強烈信心。

Despite Ripple's regulatory successes, XRP has faced significant market pressures. The token briefly dipped below $3 today, reaching as low as $2.68 before a partial recovery.

儘管有漣漪取得成功，XRP仍面臨著巨大的市場壓力。今天的代幣短暫下跌至3美元以下，在部分恢復之前至$ 2.68。

The slide can partially be attributed to greater market forces, including an interest in the recent hype on DeepSeek AI in China. According to Coinglass data, the liquidations of XRP futures reached $35.27 million over the last 24 hours, indicating that volatility was heavy. Analysts believe if XRP could not hold support at $2.33, further downs are expected from the coin.

幻燈片可以部分歸因於更大的市場力量，包括對最近對中國DeepSeek AI的炒作的興趣。根據Coinglass數據，XRP期貨的清算在過去24小時內達到3527萬美元，這表明波動率很重。分析師認為，如果XRP無法以2.33美元的價格持有支持，則預計硬幣會進一步下降。

XRP is up 10.76% over the last 24 hours, trading at $3.10 at press time. Technically, the XRP chart displays a balance in bearish and bullish momentum.

XRP在過去24小時內上漲了10.76％，發稿時為3.10美元。從技術上講，XRP圖顯示了看跌和看漲的勢頭的平衡。

If the breakout above the critical resistance of $3.55 prevails, XRP is set for new highs, but if this level fails, not holding significant supports might aggravate the losses. XRP is trading

如果超過3.55美元的關鍵阻力的突破佔盛行，則XRP設置為新的高點，但是如果此級別失敗，則不提供重大支持可能會加劇損失。 XRP正在交易