Ripple Ventures 进军利润丰厚的稳定币市场，计划整合 XRP 账本

加密支付巨头 Ripple 宣布进军价值 1500 亿美元的稳定币市场。该公司计划今年晚些时候在 XRP Ledger 上推出与美元挂钩的稳定币，最初在 XRP Ledger 和以太坊上运行。 Ripple 旨在通过这种稳定币弥合传统金融和去中心化金融之间的差距，瞄准机构参与者和更广泛的 DeFi 领域。

Ripple Ventures into the Lucrative Stablecoin Market with Plans for XRP Ledger Integration

Ripple Ventures 进军利润丰厚的稳定币市场，计划整合 XRP 账本

San Francisco, California - April 5, 2024 - Ripple, a prominent provider of blockchain-based financial solutions, has announced its highly anticipated foray into the burgeoning stablecoin market. This strategic move, scheduled for later this year, aims to capitalize on the exponential growth potential of stablecoins, which have emerged as a critical component in the financial ecosystem.

加利福尼亚州旧金山 - 2024 年 4 月 5 日 - 基于区块链的金融解决方案的著名提供商 Ripple 宣布进军新兴的稳定币市场。这一战略举措定于今年晚些时候进行，旨在利用稳定币的指数增长潜力，稳定币已成为金融生态系统的重要组成部分。

In a comprehensive press statement released through its official website and social media channels, Ripple outlined its plans for launching a stablecoin pegged 1:1 to the United States dollar. This stablecoin will initially operate on two renowned blockchain networks: the XRP Ledger and Ethereum. However, in keeping with its commitment to cross-chain interoperability, Ripple intends to expand its stablecoin's availability to other blockchain networks in the future.

Ripple 在通过其官方网站和社交媒体渠道发布的一份综合新闻声明中概述了其推出与美元 1:1 挂钩的稳定币的计划。该稳定币最初将在两个著名的区块链网络上运行：XRP Ledger 和以太坊。然而，为了履行其对跨链互操作性的承诺，Ripple 打算在未来将其稳定币的可用性扩展到其他区块链网络。

Explosive Growth in the Stablecoin Market

稳定币市场爆炸式增长

Ripple's entry into the stablecoin market is driven by the sector's remarkable growth and widespread adoption. According to industry estimates, the stablecoin market currently stands at an impressive $150 billion, with projections anticipating a substantial increase to $2.8 trillion by 2028. This surge in popularity can be attributed to the perceived trust, stability, and utility that stablecoins offer, providing a reliable alternative to volatile cryptocurrencies and fiat currencies.

Ripple 进入稳定币市场是由该行业的显着增长和广泛采用推动的。据行业估计，稳定币市场目前规模达 1500 亿美元，预计到 2028 年将大幅增长至 2.8 万亿美元。这种受欢迎程度的飙升可归因于稳定币提供的信任、稳定性和实用性，波动性加密货币和法定货币的可靠替代品。

Aligning with Ripple's Strategic Vision

符合 Ripple 的战略愿景

Ripple's decision to launch a stablecoin aligns seamlessly with its long-term goal of facilitating interoperability between traditional financial systems and the decentralized finance (DeFi) landscape. By bridging this gap, Ripple aims to create a more efficient and inclusive financial ecosystem that benefits both institutional players and the broader DeFi community.

Ripple 推出稳定币的决定与其促进传统金融系统和去中心化金融 (DeFi) 领域之间的互操作性的长期目标无缝契合。通过弥合这一差距，Ripple 旨在创建一个更高效、更具包容性的金融生态系统，让机构参与者和更广泛的 DeFi 社区受益。

Collateralization and Regulatory Compliance

抵押和监管合规

To ensure the stability and trustworthiness of its stablecoin, Ripple will collateralize it with a combination of U.S. government bonds, USD deposits, and cash equivalents. This robust collateralization strategy is designed to maintain the stablecoin's 1:1 peg to the U.S. dollar.

为了确保其稳定币的稳定性和可信度，Ripple 将以美国政府债券、美元存款和现金等价物的组合作为抵押。这种稳健的抵押策略旨在维持稳定币与美元 1:1 的挂钩。

Executive Endorsements and Market Reaction

高管认可和市场反应

Ripple's leadership, including CEO Brad Garlinghouse and CTO David Schwartz, have expressed their enthusiasm for the company's stablecoin initiative. Garlinghouse emphasized the natural progression of Ripple's foray into stablecoins, highlighting its expertise in bridging the gap between traditional finance and crypto.

Ripple 的领导层，包括首席执行官 Brad Garlinghouse 和首席技术官 David Schwartz，都表达了对该公司稳定币计划的热情。 Garlinghouse 强调了 Ripple 进军稳定币的自然进展，强调了其在弥合传统金融和加密货币之间差距方面的专业知识。

"We have the years of experience, regulatory footprint, strong balance sheet, and global payout coverage to offer the best of crypto-enabled payments using XRP and our (future) stablecoin together," Garlinghouse stated.

Garlinghouse 表示：“我们拥有多年的经验、监管足迹、强大的资产负债表和全球支付覆盖范围，可以使用 XRP 和我们（未来的）稳定币提供最好的加密支付。”

Meanwhile, Schwartz highlighted the transformative potential of the stablecoin on the XRP Ledger, citing its decentralized exchange (DEX) and innovative features such as issued assets, auto-bridging, and the automated market maker (AMM).

与此同时，Schwartz 强调了 XRP Ledger 上稳定币的变革潜力，列举了其去中心化交易所 (DEX) 以及发行资产、自动桥接和自动做市商 (AMM) 等创新功能。

"A high-quality USD stablecoin on the XRPL will be a gamechanger for users and developers," Schwartz said.

Schwartz 表示：“XRPL 上的高质量美元稳定币将改变用户和开发者的游戏规则。”

Following Ripple's announcement, the value of XRP experienced a significant 4% gain, rising to the $0.6 territory. This market reaction underscores the positive sentiment surrounding Ripple's stablecoin initiative and its potential impact on the broader cryptocurrency ecosystem.

在 Ripple 宣布这一消息后，XRP 的价值大幅上涨 4%，升至 0.6 美元。这种市场反应凸显了围绕 Ripple 稳定币计划的积极情绪及其对更广泛的加密货币生态系统的潜在影响。